Treasure County Disaster Risk
Treasure County, Montana
FEMA Risk Rating
Very Low
National Percentile
1th
of 3,144 counties
State Rank
#56
of 56 (1 = highest risk)
Flood Risk
3th
percentile
Hazard Risk Breakdown
Flood
River, coastal, and surface flooding risk
Very Low
Higher than 3% of US counties
Wildfire
Wildland and wildland-urban interface fire risk
Relatively Low
Higher than 64% of US counties
Tornado
Tornado and severe thunderstorm risk
Very Low
Higher than 2% of US counties
Earthquake
Seismic activity and ground shaking risk
Very Low
Higher than 3% of US counties
Risk Overview
About Natural Disaster Risk in Treasure County, Montana
Treasure County has exceptionally low risk
Treasure County's composite risk score of just 0.51 represents one of the lowest natural disaster risk profiles in the entire nation. With a Very Low rating across all hazard categories, your county experiences minimal exposure to floods, wildfires, earthquakes, and tornadoes.
Montana's safest county by far
At 0.51, Treasure County's composite risk is dramatically lower than Montana's statewide average of 33.31—nearly 65 times lower. This exceptional standing makes Treasure one of the state's safest places to live from a natural disaster perspective.
Significantly safer than adjacent areas
Treasure's 0.51 score is vastly lower than neighboring Wibaux (11.07), Wheatland (3.50), and Valley (35.94) counties. Your location on southeastern Montana's plains provides natural protection that many surrounding counties lack.
All risks remain minimal
Even your highest risk—wildfire at 63.65—is substantially below statewide averages, while flood (2.54), tornado (1.94), and earthquake (3.34) risks are negligible. This uniform low-risk profile across all hazards is exceptionally rare for any Montana county.
Standard homeowner coverage suffices
Your low natural disaster risk means standard homeowner's insurance provides adequate protection for Treasure County conditions. Basic property coverage and routine home maintenance offer comprehensive safeguards given your county's exceptional safety profile.
Source: FEMA National Risk Index · Narrative reviewed by Evan Brooks, Data Editor
Preparedness Guide
What to Prepare for in Treasure County
Top Hazards by Exposure
Source: FEMA National Risk Index v1.19.0 · Percentiles are national (3,144 counties)
Risk Advisory: Treasure County
Risk Verdict
Treasure County's overall natural disaster score at the 1th percentile puts it well below the national median for hazard exposure. Residents of Treasure County can use the 1th percentile ranking as a baseline, while recognizing that individual properties may still lie in specific hazard zones that differ from the county average.
Hazard Breakdown
Wildfire risk is Treasure County's dominant natural hazard, ranked at the 64th percentile nationally under FEMA's National Risk Index. Earthquake ranks second at the 3th percentile nationally. Additional tracked hazards include flood (3th percentile), tornado (2th percentile).
Preparedness Context
With wildfire ranked at the 64th percentile nationally, Treasure County is in a zone where air quality can deteriorate rapidly before structures are threatened. An N95 respirator and a HEPA air purifier are practical items for Treasure County households to have on hand before fire season. The county's earthquake exposure at the 3th percentile nationally complements the wildfire risk — saturating rain after burn scarring often triggers secondary flood and debris flow events. Defensible space, insurance review, and an evacuation plan are the three preparedness pillars for Treasure County households — and the insurance review is the one most often deferred by Treasure County residents and most costly to skip when a fire event actually occurs.
Regional Context
Treasure County's composite risk score sits 32.8 points below the Montana county average, reflecting a more favorable hazard environment than the state typical.
Is your household prepared for Treasure County's hazards?
Review FEMA's county-specific preparedness checklists and emergency planning guides.
Frequently Asked Questions
What is the natural disaster risk in Treasure County, MT?
What types of natural hazards affect Treasure County?
How does Treasure County risk compare to the Montana average?
Is Treasure County at risk for wildfire?
How is natural disaster risk measured?
Is Treasure County a safe place to live?
Data Source
Risk data sourced from the FEMA National Risk Index (NRI). Risk scores are relative rankings (0–100) across all US counties — not absolute risk measures. Higher scores indicate higher relative risk compared to other counties.
Disclaimer: This data is informational only. It is not financial, insurance, or legal advice. Always consult a qualified professional before making insurance or real estate decisions.