riskbycounty
FEMA NRI 1.19.0Updated Nov 2023 · Coverage 2014–2023Methodology

Letcher County Disaster Risk

Letcher County, Kentucky

FEMA Risk Rating

Relatively Low

National Percentile

67th

of 3,144 counties

State Rank

#27

of 120 (1 = highest risk)

Flood Risk

83th

percentile

Hazard Risk Breakdown

Flood

River, coastal, and surface flooding risk

Moderate

Higher than 83% of US counties

Wildfire

Wildland and wildland-urban interface fire risk

Relatively Low

Higher than 76% of US counties

Tornado

Tornado and severe thunderstorm risk

Very Low

Higher than 28% of US counties

Earthquake

Seismic activity and ground shaking risk

Relatively Low

Higher than 52% of US counties

Hurricane

Tropical cyclone and hurricane risk

Very Low

Higher than 41% of US counties

Risk Overview

About Natural Disaster Risk in Letcher County, Kentucky

Letcher County faces elevated hazard exposure

Letcher County's composite risk score of 66.60 exceeds Kentucky's state average of 44.21 by 51%, placing it in the relatively low risk category nationally. This above-average exposure stems primarily from the county's mountainous terrain and vegetation patterns.

Highest risk among its peers

Letcher County ranks among Kentucky's higher-risk counties with a composite score of 66.60, nearly 50% above the state average. The county faces more significant hazard exposure than most other Kentucky counties, particularly for flooding and wildfires.

Letcher's risks far exceed neighbors

Letcher County's score of 66.60 dramatically exceeds neighboring Leslie County (31.71) and Lee County (7.51), making it the highest-risk county in its region. Flood risk of 83.11 and wildfire risk of 76.49 are particularly elevated compared to surrounding areas.

Flooding and wildfire dominate the threat

Flood risk (83.11) and wildfire risk (76.49) are Letcher County's most serious natural disaster threats, each far exceeding state averages. Earthquake risk (52.48) and hurricane risk (41.18) also exceed state norms, while tornado risk (27.83) remains more moderate.

Flood and wildfire insurance critical

Letcher County residents must prioritize flood insurance due to the county's exceptionally high flood risk of 83.11. Homeowners in or near forested areas should also carefully review wildfire coverage, as the county's wildfire risk of 76.49 places it among Kentucky's most vulnerable areas.

Source: FEMA National Risk Index · Narrative reviewed by Evan Brooks, Data Editor

Preparedness Guide

What to Prepare for in Letcher County

Top Hazards by Exposure

  1. #1
    FloodPrepare
    83th percentile
  2. #2
    WildfirePrepare
    76th percentile
  3. #3
    EarthquakePrepare
    52th percentile

Source: FEMA National Risk Index v1.19.0 · Percentiles are national (3,144 counties)

Risk Advisory: Letcher County

Risk Verdict

Letcher County has a below-average natural disaster risk profile, scoring at the 67th percentile nationally under FEMA's National Risk Index. Households in Letcher County benefit from knowing which individual hazard types — flood, wildfire, tornado, or hurricane — are the primary contributors.

Hazard Breakdown

Flood risk is Letcher County's dominant natural hazard, ranked at the 83th percentile nationally under FEMA's National Risk Index. Wildfire ranks second at the 76th percentile nationally. Additional tracked hazards include earthquake (52th percentile), hurricane (41th percentile), tornado (28th percentile).

Preparedness Context

Letcher County's top natural hazard is flood risk, ranked at the 83th percentile nationally. Homeowners here should confirm whether they are in a FEMA-designated flood zone and check if standard homeowners insurance covers flood damage — it typically does not. The county's second-ranked hazard, wildfire at the 76th percentile nationally, means Letcher County residents face compounding risks from multiple natural hazard types during peak seasons. For most Letcher County households, the highest-return preparedness step is storing critical documents in digital cloud backup combined with a pre-designated family meeting point if communication is disrupted.

Regional Context

Letcher County's composite risk score sits 22.4 points above the Kentucky county average, placing it among the more hazard-exposed counties in the state.

Is your household prepared for Letcher County's hazards?

Review FEMA's county-specific preparedness checklists and emergency planning guides.

FEMA Ready Guide →

Frequently Asked Questions

What is the natural disaster risk in Letcher County, KY?
Letcher County has a FEMA National Risk Index rating of Relatively Low, placing it in the 67th percentile nationally out of 3,144 counties. This composite score reflects the county's overall exposure to natural hazards including floods, wildfires, tornadoes, earthquakes, and hurricanes, weighted by expected annual loss and social vulnerability.
What types of natural hazards affect Letcher County?
Letcher County is evaluated for five major natural hazard types: flooding (83th percentile), wildfire (76th percentile), earthquake (52th percentile), hurricane (41th percentile), tornado (28th percentile). The highest-risk hazard is flooding at the 83th percentile nationally. These scores are derived from FEMA's National Risk Index, which analyzes expected annual loss, social vulnerability, and community resilience for each hazard type.
How does Letcher County risk compare to the Kentucky average?
Letcher County's composite risk percentile is 67th, compared to the Kentucky state average of 44th percentile. The state's overall risk rating is Relatively Low. This means Letcher County faces higher natural disaster risk than the typical county in Kentucky.
Is Letcher County at risk for flooding?
Yes, Letcher County's flooding risk is at the 83th percentile nationally. This places it in the top quartile for this hazard type.
How is natural disaster risk measured?
FEMA's National Risk Index (NRI) calculates risk scores for 18 natural hazard types across all U.S. counties and census tracts. The composite score combines Expected Annual Loss (estimated dollar losses from each hazard), Social Vulnerability (demographic factors affecting disaster impact), and Community Resilience (ability to recover). Percentile scores rank each county against all 3,144 U.S. counties, and risk ratings range from Very Low to Very High.
Why is Letcher County higher risk than average?
Letcher County's composite risk score of 67th percentile is above the Kentucky state average of 44th percentile. This elevated risk is driven by flooding exposure (83th percentile), along with wildfire and earthquake risk. Geographic location, terrain, climate patterns, and proximity to flood zones or fault lines all influence a county's risk profile.
By Evan Brooks, Data EditorUpdated Reviewed by Evan Brooks, Data Editor

Data Source

Risk data sourced from the FEMA National Risk Index (NRI). Risk scores are relative rankings (0–100) across all US counties — not absolute risk measures. Higher scores indicate higher relative risk compared to other counties.

Disclaimer: This data is informational only. It is not financial, insurance, or legal advice. Always consult a qualified professional before making insurance or real estate decisions.