Fountain County Disaster Risk
Fountain County, Indiana
FEMA Risk Rating
Very Low
National Percentile
21th
of 3,144 counties
State Rank
#77
of 92 (1 = highest risk)
Flood Risk
21th
percentile
Hazard Risk Breakdown
Flood
River, coastal, and surface flooding risk
Very Low
Higher than 21% of US counties
Wildfire
Wildland and wildland-urban interface fire risk
Very Low
Higher than 6% of US counties
Tornado
Tornado and severe thunderstorm risk
Very Low
Higher than 37% of US counties
Earthquake
Seismic activity and ground shaking risk
Relatively Low
Higher than 55% of US counties
Hurricane
Tropical cyclone and hurricane risk
Very Low
Higher than 29% of US counties
Risk Overview
About Natural Disaster Risk in Fountain County, Indiana
Fountain County: Indiana's Safest Region
Fountain County's composite risk score of 21.25 is the lowest among Indiana counties and far below the national average, placing it in the Very Low category. Residents enjoy exceptional protection from natural disaster threats across nearly all hazard types.
Lowest-Risk County in the State
Fountain County ranks as Indiana's safest county by composite risk measure, with no peers scoring lower statewide. Its Very Low rating reflects minimal hazard exposure relative to all other Indiana counties.
Clear Winner in Regional Safety
Fountain's score of 21.25 sits far below all nearby counties, including DeKalb (41.32), Fayette (33.49), and Franklin (34.22), making it the safest community in west-central Indiana. Its advantage over neighboring counties is substantial.
Even Top Risks Remain Minimal Here
Tornado risk at 36.90 is Fountain's highest hazard concern but still ranks well below state and national averages. Earthquake risk at 54.68 and flood risk at 21.06 are secondary worries with minimal expected impact.
Basic Coverage Meets Needs Adequately
Fountain County residents can confidently rely on standard homeowners insurance with basic wind and hail coverage as their primary protection. Additional specialized coverage remains optional given the county's exceptionally low disaster risk profile.
Source: FEMA National Risk Index · Narrative reviewed by Evan Brooks, Data Editor
Preparedness Guide
What to Prepare for in Fountain County
Top Hazards by Exposure
Source: FEMA National Risk Index v1.19.0 · Percentiles are national (3,144 counties)
Risk Advisory: Fountain County
Risk Verdict
Natural disaster exposure in Fountain County is lower than roughly three-quarters of U.S. counties, with a composite score at the 21th percentile. A 21th percentile score positions Fountain County among the nation's lower-risk counties, a genuinely favorable outcome — one that simple, low-cost preparedness habits can reinforce further.
Hazard Breakdown
Earthquake risk is Fountain County's dominant natural hazard, ranked at the 55th percentile nationally under FEMA's National Risk Index. Tornado ranks second at the 37th percentile nationally. Additional tracked hazards include hurricane (29th percentile), flood (21th percentile), wildfire (6th percentile).
Preparedness Context
At the 55th percentile nationally for earthquake risk, Fountain County is in a zone where a post-earthquake communications plan matters almost as much as pre-earthquake structural preparation — phone networks are typically congested for hours after a significant event. Alongside earthquake exposure, Fountain County's tornado risk at the 37th percentile nationally reinforces the value of maintaining a household emergency supply cache usable for multiple hazard scenarios. For Fountain County households, the three highest-impact earthquake preparedness actions are: (1) anchor heavy furniture and water heaters, (2) store three days of water at one gallon per person per day, and (3) identify a family reunification plan for the post-quake communication blackout period.
Regional Context
Fountain County is 24.3 composite risk points below the Indiana state mean, meaning most other Indiana counties face higher natural hazard exposure.
Is your household prepared for Fountain County's hazards?
Review FEMA's county-specific preparedness checklists and emergency planning guides.
Frequently Asked Questions
What is the natural disaster risk in Fountain County, IN?
What types of natural hazards affect Fountain County?
How does Fountain County risk compare to the Indiana average?
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How is natural disaster risk measured?
Is Fountain County a safe place to live?
Data Source
Risk data sourced from the FEMA National Risk Index (NRI). Risk scores are relative rankings (0–100) across all US counties — not absolute risk measures. Higher scores indicate higher relative risk compared to other counties.
Disclaimer: This data is informational only. It is not financial, insurance, or legal advice. Always consult a qualified professional before making insurance or real estate decisions.