Clayton County Disaster Risk

Clayton County, Iowa

FEMA Risk Rating

Very Low

National Percentile

42th

of 3,144 counties

State Rank

#37

of 99 (1 = highest risk)

Flood Risk

58th

percentile

Hazard Risk Breakdown

Flood

River, coastal, and surface flooding risk

Relatively Low

Higher than 58% of US counties

Wildfire

Wildland and wildland-urban interface fire risk

Very Low

Higher than 12% of US counties

Tornado

Tornado and severe thunderstorm risk

Relatively Low

Higher than 54% of US counties

Earthquake

Seismic activity and ground shaking risk

Very Low

Higher than 14% of US counties

Hurricane

Tropical cyclone and hurricane risk

Very Low

Higher than 15% of US counties

Risk Advisory: Clayton County

Risk Verdict

Clayton County has a very low overall disaster risk profile, scoring in the 42th percentile nationally. This county is among the safer counties in the United States from a natural disaster perspective, though no area is entirely risk-free.

Hazard Breakdown

Flood risk is the dominant hazard for Clayton County, scoring in the 58th percentile nationally. It is followed by tornado risk at the 54th percentile. Additional hazards include hurricane (15th), earthquake (14th), wildfire (12th).

Preparedness Context

With flood risk as the top concern, Clayton County residents should review flood insurance needs (standard home insurance does not cover flood damage), know your evacuation zone, and keep important documents waterproofed. Secondary risks such as tornado also warrant attention in household and community preparedness planning. FEMA recommends all households maintain at least 72 hours of food, water, and medication supplies regardless of specific hazard exposure.

Regional Context

Clayton County has a disaster risk profile close to the average county in Iowa. Its composite risk score is within 2.5 points of the state average, meaning its overall hazard exposure is broadly representative of Iowa as a whole.

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Frequently Asked Questions

What is the natural disaster risk in Clayton County, IA?
Clayton County has a FEMA National Risk Index rating of Very Low, placing it in the 42th percentile nationally out of 3,144 counties. This composite score reflects the county's overall exposure to natural hazards including floods, wildfires, tornadoes, earthquakes, and hurricanes, weighted by expected annual loss and social vulnerability.
What types of natural hazards affect Clayton County?
Clayton County is evaluated for five major natural hazard types: flooding (58th percentile), tornado (54th percentile), hurricane (15th percentile), earthquake (14th percentile), wildfire (12th percentile). The highest-risk hazard is flooding at the 58th percentile nationally. These scores are derived from FEMA's National Risk Index, which analyzes expected annual loss, social vulnerability, and community resilience for each hazard type.
How does Clayton County risk compare to the Iowa average?
Clayton County's composite risk percentile is 42th, compared to the Iowa state average of 40th percentile. The state's overall risk rating is Very Low. This means Clayton County faces higher natural disaster risk than the typical county in Iowa.
Is Clayton County at risk for flooding?
Yes, Clayton County's flooding risk is at the 58th percentile nationally. This is above the national median.
How is natural disaster risk measured?
FEMA's National Risk Index (NRI) calculates risk scores for 18 natural hazard types across all U.S. counties and census tracts. The composite score combines Expected Annual Loss (estimated dollar losses from each hazard), Social Vulnerability (demographic factors affecting disaster impact), and Community Resilience (ability to recover). Percentile scores rank each county against all 3,144 U.S. counties, and risk ratings range from Very Low to Very High.
Why is Clayton County higher risk than average?
Clayton County's composite risk score of 42th percentile is above the Iowa state average of 40th percentile. This elevated risk is driven by flooding exposure (58th percentile), along with tornado risk. Geographic location, terrain, climate patterns, and proximity to flood zones or fault lines all influence a county's risk profile.
By Logan Johnson, Founder & Data EditorUpdated Reviewed by Logan Johnson, Founder & Data Editor

Data Source

Risk data sourced from the FEMA National Risk Index (NRI). Risk scores are relative rankings (0–100) across all US counties — not absolute risk measures. Higher scores indicate higher relative risk compared to other counties.

Disclaimer: This data is informational only. It is not financial, insurance, or legal advice. Always consult a qualified professional before making insurance or real estate decisions.