Gallatin County Disaster Risk

Gallatin County, Illinois

FEMA Risk Rating

Very Low

National Percentile

34th

of 3,144 counties

State Rank

#77

of 102 (1 = highest risk)

Flood Risk

36th

percentile

Hazard Risk Breakdown

Flood

River, coastal, and surface flooding risk

Very Low

Higher than 36% of US counties

Wildfire

Wildland and wildland-urban interface fire risk

Very Low

Higher than 1% of US counties

Tornado

Tornado and severe thunderstorm risk

Very Low

Higher than 37% of US counties

Earthquake

Seismic activity and ground shaking risk

Moderate

Higher than 85% of US counties

Hurricane

Tropical cyclone and hurricane risk

Very Low

Higher than 36% of US counties

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Frequently Asked Questions

What is the natural disaster risk in Gallatin County, IL?
Gallatin County has a FEMA National Risk Index rating of Very Low, placing it in the 34th percentile nationally out of 3,144 counties. This composite score reflects the county's overall exposure to natural hazards including floods, wildfires, tornadoes, earthquakes, and hurricanes, weighted by expected annual loss and social vulnerability.
What types of natural hazards affect Gallatin County?
Gallatin County is evaluated for five major natural hazard types: earthquake (85th percentile), tornado (37th percentile), flooding (36th percentile), hurricane (36th percentile), wildfire (1th percentile). The highest-risk hazard is earthquake at the 85th percentile nationally. These scores are derived from FEMA's National Risk Index, which analyzes expected annual loss, social vulnerability, and community resilience for each hazard type.
How does Gallatin County risk compare to the Illinois average?
Gallatin County's composite risk percentile is 34th, compared to the Illinois state average of 55th percentile. The state's overall risk rating is Relatively Low. This means Gallatin County faces lower natural disaster risk than the typical county in Illinois.
Is Gallatin County at risk for earthquake?
Yes, Gallatin County's earthquake risk is at the 85th percentile nationally. This places it in the top quartile for this hazard type. For flooding specifically, Gallatin County is at the 36th percentile.
How is natural disaster risk measured?
FEMA's National Risk Index (NRI) calculates risk scores for 18 natural hazard types across all U.S. counties and census tracts. The composite score combines Expected Annual Loss (estimated dollar losses from each hazard), Social Vulnerability (demographic factors affecting disaster impact), and Community Resilience (ability to recover). Percentile scores rank each county against all 3,144 U.S. counties, and risk ratings range from Very Low to Very High.
Is Gallatin County a safe place to live?
Gallatin County's composite risk score of 34th percentile is below the Illinois state average of 55th percentile, indicating relatively lower exposure to natural hazards. However, no county is completely risk-free. The primary hazard type is earthquake at the 85th percentile. Residents should still maintain emergency preparedness plans and appropriate insurance coverage.

Data Source

Risk data sourced from the FEMA National Risk Index (NRI). Risk scores are relative rankings (0–100) across all US counties — not absolute risk measures. Higher scores indicate higher relative risk compared to other counties.

Disclaimer: This data is informational only. It is not financial, insurance, or legal advice. Always consult a qualified professional before making insurance or real estate decisions.