riskbycounty
FEMA NRI 1.19.0Updated Nov 2023 · Coverage 2014–2023Methodology

Lyon County Disaster Risk

Lyon County, Minnesota

FEMA Risk Rating

Relatively Low

National Percentile

43th

of 3,144 counties

State Rank

#43

of 87 (1 = highest risk)

Flood Risk

57th

percentile

Hazard Risk Breakdown

Flood

River, coastal, and surface flooding risk

Relatively Low

Higher than 57% of US counties

Wildfire

Wildland and wildland-urban interface fire risk

Very Low

Higher than 17% of US counties

Tornado

Tornado and severe thunderstorm risk

Very Low

Higher than 41% of US counties

Earthquake

Seismic activity and ground shaking risk

Very Low

Higher than 16% of US counties

Risk Overview

About Natural Disaster Risk in Lyon County, Minnesota

Lyon County faces moderate national risk

With a composite risk score of 43.48, Lyon County ranks slightly above the national average, placing it in the relatively low risk category. Flood risk is the most significant contributor to this ranking.

Slightly above Minnesota's average

Lyon County's score of 43.48 exceeds the state average of 42.38 by just over 1 point, positioning it in the middle range among Minnesota counties. This modest elevation is driven primarily by flood exposure.

Higher flood risk than neighbors

Lyon County's flood risk (57.22) significantly exceeds that of Lincoln County (28.88) and Mahnomen County (11.55) to the north and east. Tornado risk (41.28) also runs higher here than in most adjacent counties.

Flooding poses primary challenge

Flood risk (57.22) towers over other hazards and represents Lyon County's most pressing natural disaster concern. Tornado risk (41.28) and earthquake risk (15.68) are secondary but noteworthy threats.

Prioritize flood insurance now

Lyon County residents in flood-prone areas should obtain separate flood insurance, as standard homeowners policies exclude this peril. Those in mapped floodplains or near water should make this a top priority.

Source: FEMA National Risk Index · Narrative reviewed by Evan Brooks, Data Editor

Preparedness Guide

What to Prepare for in Lyon County

Top Hazards by Exposure

  1. #1
    FloodPrepare
    57th percentile
  2. #2
    TornadoPrepare
    41th percentile
  3. #3
    WildfirePrepare
    17th percentile

Source: FEMA National Risk Index v1.19.0 · Percentiles are national (3,144 counties)

Risk Advisory: Lyon County

Risk Verdict

Lyon County has a below-average natural disaster risk profile, scoring at the 43th percentile nationally under FEMA's National Risk Index. Residents of Lyon County can use the 43th percentile ranking as a baseline, while recognizing that individual properties may still lie in specific hazard zones that differ from the county average.

Hazard Breakdown

Flood risk is Lyon County's dominant natural hazard, ranked at the 57th percentile nationally under FEMA's National Risk Index. Tornado ranks second at the 41th percentile nationally. Additional tracked hazards include wildfire (17th percentile), earthquake (16th percentile).

Preparedness Context

Lyon County's top natural hazard is flood risk, ranked at the 57th percentile nationally. Homeowners here should confirm whether they are in a FEMA-designated flood zone and check if standard homeowners insurance covers flood damage — it typically does not. Secondary tornado exposure at the 41th percentile adds a second preparedness layer; households should review coverage options and alert sign-up for both hazard types. For most Lyon County households, the highest-return preparedness step is storing critical documents in digital cloud backup combined with a pre-designated family meeting point if communication is disrupted.

Regional Context

At just 1.1 composite points from the Minnesota average, Lyon County's natural disaster risk is closely in line with its in-state peers.

Is your household prepared for Lyon County's hazards?

Review FEMA's county-specific preparedness checklists and emergency planning guides.

FEMA Ready Guide →

Frequently Asked Questions

What is the natural disaster risk in Lyon County, MN?
Lyon County has a FEMA National Risk Index rating of Relatively Low, placing it in the 43th percentile nationally out of 3,144 counties. This composite score reflects the county's overall exposure to natural hazards including floods, wildfires, tornadoes, earthquakes, and hurricanes, weighted by expected annual loss and social vulnerability.
What types of natural hazards affect Lyon County?
Lyon County is evaluated for five major natural hazard types: flooding (57th percentile), tornado (41th percentile), wildfire (17th percentile), earthquake (16th percentile). The highest-risk hazard is flooding at the 57th percentile nationally. These scores are derived from FEMA's National Risk Index, which analyzes expected annual loss, social vulnerability, and community resilience for each hazard type.
How does Lyon County risk compare to the Minnesota average?
Lyon County's composite risk percentile is 43th, compared to the Minnesota state average of 42th percentile. The state's overall risk rating is Very Low. This means Lyon County faces higher natural disaster risk than the typical county in Minnesota.
Is Lyon County at risk for flooding?
Yes, Lyon County's flooding risk is at the 57th percentile nationally. This is above the national median.
How is natural disaster risk measured?
FEMA's National Risk Index (NRI) calculates risk scores for 18 natural hazard types across all U.S. counties and census tracts. The composite score combines Expected Annual Loss (estimated dollar losses from each hazard), Social Vulnerability (demographic factors affecting disaster impact), and Community Resilience (ability to recover). Percentile scores rank each county against all 3,144 U.S. counties, and risk ratings range from Very Low to Very High.
Why is Lyon County higher risk than average?
Lyon County's composite risk score of 43th percentile is above the Minnesota state average of 42th percentile. This elevated risk is driven by flooding exposure (57th percentile). Geographic location, terrain, climate patterns, and proximity to flood zones or fault lines all influence a county's risk profile.
By Evan Brooks, Data EditorUpdated Reviewed by Evan Brooks, Data Editor

Data Source

Risk data sourced from the FEMA National Risk Index (NRI). Risk scores are relative rankings (0–100) across all US counties — not absolute risk measures. Higher scores indicate higher relative risk compared to other counties.

Disclaimer: This data is informational only. It is not financial, insurance, or legal advice. Always consult a qualified professional before making insurance or real estate decisions.