riskbycounty
FEMA NRI 1.19.0Updated Nov 2023 · Coverage 2014–2023Methodology

Eagle County Disaster Risk

Eagle County, Colorado

FEMA Risk Rating

Relatively Low

National Percentile

76th

of 3,144 counties

State Rank

#11

of 64 (1 = highest risk)

Flood Risk

87th

percentile

Hazard Risk Breakdown

Flood

River, coastal, and surface flooding risk

Moderate

Higher than 87% of US counties

Wildfire

Wildland and wildland-urban interface fire risk

Relatively Low

Higher than 76% of US counties

Tornado

Tornado and severe thunderstorm risk

Very Low

Higher than 14% of US counties

Earthquake

Seismic activity and ground shaking risk

Relatively Low

Higher than 53% of US counties

Risk Overview

About Natural Disaster Risk in Eagle County, Colorado

Eagle County's risk is moderate nationally

Eagle County scores 76.24 on composite disaster risk, rated Relatively Low—still above Colorado's state average of 40.67 but lower than many mountain counties. The score reflects mountain terrain vulnerabilities combined with scattered development.

Mid-range risk profile for Colorado

Eagle County ranks in Colorado's moderate-risk zone, higher than counties like Dolores but lower than the Front Range hotspots. Its elevation and mountain geography create specific hazards like avalanche risk, though not captured in this composite score.

Riskier than typical mountain counties

Eagle's score of 76.24 exceeds Garfield (64.54) and Fremont (68.58), neighboring mountain counties with similar terrain. Growth in resort communities like Vail and Beaver Creek increases population exposure to hazards.

Flooding and wildfire drive Eagle's risk

Eagle faces flood risk of 86.51 and wildfire risk of 75.51, both substantial in this mountainous county. Earthquake risk (53.21) is moderate, while tornado risk is minimal at 14.41 due to elevation.

Water and fire protection matter most

Eagle County homeowners should prioritize flood insurance for properties near creeks and rivers, particularly in resort communities. Wildfire mitigation—including roof material standards and defensible space—is equally critical for mountain homes.

Source: FEMA National Risk Index · Narrative reviewed by Evan Brooks, Data Editor

Preparedness Guide

What to Prepare for in Eagle County

Top Hazards by Exposure

  1. #1
    FloodPrepare
    87th percentile
  2. #2
    WildfirePrepare
    76th percentile
  3. #3
    EarthquakePrepare
    53th percentile

Source: FEMA National Risk Index v1.19.0 · Percentiles are national (3,144 counties)

Risk Advisory: Eagle County

Risk Verdict

With a national percentile rank of 76th, Eagle County faces below-average hazard exposure relative to U.S. counties as a whole. Proactive preparedness — not reactive response — is key to managing life in one of the country's higher-risk counties; Eagle County residents should plan accordingly.

Hazard Breakdown

Flood risk is Eagle County's dominant natural hazard, ranked at the 87th percentile nationally under FEMA's National Risk Index. Wildfire ranks second at the 76th percentile nationally. Additional tracked hazards include earthquake (53th percentile), tornado (14th percentile).

Preparedness Context

With flood risk ranking at the 87th percentile nationally, Eagle County residents face one of the most financially damaging hazards without specialized coverage. Flood insurance through the NFIP or a private carrier is worth evaluating regardless of current mortgage requirements. Alongside flooding, wildfire exposure at the 76th percentile means households benefit from a multi-hazard preparedness plan rather than focusing on flood alone. Registering for Eagle County's county emergency alert system — typically through the county emergency management office's website — ensures households receive early warning when flood events develop faster than forecast.

Regional Context

At 35.6 points above the Colorado state average, Eagle County carries meaningfully higher natural disaster exposure than a typical Colorado county.

Is your household prepared for Eagle County's hazards?

Review FEMA's county-specific preparedness checklists and emergency planning guides.

FEMA Ready Guide →

Frequently Asked Questions

What is the natural disaster risk in Eagle County, CO?
Eagle County has a FEMA National Risk Index rating of Relatively Low, placing it in the 76th percentile nationally out of 3,144 counties. This composite score reflects the county's overall exposure to natural hazards including floods, wildfires, tornadoes, earthquakes, and hurricanes, weighted by expected annual loss and social vulnerability.
What types of natural hazards affect Eagle County?
Eagle County is evaluated for five major natural hazard types: flooding (87th percentile), wildfire (76th percentile), earthquake (53th percentile), tornado (14th percentile). The highest-risk hazard is flooding at the 87th percentile nationally. These scores are derived from FEMA's National Risk Index, which analyzes expected annual loss, social vulnerability, and community resilience for each hazard type.
How does Eagle County risk compare to the Colorado average?
Eagle County's composite risk percentile is 76th, compared to the Colorado state average of 41th percentile. The state's overall risk rating is Very Low. This means Eagle County faces higher natural disaster risk than the typical county in Colorado.
Is Eagle County at risk for flooding?
Yes, Eagle County's flooding risk is at the 87th percentile nationally. This places it in the top quartile for this hazard type.
How is natural disaster risk measured?
FEMA's National Risk Index (NRI) calculates risk scores for 18 natural hazard types across all U.S. counties and census tracts. The composite score combines Expected Annual Loss (estimated dollar losses from each hazard), Social Vulnerability (demographic factors affecting disaster impact), and Community Resilience (ability to recover). Percentile scores rank each county against all 3,144 U.S. counties, and risk ratings range from Very Low to Very High.
Why is Eagle County higher risk than average?
Eagle County's composite risk score of 76th percentile is above the Colorado state average of 41th percentile. This elevated risk is driven by flooding exposure (87th percentile), along with wildfire and earthquake risk. Geographic location, terrain, climate patterns, and proximity to flood zones or fault lines all influence a county's risk profile.
By Evan Brooks, Data EditorUpdated Reviewed by Evan Brooks, Data Editor

Data Source

Risk data sourced from the FEMA National Risk Index (NRI). Risk scores are relative rankings (0–100) across all US counties — not absolute risk measures. Higher scores indicate higher relative risk compared to other counties.

Disclaimer: This data is informational only. It is not financial, insurance, or legal advice. Always consult a qualified professional before making insurance or real estate decisions.