Roscommon County Disaster Risk

Roscommon County, Michigan

FEMA Risk Rating

Relatively Low

National Percentile

57th

of 3,144 counties

State Rank

#37

of 83 (1 = highest risk)

Flood Risk

72th

percentile

Hazard Risk Breakdown

Flood

River, coastal, and surface flooding risk

Relatively Low

Higher than 72% of US counties

Wildfire

Wildland and wildland-urban interface fire risk

Relatively Low

Higher than 70% of US counties

Tornado

Tornado and severe thunderstorm risk

Relatively Low

Higher than 47% of US counties

Earthquake

Seismic activity and ground shaking risk

Very Low

Higher than 18% of US counties

Hurricane

Tropical cyclone and hurricane risk

Very Low

Higher than 26% of US counties

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Frequently Asked Questions

What is the natural disaster risk in Roscommon County, MI?
Roscommon County has a FEMA National Risk Index rating of Relatively Low, placing it in the 57th percentile nationally out of 3,144 counties. This composite score reflects the county's overall exposure to natural hazards including floods, wildfires, tornadoes, earthquakes, and hurricanes, weighted by expected annual loss and social vulnerability.
What types of natural hazards affect Roscommon County?
Roscommon County is evaluated for five major natural hazard types: flooding (72th percentile), wildfire (70th percentile), tornado (47th percentile), hurricane (26th percentile), earthquake (18th percentile). The highest-risk hazard is flooding at the 72th percentile nationally. These scores are derived from FEMA's National Risk Index, which analyzes expected annual loss, social vulnerability, and community resilience for each hazard type.
How does Roscommon County risk compare to the Michigan average?
Roscommon County's composite risk percentile is 57th, compared to the Michigan state average of 50th percentile. The state's overall risk rating is Relatively Low. This means Roscommon County faces higher natural disaster risk than the typical county in Michigan.
Is Roscommon County at risk for flooding?
Yes, Roscommon County's flooding risk is at the 72th percentile nationally. This is above the national median.
How is natural disaster risk measured?
FEMA's National Risk Index (NRI) calculates risk scores for 18 natural hazard types across all U.S. counties and census tracts. The composite score combines Expected Annual Loss (estimated dollar losses from each hazard), Social Vulnerability (demographic factors affecting disaster impact), and Community Resilience (ability to recover). Percentile scores rank each county against all 3,144 U.S. counties, and risk ratings range from Very Low to Very High.
Why is Roscommon County higher risk than average?
Roscommon County's composite risk score of 57th percentile is above the Michigan state average of 50th percentile. This elevated risk is driven by flooding exposure (72th percentile), along with wildfire risk. Geographic location, terrain, climate patterns, and proximity to flood zones or fault lines all influence a county's risk profile.

Data Source

Risk data sourced from the FEMA National Risk Index (NRI). Risk scores are relative rankings (0–100) across all US counties — not absolute risk measures. Higher scores indicate higher relative risk compared to other counties.

Disclaimer: This data is informational only. It is not financial, insurance, or legal advice. Always consult a qualified professional before making insurance or real estate decisions.