riskbycounty
FEMA National Risk Index

Montcalm County Disaster Risk

Montcalm County, Michigan

FEMA Risk Rating

Relatively Low

National Percentile

57th

of 3,144 counties

State Rank

#36

of 83 (1 = highest risk)

Flood Risk

62th

percentile

Hazard Risk Breakdown

Flood

River, coastal, and surface flooding risk

Relatively Low

Higher than 62% of US counties

Wildfire

Wildland and wildland-urban interface fire risk

Very Low

Higher than 32% of US counties

Tornado

Tornado and severe thunderstorm risk

Relatively Low

Higher than 76% of US counties

Earthquake

Seismic activity and ground shaking risk

Very Low

Higher than 41% of US counties

Hurricane

Tropical cyclone and hurricane risk

Very Low

Higher than 26% of US counties

Risk Advisory: Montcalm County

Risk Verdict

Montcalm County shows a relatively low overall disaster risk profile, scoring in the 57th percentile nationally. The county faces moderate hazard exposure relative to other U.S. counties. Standard emergency preparedness is recommended, with attention to the specific hazards that dominate locally.

Hazard Breakdown

Tornado risk is the dominant hazard for Montcalm County, scoring in the 76th percentile nationally. It is followed by flood risk at the 62th percentile. Additional hazards include earthquake (41th), wildfire (32th), hurricane (26th).

Preparedness Context

With tornado risk as the top concern, Montcalm County residents should identify a safe room or interior space on the lowest floor, have a NOAA weather radio, and practice tornado drills with your household. Secondary risks such as flood also warrant attention in household and community preparedness planning. FEMA recommends all households maintain at least 72 hours of food, water, and medication supplies regardless of specific hazard exposure.

Regional Context

Montcalm County is significantly riskier than the average county in Michigan. Its composite risk score is 7.3 points higher than the state average, meaning residents face above-average exposure to natural hazards compared to their neighbors.

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Frequently Asked Questions

What is the natural disaster risk in Montcalm County, MI?
Montcalm County has a FEMA National Risk Index rating of Relatively Low, placing it in the 57th percentile nationally out of 3,144 counties. This composite score reflects the county's overall exposure to natural hazards including floods, wildfires, tornadoes, earthquakes, and hurricanes, weighted by expected annual loss and social vulnerability.
What types of natural hazards affect Montcalm County?
Montcalm County is evaluated for five major natural hazard types: tornado (76th percentile), flooding (62th percentile), earthquake (41th percentile), wildfire (32th percentile), hurricane (26th percentile). The highest-risk hazard is tornado at the 76th percentile nationally. These scores are derived from FEMA's National Risk Index, which analyzes expected annual loss, social vulnerability, and community resilience for each hazard type.
How does Montcalm County risk compare to the Michigan average?
Montcalm County's composite risk percentile is 57th, compared to the Michigan state average of 50th percentile. The state's overall risk rating is Relatively Low. This means Montcalm County faces higher natural disaster risk than the typical county in Michigan.
Is Montcalm County at risk for tornado?
Yes, Montcalm County's tornado risk is at the 76th percentile nationally. This places it in the top quartile for this hazard type. For flooding specifically, Montcalm County is at the 62th percentile.
How is natural disaster risk measured?
FEMA's National Risk Index (NRI) calculates risk scores for 18 natural hazard types across all U.S. counties and census tracts. The composite score combines Expected Annual Loss (estimated dollar losses from each hazard), Social Vulnerability (demographic factors affecting disaster impact), and Community Resilience (ability to recover). Percentile scores rank each county against all 3,144 U.S. counties, and risk ratings range from Very Low to Very High.
Why is Montcalm County higher risk than average?
Montcalm County's composite risk score of 57th percentile is above the Michigan state average of 50th percentile. This elevated risk is driven by tornado exposure (76th percentile), along with flooding risk. Geographic location, terrain, climate patterns, and proximity to flood zones or fault lines all influence a county's risk profile.

Counties with Similar Risk

Roscommon County

Michigan

-0.2

Relatively Low

57th percentile

Ionia County

Michigan

-1.0

Relatively Low

56th percentile

St. Joseph County

Michigan

+1.7

Relatively Low

59th percentile

By Logan Johnson, Founder & Data EditorUpdated Reviewed by Logan Johnson, Founder & Data Editor

Data Source

Risk data sourced from the FEMA National Risk Index (NRI). Risk scores are relative rankings (0–100) across all US counties — not absolute risk measures. Higher scores indicate higher relative risk compared to other counties.

Disclaimer: This data is informational only. It is not financial, insurance, or legal advice. Always consult a qualified professional before making insurance or real estate decisions.

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