riskbycounty
FEMA NRI 1.19.0Updated Nov 2023 · Coverage 2014–2023Methodology

Sac County Disaster Risk

Sac County, Iowa

FEMA Risk Rating

Very Low

National Percentile

27th

of 3,144 counties

State Rank

#71

of 99 (1 = highest risk)

Flood Risk

17th

percentile

Hazard Risk Breakdown

Flood

River, coastal, and surface flooding risk

Very Low

Higher than 17% of US counties

Wildfire

Wildland and wildland-urban interface fire risk

Very Low

Higher than 10% of US counties

Tornado

Tornado and severe thunderstorm risk

Relatively Low

Higher than 60% of US counties

Earthquake

Seismic activity and ground shaking risk

Very Low

Higher than 10% of US counties

Hurricane

Tropical cyclone and hurricane risk

Very Low

Higher than 0% of US counties

Risk Overview

About Natural Disaster Risk in Sac County, Iowa

Sac County's risk stays well below average

With a composite risk score of 27.29, Sac County ranks as Very Low—significantly safer than the national average. This means residents face fewer natural disaster threats overall compared to most U.S. counties.

Sac ranks among Iowa's safest counties

Sac County's score of 27.29 places it well below Iowa's state average of 39.68, making it one of the state's lower-risk areas. Only a handful of Iowa counties enjoy comparable safety levels.

Safest county in its region

Sac County's risk profile is notably better than neighboring Sioux County (52.39) and Tama County (45.32). Its 27.29 score reflects the lowest composite risk among its immediate peers.

Tornadoes pose the main threat

Tornado risk reaches 60.02 in Sac County—the hazard that demands the most attention here. Flood risk (17.18) and wildfire risk (9.76) remain minimal by comparison.

Prepare for severe weather now

Given Sac County's tornado exposure, ensure your homeowner's policy covers wind and hail damage, and maintain a weather alert system. A safe room or reinforced shelter in your home can be lifesaving when tornadoes strike.

Source: FEMA National Risk Index · Narrative reviewed by Evan Brooks, Data Editor

Preparedness Guide

What to Prepare for in Sac County

Top Hazards by Exposure

  1. #1
    TornadoPrepare
    60th percentile
  2. #2
    FloodPrepare
    17th percentile
  3. #3
    EarthquakePrepare
    10th percentile

Source: FEMA National Risk Index v1.19.0 · Percentiles are national (3,144 counties)

Risk Advisory: Sac County

Risk Verdict

At the 27th percentile nationally, Sac County experiences relatively limited natural hazard pressure compared to most of the country. Sac County residents can take confidence from a 27th percentile ranking, but even lower-risk counties benefit from a practiced household communication plan and awareness of the specific hazards listed above.

Hazard Breakdown

Tornado risk is Sac County's dominant natural hazard, ranked at the 60th percentile nationally under FEMA's National Risk Index. Flood ranks second at the 17th percentile nationally. Additional tracked hazards include earthquake (10th percentile), wildfire (10th percentile), hurricane (0th percentile).

Preparedness Context

Sac County ranks at the 60th percentile nationally for tornado exposure. Unlike many slow-onset hazards, tornadoes in Sac County can reach full intensity in minutes; a pre-practiced household shelter plan matters far more than stockpiled supplies. The secondary flood hazard at the 17th percentile nationally adds seasonal complexity to Sac County's preparedness calendar, since flood and tornado risk often peak at different points in the year. Sac County county emergency management typically publishes annual severe-weather preparedness guides tailored to local tornado patterns; households benefit from reviewing these before storm season begins each spring.

Regional Context

A composite score 12.4 points below the Iowa state average puts Sac County in a better-than-typical position relative to neighboring counties.

Is your household prepared for Sac County's hazards?

Review FEMA's county-specific preparedness checklists and emergency planning guides.

FEMA Ready Guide →

Frequently Asked Questions

What is the natural disaster risk in Sac County, IA?
Sac County has a FEMA National Risk Index rating of Very Low, placing it in the 27th percentile nationally out of 3,144 counties. This composite score reflects the county's overall exposure to natural hazards including floods, wildfires, tornadoes, earthquakes, and hurricanes, weighted by expected annual loss and social vulnerability.
What types of natural hazards affect Sac County?
Sac County is evaluated for five major natural hazard types: tornado (60th percentile), flooding (17th percentile), earthquake (10th percentile), wildfire (10th percentile), hurricane (0th percentile). The highest-risk hazard is tornado at the 60th percentile nationally. These scores are derived from FEMA's National Risk Index, which analyzes expected annual loss, social vulnerability, and community resilience for each hazard type.
How does Sac County risk compare to the Iowa average?
Sac County's composite risk percentile is 27th, compared to the Iowa state average of 40th percentile. The state's overall risk rating is Very Low. This means Sac County faces lower natural disaster risk than the typical county in Iowa.
Is Sac County at risk for tornado?
Yes, Sac County's tornado risk is at the 60th percentile nationally. This is above the national median. For flooding specifically, Sac County is at the 17th percentile.
How is natural disaster risk measured?
FEMA's National Risk Index (NRI) calculates risk scores for 18 natural hazard types across all U.S. counties and census tracts. The composite score combines Expected Annual Loss (estimated dollar losses from each hazard), Social Vulnerability (demographic factors affecting disaster impact), and Community Resilience (ability to recover). Percentile scores rank each county against all 3,144 U.S. counties, and risk ratings range from Very Low to Very High.
Is Sac County a safe place to live?
Sac County's composite risk score of 27th percentile is below the Iowa state average of 40th percentile, indicating relatively lower exposure to natural hazards. However, no county is completely risk-free. The primary hazard type is tornado at the 60th percentile. Residents should still maintain emergency preparedness plans and appropriate insurance coverage.
By Evan Brooks, Data EditorUpdated Reviewed by Evan Brooks, Data Editor

Data Source

Risk data sourced from the FEMA National Risk Index (NRI). Risk scores are relative rankings (0–100) across all US counties — not absolute risk measures. Higher scores indicate higher relative risk compared to other counties.

Disclaimer: This data is informational only. It is not financial, insurance, or legal advice. Always consult a qualified professional before making insurance or real estate decisions.