Floyd County Disaster Risk
Floyd County, Iowa
FEMA Risk Rating
Relatively Low
National Percentile
48th
of 3,144 counties
State Rank
#30
of 99 (1 = highest risk)
Flood Risk
56th
percentile
Hazard Risk Breakdown
Flood
River, coastal, and surface flooding risk
Relatively Low
Higher than 56% of US counties
Wildfire
Wildland and wildland-urban interface fire risk
Very Low
Higher than 29% of US counties
Tornado
Tornado and severe thunderstorm risk
Relatively Low
Higher than 68% of US counties
Earthquake
Seismic activity and ground shaking risk
Very Low
Higher than 11% of US counties
Hurricane
Tropical cyclone and hurricane risk
Very Low
Higher than 12% of US counties
Risk Overview
About Natural Disaster Risk in Floyd County, Iowa
Floyd faces above-average US risk
Floyd County's composite risk score of 47.74 places it meaningfully above the national average, earning a "Relatively Low" designation overall. This reflects above-typical exposure to natural hazards for an American county, though risk remains moderate rather than acute.
Above Iowa's typical risk profile
At 47.74, Floyd County exceeds Iowa's state average of 39.68, ranking it in the higher-risk tier statewide. The county faces more natural disaster exposure than most of its peers across the state.
Mid-range risk in northeast Iowa
Floyd County's 47.74 score falls between Fayette County (50.89) to the south and Franklin County (21.95) to the west, placing it in a moderate-risk zone regionally. Its profile aligns with counties in the northeastern corridor facing similar weather patterns.
Tornadoes and floods lead threats
Tornado risk scores 68.00 in Floyd County, making it the primary hazard residents face regularly. Flood risk at 56.27 and wildfire risk at 28.85 create a layered threat environment requiring diverse preparedness strategies.
Secure tornado and flood coverage
Floyd County residents need comprehensive homeowners insurance covering tornado and wind damage, plus flood insurance available through the National Flood Insurance Program. Consider a storm shelter or reinforced safe room given tornado risk near 68, and ensure gutters and drainage systems manage heavy rainfall.
Source: FEMA National Risk Index · Narrative reviewed by Evan Brooks, Data Editor
Preparedness Guide
What to Prepare for in Floyd County
Top Hazards by Exposure
Source: FEMA National Risk Index v1.19.0 · Percentiles are national (3,144 counties)
Risk Advisory: Floyd County
Risk Verdict
Floyd County sits below the national average for natural disaster exposure, ranking at the 48th percentile across all U.S. counties. Being ranked at the 48th percentile nationally is an advantage for Floyd County — it means fewer statistically likely events, though basic readiness ensures households are covered when exceptions occur.
Hazard Breakdown
Tornado risk is Floyd County's dominant natural hazard, ranked at the 68th percentile nationally under FEMA's National Risk Index. Flood ranks second at the 56th percentile nationally. Additional tracked hazards include wildfire (29th percentile), hurricane (12th percentile), earthquake (11th percentile).
Preparedness Context
Ranked at the 68th percentile nationally for tornado risk, Floyd County is in a zone where storm shelters have the highest per-dollar protective value of any mitigation investment. Floyd County's county shelter map is typically available through the local emergency management office. Flood is the second hazard driver for Floyd County at the 56th percentile nationally, meaning households should maintain awareness of both severe-weather and flood-specific warning systems. Floyd County residents can check the county's emergency management website for community shelter locations nearest their address — a step worth completing now, not during a warning.
Regional Context
A composite score 8.1 points above the Iowa state average puts Floyd County in a higher-risk category than most counties in the state.
Is your household prepared for Floyd County's hazards?
Review FEMA's county-specific preparedness checklists and emergency planning guides.
Frequently Asked Questions
What is the natural disaster risk in Floyd County, IA?
What types of natural hazards affect Floyd County?
How does Floyd County risk compare to the Iowa average?
Is Floyd County at risk for tornado?
How is natural disaster risk measured?
Why is Floyd County higher risk than average?
Data Source
Risk data sourced from the FEMA National Risk Index (NRI). Risk scores are relative rankings (0–100) across all US counties — not absolute risk measures. Higher scores indicate higher relative risk compared to other counties.
Disclaimer: This data is informational only. It is not financial, insurance, or legal advice. Always consult a qualified professional before making insurance or real estate decisions.