Baraga County Disaster Risk
Baraga County, Michigan
FEMA Risk Rating
Very Low
National Percentile
11th
of 3,144 counties
State Rank
#77
of 83 (1 = highest risk)
Flood Risk
30th
percentile
Hazard Risk Breakdown
Flood
River, coastal, and surface flooding risk
Very Low
Higher than 30% of US counties
Wildfire
Wildland and wildland-urban interface fire risk
Very Low
Higher than 15% of US counties
Tornado
Tornado and severe thunderstorm risk
Very Low
Higher than 6% of US counties
Earthquake
Seismic activity and ground shaking risk
Very Low
Higher than 0% of US counties
Hurricane
Tropical cyclone and hurricane risk
Very Low
Higher than 0% of US counties
Risk Overview
About Natural Disaster Risk in Baraga County, Michigan
Baraga ranks among nation's safest
Baraga County scores just 10.66 on the composite risk scale, earning a Very Low rating well below the national average. The county experiences minimal exposure to most natural disaster hazards.
Michigan's second-lowest risk county
Baraga scores 10.66 against Michigan's state average of 49.56, making it one of the state's safest counties for natural disasters. Only Alger County rivals its low exposure profile.
Comparable safety to nearby Alger
Baraga scores 10.66, nearly identical to Alger County at 9.61 and far below Alpena at 28.34. The county's Upper Peninsula location provides exceptional natural disaster protection.
Flood risk stands modestly above others
Baraga's highest hazard is flood risk at 29.60, followed by wildfire at 15.14, both below state averages. Earthquake and hurricane risks are absent entirely, scoring 0.00 each.
Basic homeowners coverage is typically sufficient
Standard homeowners insurance provides adequate protection for Baraga residents. Flood insurance is optional for most properties given the county's low flood risk, though those near water should assess their individual exposure.
Source: FEMA National Risk Index · Narrative reviewed by Evan Brooks, Data Editor
Preparedness Guide
What to Prepare for in Baraga County
Top Hazards by Exposure
Source: FEMA National Risk Index v1.19.0 · Percentiles are national (3,144 counties)
Risk Advisory: Baraga County
Risk Verdict
Baraga County sits in the lower tier of U.S. counties for natural disaster exposure, ranked at the 11th percentile nationally. Even at the 11th percentile, Baraga County's composite score reflects real hazard exposure categories — knowing which ones apply locally enables targeted, efficient household preparedness.
Hazard Breakdown
Flood risk is Baraga County's dominant natural hazard, ranked at the 30th percentile nationally under FEMA's National Risk Index. Wildfire ranks second at the 15th percentile nationally. Additional tracked hazards include tornado (6th percentile), earthquake (0th percentile), hurricane (0th percentile).
Preparedness Context
With flood risk ranking at the 30th percentile nationally, Baraga County residents face one of the most financially damaging hazards without specialized coverage. Flood insurance through the NFIP or a private carrier is worth evaluating regardless of current mortgage requirements. Alongside flooding, wildfire exposure at the 15th percentile means households benefit from a multi-hazard preparedness plan rather than focusing on flood alone. Registering for Baraga County's county emergency alert system — typically through the county emergency management office's website — ensures households receive early warning when flood events develop faster than forecast.
Regional Context
Baraga County falls 38.9 points below Michigan's typical county risk level, making it one of the safer natural-hazard environments in the state.
Is your household prepared for Baraga County's hazards?
Review FEMA's county-specific preparedness checklists and emergency planning guides.
Frequently Asked Questions
What is the natural disaster risk in Baraga County, MI?
What types of natural hazards affect Baraga County?
How does Baraga County risk compare to the Michigan average?
Is Baraga County at risk for flooding?
How is natural disaster risk measured?
Is Baraga County a safe place to live?
Data Source
Risk data sourced from the FEMA National Risk Index (NRI). Risk scores are relative rankings (0–100) across all US counties — not absolute risk measures. Higher scores indicate higher relative risk compared to other counties.
Disclaimer: This data is informational only. It is not financial, insurance, or legal advice. Always consult a qualified professional before making insurance or real estate decisions.