riskbycounty
FEMA NRI 1.19.0Updated Nov 2023 · Coverage 2014–2023Methodology

Dickinson County Disaster Risk

Dickinson County, Iowa

FEMA Risk Rating

Very Low

National Percentile

36th

of 3,144 counties

State Rank

#47

of 99 (1 = highest risk)

Flood Risk

50th

percentile

Hazard Risk Breakdown

Flood

River, coastal, and surface flooding risk

Relatively Low

Higher than 50% of US counties

Wildfire

Wildland and wildland-urban interface fire risk

Relatively Low

Higher than 54% of US counties

Tornado

Tornado and severe thunderstorm risk

Relatively Low

Higher than 64% of US counties

Earthquake

Seismic activity and ground shaking risk

Very Low

Higher than 13% of US counties

Risk Overview

About Natural Disaster Risk in Dickinson County, Iowa

Dickinson County's Modest Risk Profile

Dickinson County scores 36.32 on the composite risk scale, placing it "Very Low" and below Iowa's state average of 39.68—a favorable position in the national disaster risk landscape. Tornado exposure at 64.03 represents the county's primary hazard, while wildfire (54.23) and flood (49.87) remain moderate. Hurricane risk data is unavailable, but other categories indicate a relatively benign natural disaster environment.

Well Below Average Risk for Iowa

Dickinson County ranks in the lower half of Iowa's disaster risk distribution, with its 36.32 composite score well below the state average of 39.68. Tornado risk at 64.03 represents an above-average state hazard but remains the primary exposure, while all other categories score below or near state norms. This profile positions Dickinson among Iowa's safer counties for overall disaster preparedness.

Among Northern Iowa's Safest Counties

Dickinson County's 36.32 score matches or exceeds neighboring Emmet (42.75) and Winnebago counties in relative safety, making it one of northern Iowa's lower-risk areas. Tornado exposure at 64.03 aligns with regional patterns but remains manageable compared to counties like Dallas or Dubuque. The county's low earthquake (13.42) and wildfire (54.23) exposures contribute to its favorable regional standing.

Tornadoes Represent Primary Hazard

Tornado risk at 64.03 is Dickinson County's dominant natural disaster threat, requiring standard spring severe weather preparedness and a safe room strategy. Wildfire risk at 54.23 and flood risk at 49.87 remain secondary concerns but warrant basic property maintenance and awareness. Earthquake risk is minimal at 13.42, and hurricane data is unavailable but likely negligible for this northern Iowa location.

Tornado Prep and Routine Maintenance Suffice

Develop a family tornado plan with a designated safe room, and practice your shelter-in-place routine annually before spring storm season. Maintain clear gutters, trim trees near your home, and keep your roof in good condition to prevent weather-related damage. Standard homeowner's insurance with wind and fire coverage provides adequate protection for Dickinson County's risk profile.

Source: FEMA National Risk Index · Narrative reviewed by Evan Brooks, Data Editor

Preparedness Guide

What to Prepare for in Dickinson County

Top Hazards by Exposure

  1. #1
    TornadoPrepare
    64th percentile
  2. #2
    WildfirePrepare
    54th percentile
  3. #3
    FloodPrepare
    50th percentile

Source: FEMA National Risk Index v1.19.0 · Percentiles are national (3,144 counties)

Risk Advisory: Dickinson County

Risk Verdict

Dickinson County carries a low natural disaster risk burden, scoring at the 36th percentile under the FEMA National Risk Index. Dickinson County's 36th percentile ranking is favorable, though every county carries at least one natural hazard worth knowing — reviewing the specific risks listed above helps households focus their preparedness where it matters most.

Hazard Breakdown

Tornado risk is Dickinson County's dominant natural hazard, ranked at the 64th percentile nationally under FEMA's National Risk Index. Wildfire ranks second at the 54th percentile nationally. Additional tracked hazards include flood (50th percentile), earthquake (13th percentile).

Preparedness Context

Dickinson County's primary hazard, tornado, ranks at the 64th percentile nationally. In Dickinson County, mobile homes and manufactured housing face significantly higher tornado risk than site-built structures; residents in these homes should identify the nearest permanent community shelter in advance. The secondary wildfire hazard at the 54th percentile nationally adds seasonal complexity to Dickinson County's preparedness calendar, since wildfire and tornado risk often peak at different points in the year. The highest-risk window for tornado fatalities is overnight, when Dickinson County residents may be asleep. A NOAA weather radio with overnight alert capability is the single most impactful low-cost preparedness step available to Dickinson County households.

Regional Context

At 3.4 points from the Iowa county mean, Dickinson County's overall disaster risk profile is close to typical for this state, with no dramatic deviation in either direction.

Is your household prepared for Dickinson County's hazards?

Review FEMA's county-specific preparedness checklists and emergency planning guides.

FEMA Ready Guide →

Frequently Asked Questions

What is the natural disaster risk in Dickinson County, IA?
Dickinson County has a FEMA National Risk Index rating of Very Low, placing it in the 36th percentile nationally out of 3,144 counties. This composite score reflects the county's overall exposure to natural hazards including floods, wildfires, tornadoes, earthquakes, and hurricanes, weighted by expected annual loss and social vulnerability.
What types of natural hazards affect Dickinson County?
Dickinson County is evaluated for five major natural hazard types: tornado (64th percentile), wildfire (54th percentile), flooding (50th percentile), earthquake (13th percentile). The highest-risk hazard is tornado at the 64th percentile nationally. These scores are derived from FEMA's National Risk Index, which analyzes expected annual loss, social vulnerability, and community resilience for each hazard type.
How does Dickinson County risk compare to the Iowa average?
Dickinson County's composite risk percentile is 36th, compared to the Iowa state average of 40th percentile. The state's overall risk rating is Very Low. This means Dickinson County faces lower natural disaster risk than the typical county in Iowa.
Is Dickinson County at risk for tornado?
Yes, Dickinson County's tornado risk is at the 64th percentile nationally. This is above the national median. For flooding specifically, Dickinson County is at the 50th percentile.
How is natural disaster risk measured?
FEMA's National Risk Index (NRI) calculates risk scores for 18 natural hazard types across all U.S. counties and census tracts. The composite score combines Expected Annual Loss (estimated dollar losses from each hazard), Social Vulnerability (demographic factors affecting disaster impact), and Community Resilience (ability to recover). Percentile scores rank each county against all 3,144 U.S. counties, and risk ratings range from Very Low to Very High.
Is Dickinson County a safe place to live?
Dickinson County's composite risk score of 36th percentile is below the Iowa state average of 40th percentile, indicating relatively lower exposure to natural hazards. However, no county is completely risk-free. The primary hazard type is tornado at the 64th percentile. Residents should still maintain emergency preparedness plans and appropriate insurance coverage.
By Evan Brooks, Data EditorUpdated Reviewed by Evan Brooks, Data Editor

Data Source

Risk data sourced from the FEMA National Risk Index (NRI). Risk scores are relative rankings (0–100) across all US counties — not absolute risk measures. Higher scores indicate higher relative risk compared to other counties.

Disclaimer: This data is informational only. It is not financial, insurance, or legal advice. Always consult a qualified professional before making insurance or real estate decisions.