riskbycounty
FEMA NRI 1.19.0Updated Nov 2023 · Coverage 2014–2023Methodology

Pipestone County Disaster Risk

Pipestone County, Minnesota

FEMA Risk Rating

Very Low

National Percentile

15th

of 3,144 counties

State Rank

#72

of 87 (1 = highest risk)

Flood Risk

19th

percentile

Hazard Risk Breakdown

Flood

River, coastal, and surface flooding risk

Very Low

Higher than 19% of US counties

Wildfire

Wildland and wildland-urban interface fire risk

Very Low

Higher than 19% of US counties

Tornado

Tornado and severe thunderstorm risk

Very Low

Higher than 39% of US counties

Earthquake

Seismic activity and ground shaking risk

Very Low

Higher than 11% of US counties

Risk Overview

About Natural Disaster Risk in Pipestone County, Minnesota

Pipestone County ranks among America's safest

Pipestone County scores just 14.73 on the composite risk scale, placing it well below the national average and earning a "Very Low" risk rating. This exceptionally low exposure reflects the county's prairie landscape, distance from major fault lines, and limited exposure to water hazards. Pipestone is one of Minnesota's genuinely low-risk counties.

Pipestone among Minnesota's safest counties

Pipestone County's composite score of 14.73 ranks far below Minnesota's average of 42.38, placing it in the state's safest tier. All individual hazards remain below state medians, with flood risk at 18.54 and wildfire at 19.08 reflecting the county's open prairie geography. This protective position means Pipestone residents face genuinely minimal disaster exposure statewide.

Pipestone enjoys exceptional advantage among peers

Pipestone County's score of 14.73 ranks substantially lower than surrounding counties including Pope (20.55) to the north and Redwood (35.05) to the east. This protective position reflects Pipestone's flat, open terrain and agricultural use that create fewer fire and flood vulnerabilities than neighboring forested or river-prone areas. The comparison underscores Pipestone's genuinely favorable position within the region.

Tornado is Pipestone's primary natural hazard concern

Tornado risk reaches 38.55 in Pipestone County, the only hazard exceeding state average—reflecting the county's exposure to severe spring and early summer storms common to prairie regions. Flood risk (18.54) and wildfire risk (19.08) remain very low thanks to the county's agricultural landscape with limited forest and moderate water drainage. Earthquake risk is negligible at 11.32.

Prepare for Pipestone's primary tornado threat

While Pipestone County's overall risk remains very low, tornado preparedness is essential given the 38.55 tornado risk score—identify a safe room or basement in your home and practice a family plan. Standard homeowners insurance covers tornado damage, but ensure your coverage limits reflect your home's replacement cost in today's market. Review your policy every three years and after any significant home improvements or updates.

Source: FEMA National Risk Index · Narrative reviewed by Evan Brooks, Data Editor

Preparedness Guide

What to Prepare for in Pipestone County

Top Hazards by Exposure

  1. #1
    TornadoPrepare
    39th percentile
  2. #2
    WildfirePrepare
    19th percentile
  3. #3
    FloodPrepare
    19th percentile

Source: FEMA National Risk Index v1.19.0 · Percentiles are national (3,144 counties)

Risk Advisory: Pipestone County

Risk Verdict

Natural disaster exposure in Pipestone County is lower than roughly three-quarters of U.S. counties, with a composite score at the 15th percentile. At the 15th percentile, Pipestone County's risk profile is among the more manageable in the country — the hazard-specific breakdown above shows where any remaining preparedness focus is best directed.

Hazard Breakdown

Tornado risk is Pipestone County's dominant natural hazard, ranked at the 39th percentile nationally under FEMA's National Risk Index. Wildfire ranks second at the 19th percentile nationally. Additional tracked hazards include flood (19th percentile), earthquake (11th percentile).

Preparedness Context

Ranked at the 39th percentile nationally for tornado risk, Pipestone County is in a zone where storm shelters have the highest per-dollar protective value of any mitigation investment. Pipestone County's county shelter map is typically available through the local emergency management office. The secondary wildfire hazard at the 19th percentile nationally adds seasonal complexity to Pipestone County's preparedness calendar, since wildfire and tornado risk often peak at different points in the year. Pipestone County residents can check the county's emergency management website for community shelter locations nearest their address — a step worth completing now, not during a warning.

Regional Context

Pipestone County is 27.7 composite risk points below the Minnesota state mean, meaning most other Minnesota counties face higher natural hazard exposure.

Is your household prepared for Pipestone County's hazards?

Review FEMA's county-specific preparedness checklists and emergency planning guides.

FEMA Ready Guide →

Frequently Asked Questions

What is the natural disaster risk in Pipestone County, MN?
Pipestone County has a FEMA National Risk Index rating of Very Low, placing it in the 15th percentile nationally out of 3,144 counties. This composite score reflects the county's overall exposure to natural hazards including floods, wildfires, tornadoes, earthquakes, and hurricanes, weighted by expected annual loss and social vulnerability.
What types of natural hazards affect Pipestone County?
Pipestone County is evaluated for five major natural hazard types: tornado (39th percentile), wildfire (19th percentile), flooding (19th percentile), earthquake (11th percentile). The highest-risk hazard is tornado at the 39th percentile nationally. These scores are derived from FEMA's National Risk Index, which analyzes expected annual loss, social vulnerability, and community resilience for each hazard type.
How does Pipestone County risk compare to the Minnesota average?
Pipestone County's composite risk percentile is 15th, compared to the Minnesota state average of 42th percentile. The state's overall risk rating is Very Low. This means Pipestone County faces lower natural disaster risk than the typical county in Minnesota.
Is Pipestone County at risk for tornado?
Yes, Pipestone County's tornado risk is at the 39th percentile nationally. This is below the national median, indicating relatively lower exposure. For flooding specifically, Pipestone County is at the 19th percentile.
How is natural disaster risk measured?
FEMA's National Risk Index (NRI) calculates risk scores for 18 natural hazard types across all U.S. counties and census tracts. The composite score combines Expected Annual Loss (estimated dollar losses from each hazard), Social Vulnerability (demographic factors affecting disaster impact), and Community Resilience (ability to recover). Percentile scores rank each county against all 3,144 U.S. counties, and risk ratings range from Very Low to Very High.
Is Pipestone County a safe place to live?
Pipestone County's composite risk score of 15th percentile is below the Minnesota state average of 42th percentile, indicating relatively lower exposure to natural hazards. However, no county is completely risk-free. The primary hazard type is tornado at the 39th percentile. Residents should still maintain emergency preparedness plans and appropriate insurance coverage.
By Evan Brooks, Data EditorUpdated Reviewed by Evan Brooks, Data Editor

Data Source

Risk data sourced from the FEMA National Risk Index (NRI). Risk scores are relative rankings (0–100) across all US counties — not absolute risk measures. Higher scores indicate higher relative risk compared to other counties.

Disclaimer: This data is informational only. It is not financial, insurance, or legal advice. Always consult a qualified professional before making insurance or real estate decisions.