Hamilton County Disaster Risk

Hamilton County, Iowa

FEMA Risk Rating

Relatively Low

National Percentile

43th

of 3,144 counties

State Rank

#35

of 99 (1 = highest risk)

Flood Risk

41th

percentile

Hazard Risk Breakdown

Flood

River, coastal, and surface flooding risk

Very Low

Higher than 41% of US counties

Wildfire

Wildland and wildland-urban interface fire risk

Very Low

Higher than 13% of US counties

Tornado

Tornado and severe thunderstorm risk

Relatively Low

Higher than 65% of US counties

Earthquake

Seismic activity and ground shaking risk

Very Low

Higher than 17% of US counties

Hurricane

Tropical cyclone and hurricane risk

Very Low

Higher than 19% of US counties

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Frequently Asked Questions

What is the natural disaster risk in Hamilton County, IA?
Hamilton County has a FEMA National Risk Index rating of Relatively Low, placing it in the 43th percentile nationally out of 3,144 counties. This composite score reflects the county's overall exposure to natural hazards including floods, wildfires, tornadoes, earthquakes, and hurricanes, weighted by expected annual loss and social vulnerability.
What types of natural hazards affect Hamilton County?
Hamilton County is evaluated for five major natural hazard types: tornado (65th percentile), flooding (41th percentile), hurricane (19th percentile), earthquake (17th percentile), wildfire (13th percentile). The highest-risk hazard is tornado at the 65th percentile nationally. These scores are derived from FEMA's National Risk Index, which analyzes expected annual loss, social vulnerability, and community resilience for each hazard type.
How does Hamilton County risk compare to the Iowa average?
Hamilton County's composite risk percentile is 43th, compared to the Iowa state average of 40th percentile. The state's overall risk rating is Very Low. This means Hamilton County faces higher natural disaster risk than the typical county in Iowa.
Is Hamilton County at risk for tornado?
Yes, Hamilton County's tornado risk is at the 65th percentile nationally. This is above the national median. For flooding specifically, Hamilton County is at the 41th percentile.
How is natural disaster risk measured?
FEMA's National Risk Index (NRI) calculates risk scores for 18 natural hazard types across all U.S. counties and census tracts. The composite score combines Expected Annual Loss (estimated dollar losses from each hazard), Social Vulnerability (demographic factors affecting disaster impact), and Community Resilience (ability to recover). Percentile scores rank each county against all 3,144 U.S. counties, and risk ratings range from Very Low to Very High.
Why is Hamilton County higher risk than average?
Hamilton County's composite risk score of 43th percentile is above the Iowa state average of 40th percentile. This elevated risk is driven by tornado exposure (65th percentile). Geographic location, terrain, climate patterns, and proximity to flood zones or fault lines all influence a county's risk profile.

Data Source

Risk data sourced from the FEMA National Risk Index (NRI). Risk scores are relative rankings (0–100) across all US counties — not absolute risk measures. Higher scores indicate higher relative risk compared to other counties.

Disclaimer: This data is informational only. It is not financial, insurance, or legal advice. Always consult a qualified professional before making insurance or real estate decisions.