riskbycounty
FEMA National Risk Index

Clay County Disaster Risk

Clay County, Kentucky

FEMA Risk Rating

Relatively Low

National Percentile

67th

of 3,144 counties

State Rank

#26

of 120 (1 = highest risk)

Flood Risk

81th

percentile

Hazard Risk Breakdown

Flood

River, coastal, and surface flooding risk

Relatively Low

Higher than 81% of US counties

Wildfire

Wildland and wildland-urban interface fire risk

Moderate

Higher than 85% of US counties

Tornado

Tornado and severe thunderstorm risk

Very Low

Higher than 41% of US counties

Earthquake

Seismic activity and ground shaking risk

Very Low

Higher than 42% of US counties

Hurricane

Tropical cyclone and hurricane risk

Very Low

Higher than 37% of US counties

Risk Advisory: Clay County

Risk Verdict

Clay County shows a relatively low overall disaster risk profile, scoring in the 67th percentile nationally. The county faces moderate hazard exposure relative to other U.S. counties. Standard emergency preparedness is recommended, with attention to the specific hazards that dominate locally.

Hazard Breakdown

Wildfire risk is the dominant hazard for Clay County, scoring in the 85th percentile nationally. It is followed by flood risk at the 81th percentile. Additional hazards include earthquake (42th), tornado (41th), hurricane (37th).

Preparedness Context

With wildfire risk as the top concern, Clay County residents should create defensible space around your property, sign up for local emergency alerts, and prepare a go-bag with essential documents and medications. Secondary risks such as flood also warrant attention in household and community preparedness planning. FEMA recommends all households maintain at least 72 hours of food, water, and medication supplies regardless of specific hazard exposure.

Regional Context

Clay County is significantly riskier than the average county in Kentucky. Its composite risk score is 22.9 points higher than the state average, meaning residents face above-average exposure to natural hazards compared to their neighbors.

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Frequently Asked Questions

What is the natural disaster risk in Clay County, KY?
Clay County has a FEMA National Risk Index rating of Relatively Low, placing it in the 67th percentile nationally out of 3,144 counties. This composite score reflects the county's overall exposure to natural hazards including floods, wildfires, tornadoes, earthquakes, and hurricanes, weighted by expected annual loss and social vulnerability.
What types of natural hazards affect Clay County?
Clay County is evaluated for five major natural hazard types: wildfire (85th percentile), flooding (81th percentile), earthquake (42th percentile), tornado (41th percentile), hurricane (37th percentile). The highest-risk hazard is wildfire at the 85th percentile nationally. These scores are derived from FEMA's National Risk Index, which analyzes expected annual loss, social vulnerability, and community resilience for each hazard type.
How does Clay County risk compare to the Kentucky average?
Clay County's composite risk percentile is 67th, compared to the Kentucky state average of 44th percentile. The state's overall risk rating is Relatively Low. This means Clay County faces higher natural disaster risk than the typical county in Kentucky.
Is Clay County at risk for wildfire?
Yes, Clay County's wildfire risk is at the 85th percentile nationally. This places it in the top quartile for this hazard type. For flooding specifically, Clay County is at the 81th percentile.
How is natural disaster risk measured?
FEMA's National Risk Index (NRI) calculates risk scores for 18 natural hazard types across all U.S. counties and census tracts. The composite score combines Expected Annual Loss (estimated dollar losses from each hazard), Social Vulnerability (demographic factors affecting disaster impact), and Community Resilience (ability to recover). Percentile scores rank each county against all 3,144 U.S. counties, and risk ratings range from Very Low to Very High.
Why is Clay County higher risk than average?
Clay County's composite risk score of 67th percentile is above the Kentucky state average of 44th percentile. This elevated risk is driven by wildfire exposure (85th percentile), along with flooding risk. Geographic location, terrain, climate patterns, and proximity to flood zones or fault lines all influence a county's risk profile.

Counties with Similar Risk

Letcher County

Kentucky

-0.5

Relatively Low

67th percentile

Barren County

Kentucky

+0.8

Relatively Low

68th percentile

Bell County

Kentucky

+0.9

Relatively Low

68th percentile

By Logan Johnson, Founder & Data EditorUpdated Reviewed by Logan Johnson, Founder & Data Editor

Data Source

Risk data sourced from the FEMA National Risk Index (NRI). Risk scores are relative rankings (0–100) across all US counties — not absolute risk measures. Higher scores indicate higher relative risk compared to other counties.

Disclaimer: This data is informational only. It is not financial, insurance, or legal advice. Always consult a qualified professional before making insurance or real estate decisions.

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