riskbycounty
FEMA NRI 1.19.0Updated Nov 2023 · Coverage 2014–2023Methodology

Marion County Disaster Risk

Marion County, Illinois

FEMA Risk Rating

Relatively Low

National Percentile

77th

of 3,144 counties

State Rank

#28

of 102 (1 = highest risk)

Flood Risk

68th

percentile

Hazard Risk Breakdown

Flood

River, coastal, and surface flooding risk

Relatively Low

Higher than 68% of US counties

Wildfire

Wildland and wildland-urban interface fire risk

Very Low

Higher than 15% of US counties

Tornado

Tornado and severe thunderstorm risk

Relatively Low

Higher than 71% of US counties

Earthquake

Seismic activity and ground shaking risk

Relatively High

Higher than 95% of US counties

Hurricane

Tropical cyclone and hurricane risk

Very Low

Higher than 41% of US counties

Risk Overview

About Natural Disaster Risk in Marion County, Illinois

Marion sits slightly above state average

Marion County's composite risk score of 77.13 places it in the Relatively Low category, above Illinois's state average of 54.46. While this indicates moderate risk exposure, it's considerably lower than the highest-risk counties statewide.

Mid-range risk profile for Illinois

Marion County ranks in the middle tier of Illinois counties by disaster risk, with notable vulnerability to earthquakes (95.04) and tornadoes (70.55). Its flood risk of 68.13 reflects exposure to central Illinois water systems.

Riskier than most surrounding counties

Marion's composite score of 77.13 significantly exceeds neighboring Marshall County (27.23) and McDonough County (37.53), though it remains lower than Madison County to the north (93.42). This variation reflects Marion's particular exposure to seismic activity.

Earthquake risk drives Marion's profile

Marion County's earthquake risk score of 95.04 is exceptionally high and represents the primary driver of its overall risk profile. Tornadoes (70.55) and flooding (68.13) also warrant serious attention and preparation.

Earthquake insurance should be a priority

Marion County's extreme earthquake risk makes standalone earthquake coverage a smart investment—standard homeowners policies exclude seismic damage. Additionally, ensure adequate flood insurance, particularly if your property sits near waterways or in historically flood-prone areas.

Source: FEMA National Risk Index · Narrative reviewed by Evan Brooks, Data Editor

Preparedness Guide

What to Prepare for in Marion County

Top Hazards by Exposure

  1. #1
    EarthquakePrepare
    95th percentile
  2. #2
    TornadoPrepare
    71th percentile
  3. #3
    FloodPrepare
    68th percentile

Source: FEMA National Risk Index v1.19.0 · Percentiles are national (3,144 counties)

Risk Advisory: Marion County

Risk Verdict

Marion County sits below the national average for natural disaster exposure, ranking at the 77th percentile across all U.S. counties. Marion County's elevated composite score reflects cumulative multi-hazard exposure; households should prepare for the county's two or three primary hazard types.

Hazard Breakdown

Earthquake risk is Marion County's dominant natural hazard, ranked at the 95th percentile nationally under FEMA's National Risk Index. Tornado ranks second at the 71th percentile nationally. Additional tracked hazards include flood (68th percentile), hurricane (41th percentile), wildfire (15th percentile).

Preparedness Context

At the 95th percentile nationally for earthquake risk, Marion County is in a zone where a post-earthquake communications plan matters almost as much as pre-earthquake structural preparation — phone networks are typically congested for hours after a significant event. Alongside earthquake exposure, Marion County's tornado risk at the 71th percentile nationally reinforces the value of maintaining a household emergency supply cache usable for multiple hazard scenarios. For Marion County households, the three highest-impact earthquake preparedness actions are: (1) anchor heavy furniture and water heaters, (2) store three days of water at one gallon per person per day, and (3) identify a family reunification plan for the post-quake communication blackout period.

Regional Context

A composite score 22.7 points above the Illinois state average puts Marion County in a higher-risk category than most counties in the state.

Is your household prepared for Marion County's hazards?

Review FEMA's county-specific preparedness checklists and emergency planning guides.

FEMA Ready Guide →

Frequently Asked Questions

What is the natural disaster risk in Marion County, IL?
Marion County has a FEMA National Risk Index rating of Relatively Low, placing it in the 77th percentile nationally out of 3,144 counties. This composite score reflects the county's overall exposure to natural hazards including floods, wildfires, tornadoes, earthquakes, and hurricanes, weighted by expected annual loss and social vulnerability.
What types of natural hazards affect Marion County?
Marion County is evaluated for five major natural hazard types: earthquake (95th percentile), tornado (71th percentile), flooding (68th percentile), hurricane (41th percentile), wildfire (15th percentile). The highest-risk hazard is earthquake at the 95th percentile nationally. These scores are derived from FEMA's National Risk Index, which analyzes expected annual loss, social vulnerability, and community resilience for each hazard type.
How does Marion County risk compare to the Illinois average?
Marion County's composite risk percentile is 77th, compared to the Illinois state average of 55th percentile. The state's overall risk rating is Relatively Low. This means Marion County faces higher natural disaster risk than the typical county in Illinois.
Is Marion County at risk for earthquake?
Yes, Marion County's earthquake risk is at the 95th percentile nationally. This places it in the top quartile for this hazard type. For flooding specifically, Marion County is at the 68th percentile.
How is natural disaster risk measured?
FEMA's National Risk Index (NRI) calculates risk scores for 18 natural hazard types across all U.S. counties and census tracts. The composite score combines Expected Annual Loss (estimated dollar losses from each hazard), Social Vulnerability (demographic factors affecting disaster impact), and Community Resilience (ability to recover). Percentile scores rank each county against all 3,144 U.S. counties, and risk ratings range from Very Low to Very High.
Why is Marion County higher risk than average?
Marion County's composite risk score of 77th percentile is above the Illinois state average of 55th percentile. This elevated risk is driven by earthquake exposure (95th percentile), along with tornado and flooding risk. Geographic location, terrain, climate patterns, and proximity to flood zones or fault lines all influence a county's risk profile.
By Evan Brooks, Data EditorUpdated Reviewed by Evan Brooks, Data Editor

Data Source

Risk data sourced from the FEMA National Risk Index (NRI). Risk scores are relative rankings (0–100) across all US counties — not absolute risk measures. Higher scores indicate higher relative risk compared to other counties.

Disclaimer: This data is informational only. It is not financial, insurance, or legal advice. Always consult a qualified professional before making insurance or real estate decisions.