riskbycounty
FEMA NRI 1.19.0Updated Nov 2023 · Coverage 2014–2023Methodology

Boone County Disaster Risk

Boone County, Kentucky

FEMA Risk Rating

Relatively Low

National Percentile

74th

of 3,144 counties

State Rank

#17

of 120 (1 = highest risk)

Flood Risk

66th

percentile

Hazard Risk Breakdown

Flood

River, coastal, and surface flooding risk

Relatively Low

Higher than 66% of US counties

Wildfire

Wildland and wildland-urban interface fire risk

Very Low

Higher than 25% of US counties

Tornado

Tornado and severe thunderstorm risk

Moderate

Higher than 92% of US counties

Earthquake

Seismic activity and ground shaking risk

Relatively Low

Higher than 79% of US counties

Hurricane

Tropical cyclone and hurricane risk

Very Low

Higher than 14% of US counties

Risk Overview

About Natural Disaster Risk in Boone County, Kentucky

Boone County faces Kentucky's highest risk profile

Boone County scores 74.46 with a Relatively Low rating—the highest composite risk of any Kentucky county examined. The county's tornado risk of 91.63 and earthquake risk of 78.63 place it among the nation's most threatened areas.

Highest-risk county in this analysis

Boone County's 74.46 composite score substantially exceeds Kentucky's 44.21 average and tops all eight counties profiled here. The county faces significantly greater exposure to natural disasters than most of its state peers.

Boone's risk towers above comparison counties

Boone County (74.46) far exceeds every neighboring county analyzed, with only Bell County (68.00) and Barren County (67.91) approaching its threat level. This represents the state's most vulnerable region among these profiled areas.

Tornado risk reaches exceptional levels

Boone County's tornado risk of 91.63 stands as Kentucky's highest, making severe spring weather the dominant threat residents face. Earthquake risk at 78.63 ranks second, while flood (66.44) represents a significant tertiary concern.

Comprehensive preparedness is non-negotiable

Boone County residents must ensure tornado coverage and develop robust family tornado safety plans, including an identified safe room. Adding earthquake insurance and flood coverage creates the comprehensive protection this high-risk county demands.

Source: FEMA National Risk Index · Narrative reviewed by Evan Brooks, Data Editor

Preparedness Guide

What to Prepare for in Boone County

Top Hazards by Exposure

  1. #1
    TornadoPrepare
    92th percentile
  2. #2
    EarthquakePrepare
    79th percentile
  3. #3
    FloodPrepare
    66th percentile

Source: FEMA National Risk Index v1.19.0 · Percentiles are national (3,144 counties)

Risk Advisory: Boone County

Risk Verdict

With a national percentile rank of 74th, Boone County faces below-average hazard exposure relative to U.S. counties as a whole. Above-average risk does not mean imminent danger; it signals that informed, hazard-specific preparedness has high value here.

Hazard Breakdown

Tornado risk is Boone County's dominant natural hazard, ranked at the 92th percentile nationally under FEMA's National Risk Index. Earthquake ranks second at the 79th percentile nationally. Additional tracked hazards include flood (66th percentile), wildfire (25th percentile), hurricane (14th percentile).

Preparedness Context

At the 92th percentile nationally for tornado risk, Boone County households benefit most from a reliable alert system — a NOAA weather radio that activates during overnight hours when residents may not be checking smartphone alerts. The secondary earthquake hazard at the 79th percentile nationally adds seasonal complexity to Boone County's preparedness calendar, since earthquake and tornado risk often peak at different points in the year. For Boone County households, a pre-decided family shelter plan — who goes where, how children are retrieved from school during a warning, and a neighborhood meet-up point if phones fail — provides real protection that no supply kit alone can replicate.

Regional Context

At 30.3 points above the Kentucky state average, Boone County carries meaningfully higher natural disaster exposure than a typical Kentucky county.

Is your household prepared for Boone County's hazards?

Review FEMA's county-specific preparedness checklists and emergency planning guides.

FEMA Ready Guide →

Frequently Asked Questions

What is the natural disaster risk in Boone County, KY?
Boone County has a FEMA National Risk Index rating of Relatively Low, placing it in the 74th percentile nationally out of 3,144 counties. This composite score reflects the county's overall exposure to natural hazards including floods, wildfires, tornadoes, earthquakes, and hurricanes, weighted by expected annual loss and social vulnerability.
What types of natural hazards affect Boone County?
Boone County is evaluated for five major natural hazard types: tornado (92th percentile), earthquake (79th percentile), flooding (66th percentile), wildfire (25th percentile), hurricane (14th percentile). The highest-risk hazard is tornado at the 92th percentile nationally. These scores are derived from FEMA's National Risk Index, which analyzes expected annual loss, social vulnerability, and community resilience for each hazard type.
How does Boone County risk compare to the Kentucky average?
Boone County's composite risk percentile is 74th, compared to the Kentucky state average of 44th percentile. The state's overall risk rating is Relatively Low. This means Boone County faces higher natural disaster risk than the typical county in Kentucky.
Is Boone County at risk for tornado?
Yes, Boone County's tornado risk is at the 92th percentile nationally. This places it in the top quartile for this hazard type. For flooding specifically, Boone County is at the 66th percentile.
How is natural disaster risk measured?
FEMA's National Risk Index (NRI) calculates risk scores for 18 natural hazard types across all U.S. counties and census tracts. The composite score combines Expected Annual Loss (estimated dollar losses from each hazard), Social Vulnerability (demographic factors affecting disaster impact), and Community Resilience (ability to recover). Percentile scores rank each county against all 3,144 U.S. counties, and risk ratings range from Very Low to Very High.
Why is Boone County higher risk than average?
Boone County's composite risk score of 74th percentile is above the Kentucky state average of 44th percentile. This elevated risk is driven by tornado exposure (92th percentile), along with earthquake and flooding risk. Geographic location, terrain, climate patterns, and proximity to flood zones or fault lines all influence a county's risk profile.
By Evan Brooks, Data EditorUpdated Reviewed by Evan Brooks, Data Editor

Data Source

Risk data sourced from the FEMA National Risk Index (NRI). Risk scores are relative rankings (0–100) across all US counties — not absolute risk measures. Higher scores indicate higher relative risk compared to other counties.

Disclaimer: This data is informational only. It is not financial, insurance, or legal advice. Always consult a qualified professional before making insurance or real estate decisions.