riskbycounty
FEMA NRI 1.19.0Updated Nov 2023 · Coverage 2014–2023Methodology

Silver Bow County Disaster Risk

Silver Bow County, Montana

FEMA Risk Rating

Very Low

National Percentile

38th

of 3,144 counties

State Rank

#26

of 56 (1 = highest risk)

Flood Risk

22th

percentile

Hazard Risk Breakdown

Flood

River, coastal, and surface flooding risk

Very Low

Higher than 22% of US counties

Wildfire

Wildland and wildland-urban interface fire risk

Relatively Low

Higher than 81% of US counties

Tornado

Tornado and severe thunderstorm risk

Very Low

Higher than 10% of US counties

Earthquake

Seismic activity and ground shaking risk

Moderate

Higher than 87% of US counties

Risk Overview

About Natural Disaster Risk in Silver Bow County, Montana

Silver Bow's risk near national average

Silver Bow County scores 38.04 on composite risk, slightly above national norms, with a Very Low rating. Earthquake risk of 87.40 is notably high, while wildfire risk of 80.73 presents a secondary concern.

Low-to-moderate risk within Montana

Silver Bow's 38.04 score slightly exceeds Montana's average of 33.31, placing it just above the state median. Earthquake exposure is the primary driver of this above-average ranking.

Highest earthquake risk in region

Silver Bow (38.04) faces substantially higher earthquake exposure (87.40) than neighboring Sanders County (67.91) and similar wildfire risk to regional peers. Its earthquake vulnerability is the most severe in the southwestern corridor.

Earthquake threatens structures most

Earthquake risk at 87.40 is Silver Bow's defining hazard, substantially exceeding all other exposures. Wildfire risk of 80.73 is also notable, while tornado and flood risks remain low.

Earthquake insurance is critical

Earthquake coverage is excluded from standard homeowners policies and must be purchased separately—this is essential in Silver Bow given its 87.40 exposure rating. Verify your home's seismic bracing and consider retrofitting for older structures.

Source: FEMA National Risk Index · Narrative reviewed by Evan Brooks, Data Editor

Preparedness Guide

What to Prepare for in Silver Bow County

Top Hazards by Exposure

  1. #1
    EarthquakePrepare
    87th percentile
  2. #2
    WildfirePrepare
    81th percentile
  3. #3
    FloodPrepare
    22th percentile

Source: FEMA National Risk Index v1.19.0 · Percentiles are national (3,144 counties)

Risk Advisory: Silver Bow County

Risk Verdict

Silver Bow County's natural disaster risk is among the lowest in the country, with a composite score at the 38th percentile nationally. Even at the 38th percentile, Silver Bow County's composite score reflects real hazard exposure categories — knowing which ones apply locally enables targeted, efficient household preparedness.

Hazard Breakdown

Earthquake risk is Silver Bow County's dominant natural hazard, ranked at the 87th percentile nationally under FEMA's National Risk Index. Wildfire ranks second at the 81th percentile nationally. Additional tracked hazards include flood (22th percentile), tornado (10th percentile).

Preparedness Context

Earthquake risk is Silver Bow County's leading natural hazard, ranked at the 87th percentile nationally. Securing tall furniture, water heaters, and bookcases to walls with anti-tip hardware is among the simplest and most effective life-safety measures households can take. Alongside earthquake exposure, Silver Bow County's wildfire risk at the 81th percentile nationally reinforces the value of maintaining a household emergency supply cache usable for multiple hazard scenarios. Silver Bow County residents should locate the main gas shutoff valve and keep an appropriate wrench nearby — gas leaks cause a significant share of earthquake-related injuries and fires, and the shutoff step is safe to take immediately after shaking stops.

Regional Context

At just 4.7 composite points from the Montana average, Silver Bow County's natural disaster risk is closely in line with its in-state peers.

Is your household prepared for Silver Bow County's hazards?

Review FEMA's county-specific preparedness checklists and emergency planning guides.

FEMA Ready Guide →

Frequently Asked Questions

What is the natural disaster risk in Silver Bow County, MT?
Silver Bow County has a FEMA National Risk Index rating of Very Low, placing it in the 38th percentile nationally out of 3,144 counties. This composite score reflects the county's overall exposure to natural hazards including floods, wildfires, tornadoes, earthquakes, and hurricanes, weighted by expected annual loss and social vulnerability.
What types of natural hazards affect Silver Bow County?
Silver Bow County is evaluated for five major natural hazard types: earthquake (87th percentile), wildfire (81th percentile), flooding (22th percentile), tornado (10th percentile). The highest-risk hazard is earthquake at the 87th percentile nationally. These scores are derived from FEMA's National Risk Index, which analyzes expected annual loss, social vulnerability, and community resilience for each hazard type.
How does Silver Bow County risk compare to the Montana average?
Silver Bow County's composite risk percentile is 38th, compared to the Montana state average of 33th percentile. The state's overall risk rating is Very Low. This means Silver Bow County faces higher natural disaster risk than the typical county in Montana.
Is Silver Bow County at risk for earthquake?
Yes, Silver Bow County's earthquake risk is at the 87th percentile nationally. This places it in the top quartile for this hazard type. For flooding specifically, Silver Bow County is at the 22th percentile.
How is natural disaster risk measured?
FEMA's National Risk Index (NRI) calculates risk scores for 18 natural hazard types across all U.S. counties and census tracts. The composite score combines Expected Annual Loss (estimated dollar losses from each hazard), Social Vulnerability (demographic factors affecting disaster impact), and Community Resilience (ability to recover). Percentile scores rank each county against all 3,144 U.S. counties, and risk ratings range from Very Low to Very High.
Why is Silver Bow County higher risk than average?
Silver Bow County's composite risk score of 38th percentile is above the Montana state average of 33th percentile. This elevated risk is driven by earthquake exposure (87th percentile), along with wildfire risk. Geographic location, terrain, climate patterns, and proximity to flood zones or fault lines all influence a county's risk profile.
By Evan Brooks, Data EditorUpdated Reviewed by Evan Brooks, Data Editor

Data Source

Risk data sourced from the FEMA National Risk Index (NRI). Risk scores are relative rankings (0–100) across all US counties — not absolute risk measures. Higher scores indicate higher relative risk compared to other counties.

Disclaimer: This data is informational only. It is not financial, insurance, or legal advice. Always consult a qualified professional before making insurance or real estate decisions.