riskbycounty
FEMA NRI 1.19.0Updated Nov 2023 · Coverage 2014–2023Methodology

Guthrie County Disaster Risk

Guthrie County, Iowa

FEMA Risk Rating

Very Low

National Percentile

27th

of 3,144 counties

State Rank

#74

of 99 (1 = highest risk)

Flood Risk

22th

percentile

Hazard Risk Breakdown

Flood

River, coastal, and surface flooding risk

Very Low

Higher than 22% of US counties

Wildfire

Wildland and wildland-urban interface fire risk

Very Low

Higher than 39% of US counties

Tornado

Tornado and severe thunderstorm risk

Relatively Low

Higher than 64% of US counties

Earthquake

Seismic activity and ground shaking risk

Very Low

Higher than 9% of US counties

Hurricane

Tropical cyclone and hurricane risk

Very Low

Higher than 10% of US counties

Risk Overview

About Natural Disaster Risk in Guthrie County, Iowa

Guthrie faces below-average US risk

Guthrie County's composite risk score of 26.53 sits below the national average, earning a "Very Low" risk rating. The county experiences less natural disaster exposure than typical American communities, though local tornado activity warrants attention.

Below Iowa's typical hazard level

Guthrie County scores 26.53 compared to Iowa's 39.68 state average, placing it among the safer counties statewide. The county maintains lower natural disaster risk than most of its peers across the state.

Central Iowa's moderately safe county

Guthrie County's 26.53 score ranks it safer than Fayette (50.89) and Hamilton (42.91) counties to the east, but slightly riskier than Fremont (14.98) and Grundy (13.14) to the south. It occupies the middle-safety tier in its region.

Wildfire and tornado tie for concern

Wildfire risk scores 39.09 in Guthrie County, unusually high compared to most Iowa counties and the county's primary natural hazard. Tornado risk follows at 64.12, creating a dual threat from wind-driven events requiring distinct preparedness strategies.

Manage wildfire and tornado risks

Guthrie County residents should ensure homeowners insurance explicitly covers tornado and wind damage, plus maintain defensible space around homes during fire season. Develop a tornado safety plan and stay alert to wildfire conditions during drought periods, which pose elevated seasonal risk.

Source: FEMA National Risk Index · Narrative reviewed by Evan Brooks, Data Editor

Preparedness Guide

What to Prepare for in Guthrie County

Top Hazards by Exposure

  1. #1
    TornadoPrepare
    64th percentile
  2. #2
    WildfirePrepare
    39th percentile
  3. #3
    FloodPrepare
    22th percentile

Source: FEMA National Risk Index v1.19.0 · Percentiles are national (3,144 counties)

Risk Advisory: Guthrie County

Risk Verdict

At the 27th percentile nationally, Guthrie County experiences relatively limited natural hazard pressure compared to most of the country. At the 27th percentile, Guthrie County's risk profile is among the more manageable in the country — the hazard-specific breakdown above shows where any remaining preparedness focus is best directed.

Hazard Breakdown

Tornado risk is Guthrie County's dominant natural hazard, ranked at the 64th percentile nationally under FEMA's National Risk Index. Wildfire ranks second at the 39th percentile nationally. Additional tracked hazards include flood (22th percentile), hurricane (10th percentile), earthquake (9th percentile).

Preparedness Context

Guthrie County ranks at the 64th percentile nationally for tornado exposure. Unlike many slow-onset hazards, tornadoes in Guthrie County can reach full intensity in minutes; a pre-practiced household shelter plan matters far more than stockpiled supplies. The secondary wildfire hazard at the 39th percentile nationally adds seasonal complexity to Guthrie County's preparedness calendar, since wildfire and tornado risk often peak at different points in the year. Guthrie County county emergency management typically publishes annual severe-weather preparedness guides tailored to local tornado patterns; households benefit from reviewing these before storm season begins each spring.

Regional Context

A composite score 13.1 points below the Iowa state average puts Guthrie County in a better-than-typical position relative to neighboring counties.

Is your household prepared for Guthrie County's hazards?

Review FEMA's county-specific preparedness checklists and emergency planning guides.

FEMA Ready Guide →

Frequently Asked Questions

What is the natural disaster risk in Guthrie County, IA?
Guthrie County has a FEMA National Risk Index rating of Very Low, placing it in the 27th percentile nationally out of 3,144 counties. This composite score reflects the county's overall exposure to natural hazards including floods, wildfires, tornadoes, earthquakes, and hurricanes, weighted by expected annual loss and social vulnerability.
What types of natural hazards affect Guthrie County?
Guthrie County is evaluated for five major natural hazard types: tornado (64th percentile), wildfire (39th percentile), flooding (22th percentile), hurricane (10th percentile), earthquake (9th percentile). The highest-risk hazard is tornado at the 64th percentile nationally. These scores are derived from FEMA's National Risk Index, which analyzes expected annual loss, social vulnerability, and community resilience for each hazard type.
How does Guthrie County risk compare to the Iowa average?
Guthrie County's composite risk percentile is 27th, compared to the Iowa state average of 40th percentile. The state's overall risk rating is Very Low. This means Guthrie County faces lower natural disaster risk than the typical county in Iowa.
Is Guthrie County at risk for tornado?
Yes, Guthrie County's tornado risk is at the 64th percentile nationally. This is above the national median. For flooding specifically, Guthrie County is at the 22th percentile.
How is natural disaster risk measured?
FEMA's National Risk Index (NRI) calculates risk scores for 18 natural hazard types across all U.S. counties and census tracts. The composite score combines Expected Annual Loss (estimated dollar losses from each hazard), Social Vulnerability (demographic factors affecting disaster impact), and Community Resilience (ability to recover). Percentile scores rank each county against all 3,144 U.S. counties, and risk ratings range from Very Low to Very High.
Is Guthrie County a safe place to live?
Guthrie County's composite risk score of 27th percentile is below the Iowa state average of 40th percentile, indicating relatively lower exposure to natural hazards. However, no county is completely risk-free. The primary hazard type is tornado at the 64th percentile. Residents should still maintain emergency preparedness plans and appropriate insurance coverage.
By Evan Brooks, Data EditorUpdated Reviewed by Evan Brooks, Data Editor

Data Source

Risk data sourced from the FEMA National Risk Index (NRI). Risk scores are relative rankings (0–100) across all US counties — not absolute risk measures. Higher scores indicate higher relative risk compared to other counties.

Disclaimer: This data is informational only. It is not financial, insurance, or legal advice. Always consult a qualified professional before making insurance or real estate decisions.