riskbycounty
FEMA NRI 1.19.0Updated Nov 2023 · Coverage 2014–2023Methodology

Blue Earth County Disaster Risk

Blue Earth County, Minnesota

FEMA Risk Rating

Relatively Low

National Percentile

72th

of 3,144 counties

State Rank

#15

of 87 (1 = highest risk)

Flood Risk

66th

percentile

Hazard Risk Breakdown

Flood

River, coastal, and surface flooding risk

Relatively Low

Higher than 66% of US counties

Wildfire

Wildland and wildland-urban interface fire risk

Very Low

Higher than 32% of US counties

Tornado

Tornado and severe thunderstorm risk

Relatively Low

Higher than 77% of US counties

Earthquake

Seismic activity and ground shaking risk

Very Low

Higher than 16% of US counties

Risk Overview

About Natural Disaster Risk in Blue Earth County, Minnesota

Blue Earth: Higher Than Average Risk

Blue Earth County scores 72.20 on the composite risk scale, placing it in the Relatively Low category but notably above Minnesota's state average of 42.38. This southern Minnesota county faces elevated natural disaster exposure, primarily driven by tornado and flood risks.

Upper-Tier Risk Statewide

Blue Earth County ranks in the upper tier of Minnesota's 87 counties for composite disaster risk, with a 72.20 score that exceeds approximately 80% of statewide counties. Its vulnerability level places it among Minnesota's more hazard-prone communities.

Highest Risk in Its Southern Region

Blue Earth County (72.20) faces notably higher risks than neighboring Brown County (50.38), making it the most vulnerable county in its immediate area. Compared to Benton County (51.34) to the north, Blue Earth's exposure is substantially higher.

Tornadoes and Floods Dominate Threats

Blue Earth County residents face severe tornado risk (77.07) and elevated flood exposure (65.87), making these the county's primary natural disaster concerns. Wildfire risk is comparatively lower at 31.84, but the combination of tornado and flood hazards requires robust household preparedness.

Flood Insurance and Storm Shelters Essential

Blue Earth County residents must secure separate flood insurance, as standard homeowners policies exclude flood damage, and the county's 65.87 flood score warrants this protection. Ensure your home has a safe tornado shelter or access to a community shelter, and verify your homeowners policy includes tornado and severe storm coverage.

Source: FEMA National Risk Index · Narrative reviewed by Evan Brooks, Data Editor

Preparedness Guide

What to Prepare for in Blue Earth County

Top Hazards by Exposure

  1. #1
    TornadoPrepare
    77th percentile
  2. #2
    FloodPrepare
    66th percentile
  3. #3
    WildfirePrepare
    32th percentile

Source: FEMA National Risk Index v1.19.0 · Percentiles are national (3,144 counties)

Risk Advisory: Blue Earth County

Risk Verdict

Blue Earth County has a below-average natural disaster risk profile, scoring at the 72th percentile nationally under FEMA's National Risk Index. Households in Blue Earth County benefit from knowing which individual hazard types — flood, wildfire, tornado, or hurricane — are the primary contributors.

Hazard Breakdown

Tornado risk is Blue Earth County's dominant natural hazard, ranked at the 77th percentile nationally under FEMA's National Risk Index. Flood ranks second at the 66th percentile nationally. Additional tracked hazards include wildfire (32th percentile), earthquake (16th percentile).

Preparedness Context

Tornado risk is Blue Earth County's top-ranked natural hazard at the 77th percentile nationally. For Blue Earth County households, the most protective action available is identifying a reinforced interior room on the lowest floor — a bathroom, closet, or central hallway away from windows. Alongside tornado exposure, flood at the 66th percentile nationally means Blue Earth County households face multi-hazard severe-weather seasons that benefit from a single integrated emergency plan covering both threats. A battery-powered NOAA All Hazards weather radio with an auto-alert tone is the highest-leverage single item for tornado preparedness in Blue Earth County, since it delivers warnings even when power is out and phone networks are congested.

Regional Context

Blue Earth County's composite risk score sits 29.8 points above the Minnesota county average, placing it among the more hazard-exposed counties in the state.

Is your household prepared for Blue Earth County's hazards?

Review FEMA's county-specific preparedness checklists and emergency planning guides.

FEMA Ready Guide →

Frequently Asked Questions

What is the natural disaster risk in Blue Earth County, MN?
Blue Earth County has a FEMA National Risk Index rating of Relatively Low, placing it in the 72th percentile nationally out of 3,144 counties. This composite score reflects the county's overall exposure to natural hazards including floods, wildfires, tornadoes, earthquakes, and hurricanes, weighted by expected annual loss and social vulnerability.
What types of natural hazards affect Blue Earth County?
Blue Earth County is evaluated for five major natural hazard types: tornado (77th percentile), flooding (66th percentile), wildfire (32th percentile), earthquake (16th percentile). The highest-risk hazard is tornado at the 77th percentile nationally. These scores are derived from FEMA's National Risk Index, which analyzes expected annual loss, social vulnerability, and community resilience for each hazard type.
How does Blue Earth County risk compare to the Minnesota average?
Blue Earth County's composite risk percentile is 72th, compared to the Minnesota state average of 42th percentile. The state's overall risk rating is Very Low. This means Blue Earth County faces higher natural disaster risk than the typical county in Minnesota.
Is Blue Earth County at risk for tornado?
Yes, Blue Earth County's tornado risk is at the 77th percentile nationally. This places it in the top quartile for this hazard type. For flooding specifically, Blue Earth County is at the 66th percentile.
How is natural disaster risk measured?
FEMA's National Risk Index (NRI) calculates risk scores for 18 natural hazard types across all U.S. counties and census tracts. The composite score combines Expected Annual Loss (estimated dollar losses from each hazard), Social Vulnerability (demographic factors affecting disaster impact), and Community Resilience (ability to recover). Percentile scores rank each county against all 3,144 U.S. counties, and risk ratings range from Very Low to Very High.
Why is Blue Earth County higher risk than average?
Blue Earth County's composite risk score of 72th percentile is above the Minnesota state average of 42th percentile. This elevated risk is driven by tornado exposure (77th percentile), along with flooding risk. Geographic location, terrain, climate patterns, and proximity to flood zones or fault lines all influence a county's risk profile.
By Evan Brooks, Data EditorUpdated Reviewed by Evan Brooks, Data Editor

Data Source

Risk data sourced from the FEMA National Risk Index (NRI). Risk scores are relative rankings (0–100) across all US counties — not absolute risk measures. Higher scores indicate higher relative risk compared to other counties.

Disclaimer: This data is informational only. It is not financial, insurance, or legal advice. Always consult a qualified professional before making insurance or real estate decisions.