Harlan County Disaster Risk
Harlan County, Kentucky
FEMA Risk Rating
Relatively Low
National Percentile
66th
of 3,144 counties
State Rank
#28
of 120 (1 = highest risk)
Flood Risk
80th
percentile
Hazard Risk Breakdown
Flood
River, coastal, and surface flooding risk
Relatively Low
Higher than 80% of US counties
Wildfire
Wildland and wildland-urban interface fire risk
Relatively Low
Higher than 70% of US counties
Tornado
Tornado and severe thunderstorm risk
Very Low
Higher than 39% of US counties
Earthquake
Seismic activity and ground shaking risk
Relatively Low
Higher than 56% of US counties
Hurricane
Tropical cyclone and hurricane risk
Very Low
Higher than 43% of US counties
Risk Advisory: Harlan County
Risk Verdict
Harlan County shows a relatively low overall disaster risk profile, scoring in the 66th percentile nationally. The county faces moderate hazard exposure relative to other U.S. counties. Standard emergency preparedness is recommended, with attention to the specific hazards that dominate locally.
Hazard Breakdown
Flood risk is the dominant hazard for Harlan County, scoring in the 80th percentile nationally. It is followed by wildfire risk at the 70th percentile. Additional hazards include earthquake (56th), hurricane (43th), tornado (39th).
Preparedness Context
With flood risk as the top concern, Harlan County residents should review flood insurance needs (standard home insurance does not cover flood damage), know your evacuation zone, and keep important documents waterproofed. Secondary risks such as wildfire also warrant attention in household and community preparedness planning. FEMA recommends all households maintain at least 72 hours of food, water, and medication supplies regardless of specific hazard exposure.
Regional Context
Harlan County is significantly riskier than the average county in Kentucky. Its composite risk score is 21.5 points higher than the state average, meaning residents face above-average exposure to natural hazards compared to their neighbors.
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Frequently Asked Questions
What is the natural disaster risk in Harlan County, KY?
What types of natural hazards affect Harlan County?
How does Harlan County risk compare to the Kentucky average?
Is Harlan County at risk for flooding?
How is natural disaster risk measured?
Why is Harlan County higher risk than average?
Data Source
Risk data sourced from the FEMA National Risk Index (NRI). Risk scores are relative rankings (0–100) across all US counties — not absolute risk measures. Higher scores indicate higher relative risk compared to other counties.
Disclaimer: This data is informational only. It is not financial, insurance, or legal advice. Always consult a qualified professional before making insurance or real estate decisions.