riskbycounty
FEMA NRI 1.19.0Updated Nov 2023 · Coverage 2014–2023Methodology

Macon County Disaster Risk

Macon County, Illinois

FEMA Risk Rating

Relatively Moderate

National Percentile

83th

of 3,144 counties

State Rank

#20

of 102 (1 = highest risk)

Flood Risk

83th

percentile

Hazard Risk Breakdown

Flood

River, coastal, and surface flooding risk

Moderate

Higher than 83% of US counties

Wildfire

Wildland and wildland-urban interface fire risk

Very Low

Higher than 21% of US counties

Tornado

Tornado and severe thunderstorm risk

Moderate

Higher than 86% of US counties

Earthquake

Seismic activity and ground shaking risk

Moderate

Higher than 90% of US counties

Hurricane

Tropical cyclone and hurricane risk

Very Low

Higher than 37% of US counties

Risk Overview

About Natural Disaster Risk in Macon County, Illinois

Macon County faces moderate-high risk

With a composite risk score of 83.3 and a relatively moderate rating, Macon County ranks above the national average across multiple hazard categories. Tornado, flood, and earthquake risks all contribute significantly to this elevated score.

Among Illinois' higher-risk counties

Macon County's score of 83.3 substantially exceeds Illinois' state average of 54.5, ranking it in the upper tier of county risk statewide. This county faces considerably above-average disaster exposure compared to most of Illinois.

Riskier than most area counties

Macon County's score of 83.3 exceeds neighboring Logan County (58.1) and Macoupin County (79.9). Its tornado risk of 86.1 and earthquake risk of 89.9 position it as one of the region's more hazard-prone areas.

Tornadoes, earthquakes, and floods combine

Macon County residents face a tornado risk of 86.1, an earthquake risk of 89.9, and a flood risk of 83.3—an unusually potent combination of major hazards. Each of these three threats individually warrants serious preparedness planning.

Secure multi-hazard coverage today

Macon County homeowners must obtain flood insurance separately, as standard policies don't cover flood damage, and should evaluate earthquake insurance given the county's 89.9 earthquake risk. Verify that wind and hail coverage is robust enough to handle tornado damage, making comprehensive protection your priority.

Source: FEMA National Risk Index · Narrative reviewed by Evan Brooks, Data Editor

Preparedness Guide

What to Prepare for in Macon County

Top Hazards by Exposure

  1. #1
    EarthquakePrepare
    90th percentile
  2. #2
    TornadoPrepare
    86th percentile
  3. #3
    FloodPrepare
    83th percentile

Source: FEMA National Risk Index v1.19.0 · Percentiles are national (3,144 counties)

Risk Advisory: Macon County

Risk Verdict

Macon County faces a moderate natural disaster risk profile, ranking at the 83th percentile nationally under FEMA's composite risk model. This risk level calls for more than general awareness: insurance coverage review, a family communication plan, and a prepared go-bag are practical priorities.

Hazard Breakdown

Earthquake risk is Macon County's dominant natural hazard, ranked at the 90th percentile nationally under FEMA's National Risk Index. Tornado ranks second at the 86th percentile nationally. Additional tracked hazards include flood (83th percentile), hurricane (37th percentile), wildfire (21th percentile).

Preparedness Context

Earthquake risk is Macon County's leading natural hazard, ranked at the 90th percentile nationally. Securing tall furniture, water heaters, and bookcases to walls with anti-tip hardware is among the simplest and most effective life-safety measures households can take. Alongside earthquake exposure, Macon County's tornado risk at the 86th percentile nationally reinforces the value of maintaining a household emergency supply cache usable for multiple hazard scenarios. Macon County residents should locate the main gas shutoff valve and keep an appropriate wrench nearby — gas leaks cause a significant share of earthquake-related injuries and fires, and the shutoff step is safe to take immediately after shaking stops.

Regional Context

Macon County's composite risk score sits 28.8 points above the Illinois county average, placing it among the more hazard-exposed counties in the state.

Is your household prepared for Macon County's hazards?

Review FEMA's county-specific preparedness checklists and emergency planning guides.

FEMA Ready Guide →

Frequently Asked Questions

What is the natural disaster risk in Macon County, IL?
Macon County has a FEMA National Risk Index rating of Relatively Moderate, placing it in the 83th percentile nationally out of 3,144 counties. This composite score reflects the county's overall exposure to natural hazards including floods, wildfires, tornadoes, earthquakes, and hurricanes, weighted by expected annual loss and social vulnerability.
What types of natural hazards affect Macon County?
Macon County is evaluated for five major natural hazard types: earthquake (90th percentile), tornado (86th percentile), flooding (83th percentile), hurricane (37th percentile), wildfire (21th percentile). The highest-risk hazard is earthquake at the 90th percentile nationally. These scores are derived from FEMA's National Risk Index, which analyzes expected annual loss, social vulnerability, and community resilience for each hazard type.
How does Macon County risk compare to the Illinois average?
Macon County's composite risk percentile is 83th, compared to the Illinois state average of 55th percentile. The state's overall risk rating is Relatively Low. This means Macon County faces higher natural disaster risk than the typical county in Illinois.
Is Macon County at risk for earthquake?
Yes, Macon County's earthquake risk is at the 90th percentile nationally. This places it in the top quartile for this hazard type. For flooding specifically, Macon County is at the 83th percentile.
How is natural disaster risk measured?
FEMA's National Risk Index (NRI) calculates risk scores for 18 natural hazard types across all U.S. counties and census tracts. The composite score combines Expected Annual Loss (estimated dollar losses from each hazard), Social Vulnerability (demographic factors affecting disaster impact), and Community Resilience (ability to recover). Percentile scores rank each county against all 3,144 U.S. counties, and risk ratings range from Very Low to Very High.
Why is Macon County higher risk than average?
Macon County's composite risk score of 83th percentile is above the Illinois state average of 55th percentile. This elevated risk is driven by earthquake exposure (90th percentile), along with tornado and flooding risk. Geographic location, terrain, climate patterns, and proximity to flood zones or fault lines all influence a county's risk profile.
By Evan Brooks, Data EditorUpdated Reviewed by Evan Brooks, Data Editor

Data Source

Risk data sourced from the FEMA National Risk Index (NRI). Risk scores are relative rankings (0–100) across all US counties — not absolute risk measures. Higher scores indicate higher relative risk compared to other counties.

Disclaimer: This data is informational only. It is not financial, insurance, or legal advice. Always consult a qualified professional before making insurance or real estate decisions.