riskbycounty
FEMA NRI 1.19.0Updated Nov 2023 · Coverage 2014–2023Methodology

Bond County Disaster Risk

Bond County, Illinois

FEMA Risk Rating

Very Low

National Percentile

36th

of 3,144 counties

State Rank

#74

of 102 (1 = highest risk)

Flood Risk

30th

percentile

Hazard Risk Breakdown

Flood

River, coastal, and surface flooding risk

Very Low

Higher than 30% of US counties

Wildfire

Wildland and wildland-urban interface fire risk

Very Low

Higher than 8% of US counties

Tornado

Tornado and severe thunderstorm risk

Relatively Low

Higher than 58% of US counties

Earthquake

Seismic activity and ground shaking risk

Moderate

Higher than 86% of US counties

Hurricane

Tropical cyclone and hurricane risk

Very Low

Higher than 21% of US counties

Risk Overview

About Natural Disaster Risk in Bond County, Illinois

Bond County ranks very low nationally

Bond County scores just 36.23 on the composite disaster risk scale, earning a "Very Low" rating and placing it well below the national average. This reflects relatively modest exposure across most hazard types, though tornado risk registers moderately at 58.49.

Among Illinois's safest counties

At 36.23, Bond County ranks in the lower tier of Illinois counties for disaster risk, substantially below the state average of 54.46. Residents enjoy comparative safety from multiple natural hazards, though tornado preparedness remains worthwhile.

Competitive with area's lowest-risk counties

Bond County's 36.23 score places it alongside Carroll County (39.03) as one of the region's safer areas, though both face higher tornado risk than western neighbors like Brown County (4.74) and Calhoun County (6.08). Compared to northern counties like Adams (64.19) and Boone (57.35), Bond offers significantly lower overall exposure.

Tornadoes pose the main threat

Bond County's tornado risk of 58.49 substantially outpaces its flood risk (30.47) and earthquake risk (86.45, which applies to the region generally). While overall risk remains very low, tornado season preparation is the key priority for residents.

Focus on tornado readiness and coverage

Bond County's low composite risk means standard homeowners insurance typically provides adequate protection, but ensure your policy covers wind and hail damage from tornado activity. Develop a family tornado plan and identify your safe room as the most practical form of protection.

Source: FEMA National Risk Index · Narrative reviewed by Evan Brooks, Data Editor

Preparedness Guide

What to Prepare for in Bond County

Top Hazards by Exposure

  1. #1
    EarthquakePrepare
    86th percentile
  2. #2
    TornadoPrepare
    58th percentile
  3. #3
    FloodPrepare
    30th percentile

Source: FEMA National Risk Index v1.19.0 · Percentiles are national (3,144 counties)

Risk Advisory: Bond County

Risk Verdict

At the 36th percentile nationally, Bond County experiences relatively limited natural hazard pressure compared to most of the country. A 36th percentile score positions Bond County among the nation's lower-risk counties, a genuinely favorable outcome — one that simple, low-cost preparedness habits can reinforce further.

Hazard Breakdown

Earthquake risk is Bond County's dominant natural hazard, ranked at the 86th percentile nationally under FEMA's National Risk Index. Tornado ranks second at the 58th percentile nationally. Additional tracked hazards include flood (30th percentile), hurricane (21th percentile), wildfire (8th percentile).

Preparedness Context

Bond County ranks at the 86th percentile nationally for earthquake risk. Unlike most natural hazards, earthquakes provide no advance warning; preparedness here means structural adjustments and a practiced response, not alert monitoring. The county's tornado risk at the 58th percentile nationally is a seasonal consideration alongside the year-round earthquake threat, requiring awareness of both hazard types. For earthquake preparedness, Bond County's county emergency management office often maintains a list of community water supply points, Red Cross shelter locations, and post-quake assistance programs — useful resources to identify before an event occurs.

Regional Context

A composite score 18.2 points below the Illinois state average puts Bond County in a better-than-typical position relative to neighboring counties.

Is your household prepared for Bond County's hazards?

Review FEMA's county-specific preparedness checklists and emergency planning guides.

FEMA Ready Guide →

Frequently Asked Questions

What is the natural disaster risk in Bond County, IL?
Bond County has a FEMA National Risk Index rating of Very Low, placing it in the 36th percentile nationally out of 3,144 counties. This composite score reflects the county's overall exposure to natural hazards including floods, wildfires, tornadoes, earthquakes, and hurricanes, weighted by expected annual loss and social vulnerability.
What types of natural hazards affect Bond County?
Bond County is evaluated for five major natural hazard types: earthquake (86th percentile), tornado (58th percentile), flooding (30th percentile), hurricane (21th percentile), wildfire (8th percentile). The highest-risk hazard is earthquake at the 86th percentile nationally. These scores are derived from FEMA's National Risk Index, which analyzes expected annual loss, social vulnerability, and community resilience for each hazard type.
How does Bond County risk compare to the Illinois average?
Bond County's composite risk percentile is 36th, compared to the Illinois state average of 55th percentile. The state's overall risk rating is Relatively Low. This means Bond County faces lower natural disaster risk than the typical county in Illinois.
Is Bond County at risk for earthquake?
Yes, Bond County's earthquake risk is at the 86th percentile nationally. This places it in the top quartile for this hazard type. For flooding specifically, Bond County is at the 30th percentile.
How is natural disaster risk measured?
FEMA's National Risk Index (NRI) calculates risk scores for 18 natural hazard types across all U.S. counties and census tracts. The composite score combines Expected Annual Loss (estimated dollar losses from each hazard), Social Vulnerability (demographic factors affecting disaster impact), and Community Resilience (ability to recover). Percentile scores rank each county against all 3,144 U.S. counties, and risk ratings range from Very Low to Very High.
Is Bond County a safe place to live?
Bond County's composite risk score of 36th percentile is below the Illinois state average of 55th percentile, indicating relatively lower exposure to natural hazards. However, no county is completely risk-free. The primary hazard type is earthquake at the 86th percentile. Residents should still maintain emergency preparedness plans and appropriate insurance coverage.
By Evan Brooks, Data EditorUpdated Reviewed by Evan Brooks, Data Editor

Data Source

Risk data sourced from the FEMA National Risk Index (NRI). Risk scores are relative rankings (0–100) across all US counties — not absolute risk measures. Higher scores indicate higher relative risk compared to other counties.

Disclaimer: This data is informational only. It is not financial, insurance, or legal advice. Always consult a qualified professional before making insurance or real estate decisions.