McCreary County Disaster Risk

McCreary County, Kentucky

FEMA Risk Rating

Very Low

National Percentile

25th

of 3,144 counties

State Rank

#94

of 120 (1 = highest risk)

Flood Risk

24th

percentile

Hazard Risk Breakdown

Flood

River, coastal, and surface flooding risk

Very Low

Higher than 24% of US counties

Wildfire

Wildland and wildland-urban interface fire risk

Relatively Low

Higher than 74% of US counties

Tornado

Tornado and severe thunderstorm risk

Relatively Low

Higher than 48% of US counties

Earthquake

Seismic activity and ground shaking risk

Relatively Low

Higher than 60% of US counties

Hurricane

Tropical cyclone and hurricane risk

Relatively Low

Higher than 48% of US counties

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Frequently Asked Questions

What is the natural disaster risk in McCreary County, KY?
McCreary County has a FEMA National Risk Index rating of Very Low, placing it in the 25th percentile nationally out of 3,144 counties. This composite score reflects the county's overall exposure to natural hazards including floods, wildfires, tornadoes, earthquakes, and hurricanes, weighted by expected annual loss and social vulnerability.
What types of natural hazards affect McCreary County?
McCreary County is evaluated for five major natural hazard types: wildfire (74th percentile), earthquake (60th percentile), hurricane (48th percentile), tornado (48th percentile), flooding (24th percentile). The highest-risk hazard is wildfire at the 74th percentile nationally. These scores are derived from FEMA's National Risk Index, which analyzes expected annual loss, social vulnerability, and community resilience for each hazard type.
How does McCreary County risk compare to the Kentucky average?
McCreary County's composite risk percentile is 25th, compared to the Kentucky state average of 44th percentile. The state's overall risk rating is Relatively Low. This means McCreary County faces lower natural disaster risk than the typical county in Kentucky.
Is McCreary County at risk for wildfire?
Yes, McCreary County's wildfire risk is at the 74th percentile nationally. This is above the national median. For flooding specifically, McCreary County is at the 24th percentile.
How is natural disaster risk measured?
FEMA's National Risk Index (NRI) calculates risk scores for 18 natural hazard types across all U.S. counties and census tracts. The composite score combines Expected Annual Loss (estimated dollar losses from each hazard), Social Vulnerability (demographic factors affecting disaster impact), and Community Resilience (ability to recover). Percentile scores rank each county against all 3,144 U.S. counties, and risk ratings range from Very Low to Very High.
Is McCreary County a safe place to live?
McCreary County's composite risk score of 25th percentile is below the Kentucky state average of 44th percentile, indicating relatively lower exposure to natural hazards. However, no county is completely risk-free. The primary hazard type is wildfire at the 74th percentile. Residents should still maintain emergency preparedness plans and appropriate insurance coverage.

Data Source

Risk data sourced from the FEMA National Risk Index (NRI). Risk scores are relative rankings (0–100) across all US counties — not absolute risk measures. Higher scores indicate higher relative risk compared to other counties.

Disclaimer: This data is informational only. It is not financial, insurance, or legal advice. Always consult a qualified professional before making insurance or real estate decisions.