riskbycounty
FEMA NRI 1.19.0Updated Nov 2023 · Coverage 2014–2023Methodology

Douglas County Disaster Risk

Douglas County, Minnesota

FEMA Risk Rating

Relatively Low

National Percentile

44th

of 3,144 counties

State Rank

#41

of 87 (1 = highest risk)

Flood Risk

48th

percentile

Hazard Risk Breakdown

Flood

River, coastal, and surface flooding risk

Relatively Low

Higher than 48% of US counties

Wildfire

Wildland and wildland-urban interface fire risk

Relatively Low

Higher than 50% of US counties

Tornado

Tornado and severe thunderstorm risk

Relatively Low

Higher than 62% of US counties

Earthquake

Seismic activity and ground shaking risk

Very Low

Higher than 14% of US counties

Risk Overview

About Natural Disaster Risk in Douglas County, Minnesota

Douglas moderately below national risk

With a composite risk score of 44.34 and Relatively Low rating, Douglas County sits slightly above the national average, indicating moderate but manageable natural disaster exposure. This middle-ground profile reflects balanced hazard exposure across multiple threat types.

Slightly above Minnesota's average

Douglas County's 44.34 score edges past Minnesota's 42.38 average, placing it in the mid-range of the state's risk profile. Most Minnesota residents face comparable or higher disaster exposure.

Similar risk to nearby counties

Douglas County's 44.34 aligns closely with neighboring Faribault County (45.52) and falls well below Crow Wing County (77.54), positioning it as a moderate-risk area in central Minnesota. This consistency reflects shared geographic and climatic conditions.

Wildfire and tornado require attention

Douglas County faces wildfire risk at 50.29 and tornado risk at 62.47, with flood risk at 48.19 completing its hazard profile. The combination of these three threats makes comprehensive preparation essential.

Complete insurance coverage protects assets

Homeowners should maintain standard coverage plus tornado and wildfire riders to address Douglas County's primary threats. Create and maintain a defensible space around your home, and consider flood insurance if you're in a higher-risk area.

Source: FEMA National Risk Index · Narrative reviewed by Evan Brooks, Data Editor

Preparedness Guide

What to Prepare for in Douglas County

Top Hazards by Exposure

  1. #1
    TornadoPrepare
    62th percentile
  2. #2
    WildfirePrepare
    50th percentile
  3. #3
    FloodPrepare
    48th percentile

Source: FEMA National Risk Index v1.19.0 · Percentiles are national (3,144 counties)

Risk Advisory: Douglas County

Risk Verdict

Douglas County has a below-average natural disaster risk profile, scoring at the 44th percentile nationally under FEMA's National Risk Index. Douglas County residents can take confidence from a 44th percentile ranking, but even lower-risk counties benefit from a practiced household communication plan and awareness of the specific hazards listed above.

Hazard Breakdown

Tornado risk is Douglas County's dominant natural hazard, ranked at the 62th percentile nationally under FEMA's National Risk Index. Wildfire ranks second at the 50th percentile nationally. Additional tracked hazards include flood (48th percentile), earthquake (14th percentile).

Preparedness Context

Tornado risk is Douglas County's top-ranked natural hazard at the 62th percentile nationally. For Douglas County households, the most protective action available is identifying a reinforced interior room on the lowest floor — a bathroom, closet, or central hallway away from windows. Wildfire is the second hazard driver for Douglas County at the 50th percentile nationally, meaning households should maintain awareness of both severe-weather and wildfire-specific warning systems. A battery-powered NOAA All Hazards weather radio with an auto-alert tone is the highest-leverage single item for tornado preparedness in Douglas County, since it delivers warnings even when power is out and phone networks are congested.

Regional Context

At just 2.0 composite points from the Minnesota average, Douglas County's natural disaster risk is closely in line with its in-state peers.

Is your household prepared for Douglas County's hazards?

Review FEMA's county-specific preparedness checklists and emergency planning guides.

FEMA Ready Guide →

Frequently Asked Questions

What is the natural disaster risk in Douglas County, MN?
Douglas County has a FEMA National Risk Index rating of Relatively Low, placing it in the 44th percentile nationally out of 3,144 counties. This composite score reflects the county's overall exposure to natural hazards including floods, wildfires, tornadoes, earthquakes, and hurricanes, weighted by expected annual loss and social vulnerability.
What types of natural hazards affect Douglas County?
Douglas County is evaluated for five major natural hazard types: tornado (62th percentile), wildfire (50th percentile), flooding (48th percentile), earthquake (14th percentile). The highest-risk hazard is tornado at the 62th percentile nationally. These scores are derived from FEMA's National Risk Index, which analyzes expected annual loss, social vulnerability, and community resilience for each hazard type.
How does Douglas County risk compare to the Minnesota average?
Douglas County's composite risk percentile is 44th, compared to the Minnesota state average of 42th percentile. The state's overall risk rating is Very Low. This means Douglas County faces higher natural disaster risk than the typical county in Minnesota.
Is Douglas County at risk for tornado?
Yes, Douglas County's tornado risk is at the 62th percentile nationally. This is above the national median. For flooding specifically, Douglas County is at the 48th percentile.
How is natural disaster risk measured?
FEMA's National Risk Index (NRI) calculates risk scores for 18 natural hazard types across all U.S. counties and census tracts. The composite score combines Expected Annual Loss (estimated dollar losses from each hazard), Social Vulnerability (demographic factors affecting disaster impact), and Community Resilience (ability to recover). Percentile scores rank each county against all 3,144 U.S. counties, and risk ratings range from Very Low to Very High.
Why is Douglas County higher risk than average?
Douglas County's composite risk score of 44th percentile is above the Minnesota state average of 42th percentile. This elevated risk is driven by tornado exposure (62th percentile), along with wildfire risk. Geographic location, terrain, climate patterns, and proximity to flood zones or fault lines all influence a county's risk profile.
By Evan Brooks, Data EditorUpdated Reviewed by Evan Brooks, Data Editor

Data Source

Risk data sourced from the FEMA National Risk Index (NRI). Risk scores are relative rankings (0–100) across all US counties — not absolute risk measures. Higher scores indicate higher relative risk compared to other counties.

Disclaimer: This data is informational only. It is not financial, insurance, or legal advice. Always consult a qualified professional before making insurance or real estate decisions.