riskbycounty
FEMA NRI 1.19.0Updated Nov 2023 · Coverage 2014–2023Methodology

Calhoun County Disaster Risk

Calhoun County, Illinois

FEMA Risk Rating

Very Low

National Percentile

6th

of 3,144 counties

State Rank

#100

of 102 (1 = highest risk)

Flood Risk

16th

percentile

Hazard Risk Breakdown

Flood

River, coastal, and surface flooding risk

Very Low

Higher than 16% of US counties

Wildfire

Wildland and wildland-urban interface fire risk

Very Low

Higher than 1% of US counties

Tornado

Tornado and severe thunderstorm risk

Very Low

Higher than 19% of US counties

Earthquake

Seismic activity and ground shaking risk

Very Low

Higher than 34% of US counties

Hurricane

Tropical cyclone and hurricane risk

Very Low

Higher than 8% of US counties

Risk Overview

About Natural Disaster Risk in Calhoun County, Illinois

Calhoun County ranks among nation's safest

Calhoun County scores just 6.08 on the composite disaster risk scale, earning a "Very Low" rating and ranking among the safest counties in the United States. This exceptionally low score reflects minimal hazard exposure across virtually all disaster types.

Second-safest county in Illinois

Calhoun County's 6.08 composite score ranks it as the second-safest county in Illinois, just below Brown County (4.74), and vastly below the state average of 54.46. Only a handful of U.S. counties rival Calhoun's level of natural disaster safety.

Among the region's lowest-risk areas

Calhoun County's 6.08 score ranks just behind Brown County (4.74) as the region's safest jurisdiction, far ahead of Carroll County (39.03), Bond County (36.23), and Alexander County (44.08). Even compared to northern Adams County (64.19), Calhoun is roughly 10 times safer.

Tornado exposure slightly elevated locally

Calhoun County's tornado risk of 18.80 is its most significant hazard, though it remains well below state and national norms. Flood risk (16.13) ranks second, while earthquake (33.84) and wildfire (0.57) risks are minimal.

Standard insurance covers your needs

Calhoun County residents benefit from exceptional natural disaster safety, so standard homeowners insurance provides adequate coverage without costly add-ons. Maintain basic emergency preparedness and ensure your roof and drainage systems are well-maintained for optimal home resilience.

Source: FEMA National Risk Index · Narrative reviewed by Evan Brooks, Data Editor

Preparedness Guide

What to Prepare for in Calhoun County

Top Hazards by Exposure

  1. #1
    EarthquakePrepare
    34th percentile
  2. #2
    TornadoPrepare
    19th percentile
  3. #3
    FloodPrepare
    16th percentile

Source: FEMA National Risk Index v1.19.0 · Percentiles are national (3,144 counties)

Risk Advisory: Calhoun County

Risk Verdict

Calhoun County's overall natural disaster score at the 6th percentile puts it well below the national median for hazard exposure. Even at the 6th percentile, Calhoun County's composite score reflects real hazard exposure categories — knowing which ones apply locally enables targeted, efficient household preparedness.

Hazard Breakdown

Earthquake risk is Calhoun County's dominant natural hazard, ranked at the 34th percentile nationally under FEMA's National Risk Index. Tornado ranks second at the 19th percentile nationally. Additional tracked hazards include flood (16th percentile), hurricane (8th percentile), wildfire (1th percentile).

Preparedness Context

Earthquake exposure at the 34th percentile nationally puts Calhoun County in a zone where utilities — gas, water, electrical — are the most common post-quake hazard. Knowing how to shut off the main gas valve is an important household skill to develop before an event occurs. Alongside earthquake exposure, Calhoun County's tornado risk at the 19th percentile nationally reinforces the value of maintaining a household emergency supply cache usable for multiple hazard scenarios. Calhoun County households benefit from keeping shoes and a flashlight near the bed — post-earthquake navigation through debris in the dark is a common cause of secondary injury. This low-cost step has outsized protective value.

Regional Context

Calhoun County's composite risk score sits 48.4 points below the Illinois county average, reflecting a more favorable hazard environment than the state typical.

Is your household prepared for Calhoun County's hazards?

Review FEMA's county-specific preparedness checklists and emergency planning guides.

FEMA Ready Guide →

Frequently Asked Questions

What is the natural disaster risk in Calhoun County, IL?
Calhoun County has a FEMA National Risk Index rating of Very Low, placing it in the 6th percentile nationally out of 3,144 counties. This composite score reflects the county's overall exposure to natural hazards including floods, wildfires, tornadoes, earthquakes, and hurricanes, weighted by expected annual loss and social vulnerability.
What types of natural hazards affect Calhoun County?
Calhoun County is evaluated for five major natural hazard types: earthquake (34th percentile), tornado (19th percentile), flooding (16th percentile), hurricane (8th percentile), wildfire (1th percentile). The highest-risk hazard is earthquake at the 34th percentile nationally. These scores are derived from FEMA's National Risk Index, which analyzes expected annual loss, social vulnerability, and community resilience for each hazard type.
How does Calhoun County risk compare to the Illinois average?
Calhoun County's composite risk percentile is 6th, compared to the Illinois state average of 55th percentile. The state's overall risk rating is Relatively Low. This means Calhoun County faces lower natural disaster risk than the typical county in Illinois.
Is Calhoun County at risk for earthquake?
Yes, Calhoun County's earthquake risk is at the 34th percentile nationally. This is below the national median, indicating relatively lower exposure. For flooding specifically, Calhoun County is at the 16th percentile.
How is natural disaster risk measured?
FEMA's National Risk Index (NRI) calculates risk scores for 18 natural hazard types across all U.S. counties and census tracts. The composite score combines Expected Annual Loss (estimated dollar losses from each hazard), Social Vulnerability (demographic factors affecting disaster impact), and Community Resilience (ability to recover). Percentile scores rank each county against all 3,144 U.S. counties, and risk ratings range from Very Low to Very High.
Is Calhoun County a safe place to live?
Calhoun County's composite risk score of 6th percentile is below the Illinois state average of 55th percentile, indicating relatively lower exposure to natural hazards. However, no county is completely risk-free. The primary hazard type is earthquake at the 34th percentile. Residents should still maintain emergency preparedness plans and appropriate insurance coverage.
By Evan Brooks, Data EditorUpdated Reviewed by Evan Brooks, Data Editor

Data Source

Risk data sourced from the FEMA National Risk Index (NRI). Risk scores are relative rankings (0–100) across all US counties — not absolute risk measures. Higher scores indicate higher relative risk compared to other counties.

Disclaimer: This data is informational only. It is not financial, insurance, or legal advice. Always consult a qualified professional before making insurance or real estate decisions.