Denver County Disaster Risk

Denver County, Colorado

FEMA Risk Rating

Relatively High

National Percentile

95th

of 3,144 counties

State Rank

#1

of 64 (1 = highest risk)

Flood Risk

95th

percentile

Hazard Risk Breakdown

Flood

River, coastal, and surface flooding risk

Relatively High

Higher than 95% of US counties

Wildfire

Wildland and wildland-urban interface fire risk

Relatively Low

Higher than 61% of US counties

Tornado

Tornado and severe thunderstorm risk

Relatively High

Higher than 98% of US counties

Earthquake

Seismic activity and ground shaking risk

Moderate

Higher than 91% of US counties

Is your home insured against Denver County's risks?

Compare home and flood insurance quotes in minutes.

Get Quotes →

Sponsored

High flood risk area

Learn about NFIP flood insurance coverage for your property.

Learn More →

Frequently Asked Questions

What is the natural disaster risk in Denver County, CO?
Denver County has a FEMA National Risk Index rating of Relatively High, placing it in the 95th percentile nationally out of 3,144 counties. This composite score reflects the county's overall exposure to natural hazards including floods, wildfires, tornadoes, earthquakes, and hurricanes, weighted by expected annual loss and social vulnerability.
What types of natural hazards affect Denver County?
Denver County is evaluated for five major natural hazard types: tornado (98th percentile), flooding (95th percentile), earthquake (91th percentile), wildfire (61th percentile). The highest-risk hazard is tornado at the 98th percentile nationally. These scores are derived from FEMA's National Risk Index, which analyzes expected annual loss, social vulnerability, and community resilience for each hazard type.
How does Denver County risk compare to the Colorado average?
Denver County's composite risk percentile is 95th, compared to the Colorado state average of 41th percentile. The state's overall risk rating is Very Low. This means Denver County faces higher natural disaster risk than the typical county in Colorado.
Is Denver County at risk for tornado?
Yes, Denver County's tornado risk is at the 98th percentile nationally. This places it in the top quartile for this hazard type. For flooding specifically, Denver County is at the 95th percentile.
How is natural disaster risk measured?
FEMA's National Risk Index (NRI) calculates risk scores for 18 natural hazard types across all U.S. counties and census tracts. The composite score combines Expected Annual Loss (estimated dollar losses from each hazard), Social Vulnerability (demographic factors affecting disaster impact), and Community Resilience (ability to recover). Percentile scores rank each county against all 3,144 U.S. counties, and risk ratings range from Very Low to Very High.
Why is Denver County higher risk than average?
Denver County's composite risk score of 95th percentile is above the Colorado state average of 41th percentile. This elevated risk is driven by tornado exposure (98th percentile), along with flooding and earthquake and wildfire risk. Geographic location, terrain, climate patterns, and proximity to flood zones or fault lines all influence a county's risk profile.

Data Source

Risk data sourced from the FEMA National Risk Index (NRI). Risk scores are relative rankings (0–100) across all US counties — not absolute risk measures. Higher scores indicate higher relative risk compared to other counties.

Disclaimer: This data is informational only. It is not financial, insurance, or legal advice. Always consult a qualified professional before making insurance or real estate decisions.