riskbycounty
FEMA NRI 1.19.0Updated Nov 2023 · Coverage 2014–2023Methodology

Gilchrist County Disaster Risk

Gilchrist County, Florida

FEMA Risk Rating

Very Low

National Percentile

28th

of 3,144 counties

State Rank

#63

of 67 (1 = highest risk)

Flood Risk

31th

percentile

Hazard Risk Breakdown

Flood

River, coastal, and surface flooding risk

Very Low

Higher than 31% of US counties

Wildfire

Wildland and wildland-urban interface fire risk

Relatively Low

Higher than 77% of US counties

Tornado

Tornado and severe thunderstorm risk

Very Low

Higher than 31% of US counties

Earthquake

Seismic activity and ground shaking risk

Very Low

Higher than 27% of US counties

Hurricane

Tropical cyclone and hurricane risk

Moderate

Higher than 84% of US counties

Risk Overview

About Natural Disaster Risk in Gilchrist County, Florida

Gilchrist ranks among safest U.S. counties

Gilchrist County's composite risk score of 27.96 is among the lowest in the nation, earning a very low risk rating. This exceptionally safe profile reflects minimal exposure to earthquakes, flooding, and tornadoes.

Florida's lowest-risk county

Gilchrist's score of 27.96 dramatically undercuts Florida's state average of 75.74, making it the safest county in the state by composite measure. The rural, inland character of the county minimizes exposure across most hazard categories.

Significantly safer than region

Gilchrist's 27.96 score substantially beats Gadsden County (72.39) and all other North Florida neighbors, reflecting its remote inland position. Even Hamilton County (43.00) carries notably more risk.

Wildfire and hurricane are main concerns

Wildfire risk of 77.23 is Gilchrist's leading hazard, while hurricane risk of 84.27 remains a secondary concern despite inland location. Flood, tornado, and earthquake risks all fall well below state and national averages.

Focus on wildfire and wind coverage

Gilchrist residents should maintain standard homeowners insurance with emphasis on wind/hurricane protection, though local risk is notably low. Wildfire insurance consideration is worthwhile for properties in or near forested areas, given the 77.23 risk score.

Source: FEMA National Risk Index · Narrative reviewed by Evan Brooks, Data Editor

Preparedness Guide

What to Prepare for in Gilchrist County

Top Hazards by Exposure

  1. #1
    HurricanePrepare
    84th percentile
  2. #2
    WildfirePrepare
    77th percentile
  3. #3
    FloodPrepare
    31th percentile

Source: FEMA National Risk Index v1.19.0 · Percentiles are national (3,144 counties)

Risk Advisory: Gilchrist County

Risk Verdict

Gilchrist County sits in the lower tier of U.S. counties for natural disaster exposure, ranked at the 28th percentile nationally. Gilchrist County residents can take confidence from a 28th percentile ranking, but even lower-risk counties benefit from a practiced household communication plan and awareness of the specific hazards listed above.

Hazard Breakdown

Hurricane risk is Gilchrist County's dominant natural hazard, ranked at the 84th percentile nationally under FEMA's National Risk Index. Wildfire ranks second at the 77th percentile nationally. Additional tracked hazards include flood (31th percentile), tornado (31th percentile), earthquake (27th percentile).

Preparedness Context

At the 84th percentile nationally for hurricane exposure, Gilchrist County households benefit from reviewing both homeowners and flood insurance coverage before storm season begins — standard policies often exclude storm surge, which is the leading cause of hurricane fatalities. Wildfire at the 77th percentile nationally is Gilchrist County's secondary hazard, often intensified by the same weather systems that produce hurricane conditions. Hurricane-force winds cause direct property damage, but storm surge causes the majority of hurricane-related deaths. Gilchrist County households near tidal water or low-elevation areas should verify whether they are in a storm surge risk zone.

Regional Context

Gilchrist County falls 47.8 points below Florida's typical county risk level, making it one of the safer natural-hazard environments in the state.

Is your household prepared for Gilchrist County's hazards?

Review FEMA's county-specific preparedness checklists and emergency planning guides.

FEMA Ready Guide →

Frequently Asked Questions

What is the natural disaster risk in Gilchrist County, FL?
Gilchrist County has a FEMA National Risk Index rating of Very Low, placing it in the 28th percentile nationally out of 3,144 counties. This composite score reflects the county's overall exposure to natural hazards including floods, wildfires, tornadoes, earthquakes, and hurricanes, weighted by expected annual loss and social vulnerability.
What types of natural hazards affect Gilchrist County?
Gilchrist County is evaluated for five major natural hazard types: hurricane (84th percentile), wildfire (77th percentile), flooding (31th percentile), tornado (31th percentile), earthquake (27th percentile). The highest-risk hazard is hurricane at the 84th percentile nationally. These scores are derived from FEMA's National Risk Index, which analyzes expected annual loss, social vulnerability, and community resilience for each hazard type.
How does Gilchrist County risk compare to the Florida average?
Gilchrist County's composite risk percentile is 28th, compared to the Florida state average of 76th percentile. The state's overall risk rating is Relatively Low. This means Gilchrist County faces lower natural disaster risk than the typical county in Florida.
Is Gilchrist County at risk for hurricane?
Yes, Gilchrist County's hurricane risk is at the 84th percentile nationally. This places it in the top quartile for this hazard type. For flooding specifically, Gilchrist County is at the 31th percentile.
How is natural disaster risk measured?
FEMA's National Risk Index (NRI) calculates risk scores for 18 natural hazard types across all U.S. counties and census tracts. The composite score combines Expected Annual Loss (estimated dollar losses from each hazard), Social Vulnerability (demographic factors affecting disaster impact), and Community Resilience (ability to recover). Percentile scores rank each county against all 3,144 U.S. counties, and risk ratings range from Very Low to Very High.
Is Gilchrist County a safe place to live?
Gilchrist County's composite risk score of 28th percentile is below the Florida state average of 76th percentile, indicating relatively lower exposure to natural hazards. However, no county is completely risk-free. The primary hazard type is hurricane at the 84th percentile. Residents should still maintain emergency preparedness plans and appropriate insurance coverage.
By Evan Brooks, Data EditorUpdated Reviewed by Evan Brooks, Data Editor

Data Source

Risk data sourced from the FEMA National Risk Index (NRI). Risk scores are relative rankings (0–100) across all US counties — not absolute risk measures. Higher scores indicate higher relative risk compared to other counties.

Disclaimer: This data is informational only. It is not financial, insurance, or legal advice. Always consult a qualified professional before making insurance or real estate decisions.