riskbycounty
FEMA National Risk Index

Osceola County Disaster Risk

Osceola County, Florida

FEMA Risk Rating

Relatively Moderate

National Percentile

92th

of 3,144 counties

State Rank

#26

of 67 (1 = highest risk)

Flood Risk

92th

percentile

Hazard Risk Breakdown

Flood

River, coastal, and surface flooding risk

Moderate

Higher than 92% of US counties

Wildfire

Wildland and wildland-urban interface fire risk

Relatively High

Higher than 95% of US counties

Tornado

Tornado and severe thunderstorm risk

Moderate

Higher than 94% of US counties

Earthquake

Seismic activity and ground shaking risk

Relatively Low

Higher than 46% of US counties

Hurricane

Tropical cyclone and hurricane risk

Moderate

Higher than 94% of US counties

Risk Advisory: Osceola County

Risk Verdict

Osceola County has a relatively moderate overall disaster risk profile, scoring in the 92th percentile nationally. While not in the highest tier, this county faces meaningful hazard exposure. Residents are encouraged to understand their specific risks and maintain emergency supplies.

Hazard Breakdown

Wildfire risk is the dominant hazard for Osceola County, scoring in the 95th percentile nationally. It is followed by hurricane risk at the 94th percentile. Additional hazards include tornado (94th), flood (92th), earthquake (46th).

Preparedness Context

With wildfire risk as the top concern, Osceola County residents should create defensible space around your property, sign up for local emergency alerts, and prepare a go-bag with essential documents and medications. Secondary risks such as hurricane also warrant attention in household and community preparedness planning. FEMA recommends all households maintain at least 72 hours of food, water, and medication supplies regardless of specific hazard exposure.

Regional Context

Osceola County is significantly riskier than the average county in Florida. Its composite risk score is 16.2 points higher than the state average, meaning residents face above-average exposure to natural hazards compared to their neighbors.

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Frequently Asked Questions

What is the natural disaster risk in Osceola County, FL?
Osceola County has a FEMA National Risk Index rating of Relatively Moderate, placing it in the 92th percentile nationally out of 3,144 counties. This composite score reflects the county's overall exposure to natural hazards including floods, wildfires, tornadoes, earthquakes, and hurricanes, weighted by expected annual loss and social vulnerability.
What types of natural hazards affect Osceola County?
Osceola County is evaluated for five major natural hazard types: wildfire (95th percentile), hurricane (94th percentile), tornado (94th percentile), flooding (92th percentile), earthquake (46th percentile). The highest-risk hazard is wildfire at the 95th percentile nationally. These scores are derived from FEMA's National Risk Index, which analyzes expected annual loss, social vulnerability, and community resilience for each hazard type.
How does Osceola County risk compare to the Florida average?
Osceola County's composite risk percentile is 92th, compared to the Florida state average of 76th percentile. The state's overall risk rating is Relatively Low. This means Osceola County faces higher natural disaster risk than the typical county in Florida.
Is Osceola County at risk for wildfire?
Yes, Osceola County's wildfire risk is at the 95th percentile nationally. This places it in the top quartile for this hazard type. For flooding specifically, Osceola County is at the 92th percentile.
How is natural disaster risk measured?
FEMA's National Risk Index (NRI) calculates risk scores for 18 natural hazard types across all U.S. counties and census tracts. The composite score combines Expected Annual Loss (estimated dollar losses from each hazard), Social Vulnerability (demographic factors affecting disaster impact), and Community Resilience (ability to recover). Percentile scores rank each county against all 3,144 U.S. counties, and risk ratings range from Very Low to Very High.
Why is Osceola County higher risk than average?
Osceola County's composite risk score of 92th percentile is above the Florida state average of 76th percentile. This elevated risk is driven by wildfire exposure (95th percentile), along with hurricane and tornado and flooding risk. Geographic location, terrain, climate patterns, and proximity to flood zones or fault lines all influence a county's risk profile.

Counties with Similar Risk

Lake County

Florida

-0.0

Relatively Moderate

92th percentile

Monroe County

Florida

-0.3

Relatively Moderate

92th percentile

Okaloosa County

Florida

+0.5

Relatively Moderate

92th percentile

By Logan Johnson, Founder & Data EditorUpdated Reviewed by Logan Johnson, Founder & Data Editor

Data Source

Risk data sourced from the FEMA National Risk Index (NRI). Risk scores are relative rankings (0–100) across all US counties — not absolute risk measures. Higher scores indicate higher relative risk compared to other counties.

Disclaimer: This data is informational only. It is not financial, insurance, or legal advice. Always consult a qualified professional before making insurance or real estate decisions.

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