riskbycounty
FEMA NRI 1.19.0Updated Nov 2023 · Coverage 2014–2023Methodology

Jackson County Disaster Risk

Jackson County, Kentucky

FEMA Risk Rating

Very Low

National Percentile

24th

of 3,144 counties

State Rank

#96

of 120 (1 = highest risk)

Flood Risk

42th

percentile

Hazard Risk Breakdown

Flood

River, coastal, and surface flooding risk

Very Low

Higher than 42% of US counties

Wildfire

Wildland and wildland-urban interface fire risk

Relatively Low

Higher than 80% of US counties

Tornado

Tornado and severe thunderstorm risk

Very Low

Higher than 32% of US counties

Earthquake

Seismic activity and ground shaking risk

Very Low

Higher than 36% of US counties

Hurricane

Tropical cyclone and hurricane risk

Very Low

Higher than 39% of US counties

Risk Overview

About Natural Disaster Risk in Jackson County, Kentucky

Jackson County ranks among safest

Jackson County's composite risk score of 24.17 earns a Very Low rating and falls well below Kentucky's state average of 44.21. The county ranks in the lower-risk tier nationally for multi-hazard exposure.

Very Low risk across the state

Jackson County's Very Low rating places it solidly in the safer half of Kentucky's 120 counties. The county's overall hazard exposure remains moderate and manageable.

Safer than most peers despite wildfire risk

Jackson County's 24.17 score ranks below Harrison (33.78), Hart (41.13), and Hickman (35.81) counties. However, the county's wildfire risk (79.83) stands out as exceptional among this group and demands attention.

Wildfire risk is distinctly elevated

Wildfire risk reaches 79.83 in Jackson County—far exceeding all peers analyzed here and reflecting the county's mountainous terrain and vegetation patterns. Tornado risk (31.81) and flood risk (42.43) remain moderate concerns.

Prioritize defensible space for wildfire

Jackson County residents, especially those in rural or forest-adjacent areas, should focus on creating defensible space by clearing brush and dead trees from around homes. Standard homeowners insurance typically covers wildfire damage, but verify your policy limits and consider if you need additional coverage for high-value properties.

Source: FEMA National Risk Index · Narrative reviewed by Evan Brooks, Data Editor

Preparedness Guide

What to Prepare for in Jackson County

Top Hazards by Exposure

  1. #1
    WildfirePrepare
    80th percentile
  2. #2
    FloodPrepare
    42th percentile
  3. #3
    HurricanePrepare
    39th percentile

Source: FEMA National Risk Index v1.19.0 · Percentiles are national (3,144 counties)

Risk Advisory: Jackson County

Risk Verdict

Compared to the nation's 3,144 counties, Jackson County ranks at the 24th percentile for natural disaster risk — toward the safer end of the spectrum. At the 24th percentile nationally, Jackson County's natural hazard profile is comparatively favorable — community resilience is reinforced when individual households maintain a reviewed emergency plan.

Hazard Breakdown

Wildfire risk is Jackson County's dominant natural hazard, ranked at the 80th percentile nationally under FEMA's National Risk Index. Flood ranks second at the 42th percentile nationally. Additional tracked hazards include hurricane (39th percentile), earthquake (36th percentile), tornado (32th percentile).

Preparedness Context

Jackson County sits at the 80th percentile for wildfire exposure. Signing up for Jackson County's county emergency alert system and knowing the pre-planned evacuation route before conditions deteriorate are the two highest-value preparedness actions for residents here. The county's flood exposure at the 42th percentile nationally complements the wildfire risk — saturating rain after burn scarring often triggers secondary flood and debris flow events. In Jackson County, wildfire smoke often precedes the flame front by hours or days; households benefit from tracking EPA's AirNow.gov and having HEPA air filtration available as a first line of indoor protection when air quality alerts are issued.

Regional Context

At 20.0 points below the Kentucky state average, Jackson County is among the lower-risk counties in the state for natural disaster exposure.

Is your household prepared for Jackson County's hazards?

Review FEMA's county-specific preparedness checklists and emergency planning guides.

FEMA Ready Guide →

Frequently Asked Questions

What is the natural disaster risk in Jackson County, KY?
Jackson County has a FEMA National Risk Index rating of Very Low, placing it in the 24th percentile nationally out of 3,144 counties. This composite score reflects the county's overall exposure to natural hazards including floods, wildfires, tornadoes, earthquakes, and hurricanes, weighted by expected annual loss and social vulnerability.
What types of natural hazards affect Jackson County?
Jackson County is evaluated for five major natural hazard types: wildfire (80th percentile), flooding (42th percentile), hurricane (39th percentile), earthquake (36th percentile), tornado (32th percentile). The highest-risk hazard is wildfire at the 80th percentile nationally. These scores are derived from FEMA's National Risk Index, which analyzes expected annual loss, social vulnerability, and community resilience for each hazard type.
How does Jackson County risk compare to the Kentucky average?
Jackson County's composite risk percentile is 24th, compared to the Kentucky state average of 44th percentile. The state's overall risk rating is Relatively Low. This means Jackson County faces lower natural disaster risk than the typical county in Kentucky.
Is Jackson County at risk for wildfire?
Yes, Jackson County's wildfire risk is at the 80th percentile nationally. This places it in the top quartile for this hazard type. For flooding specifically, Jackson County is at the 42th percentile.
How is natural disaster risk measured?
FEMA's National Risk Index (NRI) calculates risk scores for 18 natural hazard types across all U.S. counties and census tracts. The composite score combines Expected Annual Loss (estimated dollar losses from each hazard), Social Vulnerability (demographic factors affecting disaster impact), and Community Resilience (ability to recover). Percentile scores rank each county against all 3,144 U.S. counties, and risk ratings range from Very Low to Very High.
Is Jackson County a safe place to live?
Jackson County's composite risk score of 24th percentile is below the Kentucky state average of 44th percentile, indicating relatively lower exposure to natural hazards. However, no county is completely risk-free. The primary hazard type is wildfire at the 80th percentile. Residents should still maintain emergency preparedness plans and appropriate insurance coverage.
By Evan Brooks, Data EditorUpdated Reviewed by Evan Brooks, Data Editor

Data Source

Risk data sourced from the FEMA National Risk Index (NRI). Risk scores are relative rankings (0–100) across all US counties — not absolute risk measures. Higher scores indicate higher relative risk compared to other counties.

Disclaimer: This data is informational only. It is not financial, insurance, or legal advice. Always consult a qualified professional before making insurance or real estate decisions.