riskbycounty
FEMA NRI 1.19.0Updated Nov 2023 · Coverage 2014–2023Methodology

Union County Disaster Risk

Union County, New Mexico

FEMA Risk Rating

Very Low

National Percentile

12th

of 3,144 counties

State Rank

#28

of 33 (1 = highest risk)

Flood Risk

7th

percentile

Hazard Risk Breakdown

Flood

River, coastal, and surface flooding risk

Very Low

Higher than 7% of US counties

Wildfire

Wildland and wildland-urban interface fire risk

Moderate

Higher than 89% of US counties

Tornado

Tornado and severe thunderstorm risk

Very Low

Higher than 12% of US counties

Earthquake

Seismic activity and ground shaking risk

Very Low

Higher than 18% of US counties

Risk Overview

About Natural Disaster Risk in Union County, New Mexico

Union ranks among America's safest

Union County's composite risk score of 12.09 and 'Very Low' rating place it among the safest counties in the entire United States. The county's remote northeastern location and sparse development create exceptional protection against most natural disaster categories.

By far New Mexico's lowest-risk county

Union County scores just 12.09 against New Mexico's state average of 58.92—a dramatic gap that makes it the state's clear safety leader. The county's low scores across flood (7.09), earthquake (17.53), and tornado (12.44) categories reflect its unique geographic position.

Dramatically safer than all New Mexico peers

Union's 12.09 score represents a striking contrast to every other New Mexico county tracked, sitting far below Torrance (46.15), the state's second-safest. The county's isolation and sparse population contribute to its exceptional low-risk standing.

Wildfire the only notable hazard

Wildfire risk of 88.84 is Union County's lone hazard scoring above typical thresholds, creating the county's primary natural disaster exposure. All other hazards—flood (7.09), earthquake (17.53), tornado (12.44)—score exceptionally low, making Union one of America's lowest-risk counties.

Minimal special coverage needed

Union County residents face one of America's lowest natural disaster risk profiles and typically need only standard homeowners insurance coverage. Wildfire preparedness—clearing brush and maintaining defensible space—provides practical protection for the county's single meaningful hazard.

Source: FEMA National Risk Index · Narrative reviewed by Evan Brooks, Data Editor

Preparedness Guide

What to Prepare for in Union County

Top Hazards by Exposure

  1. #1
    WildfirePrepare
    89th percentile
  2. #2
    EarthquakePrepare
    18th percentile
  3. #3
    TornadoPrepare
    12th percentile

Source: FEMA National Risk Index v1.19.0 · Percentiles are national (3,144 counties)

Risk Advisory: Union County

Risk Verdict

Union County's overall natural disaster score at the 12th percentile puts it well below the national median for hazard exposure. Union County's 12th percentile ranking is favorable, though every county carries at least one natural hazard worth knowing — reviewing the specific risks listed above helps households focus their preparedness where it matters most.

Hazard Breakdown

Wildfire risk is Union County's dominant natural hazard, ranked at the 89th percentile nationally under FEMA's National Risk Index. Earthquake ranks second at the 18th percentile nationally. Additional tracked hazards include tornado (12th percentile), flood (7th percentile).

Preparedness Context

With wildfire ranked at the 89th percentile nationally, Union County is in a zone where air quality can deteriorate rapidly before structures are threatened. An N95 respirator and a HEPA air purifier are practical items for Union County households to have on hand before fire season. The county's earthquake exposure at the 18th percentile nationally complements the wildfire risk — saturating rain after burn scarring often triggers secondary flood and debris flow events. Defensible space, insurance review, and an evacuation plan are the three preparedness pillars for Union County households — and the insurance review is the one most often deferred by Union County residents and most costly to skip when a fire event actually occurs.

Regional Context

Union County's composite risk score sits 46.8 points below the New Mexico county average, reflecting a more favorable hazard environment than the state typical.

Is your household prepared for Union County's hazards?

Review FEMA's county-specific preparedness checklists and emergency planning guides.

FEMA Ready Guide →

Frequently Asked Questions

What is the natural disaster risk in Union County, NM?
Union County has a FEMA National Risk Index rating of Very Low, placing it in the 12th percentile nationally out of 3,144 counties. This composite score reflects the county's overall exposure to natural hazards including floods, wildfires, tornadoes, earthquakes, and hurricanes, weighted by expected annual loss and social vulnerability.
What types of natural hazards affect Union County?
Union County is evaluated for five major natural hazard types: wildfire (89th percentile), earthquake (18th percentile), tornado (12th percentile), flooding (7th percentile). The highest-risk hazard is wildfire at the 89th percentile nationally. These scores are derived from FEMA's National Risk Index, which analyzes expected annual loss, social vulnerability, and community resilience for each hazard type.
How does Union County risk compare to the New Mexico average?
Union County's composite risk percentile is 12th, compared to the New Mexico state average of 59th percentile. The state's overall risk rating is Relatively Low. This means Union County faces lower natural disaster risk than the typical county in New Mexico.
Is Union County at risk for wildfire?
Yes, Union County's wildfire risk is at the 89th percentile nationally. This places it in the top quartile for this hazard type. For flooding specifically, Union County is at the 7th percentile.
How is natural disaster risk measured?
FEMA's National Risk Index (NRI) calculates risk scores for 18 natural hazard types across all U.S. counties and census tracts. The composite score combines Expected Annual Loss (estimated dollar losses from each hazard), Social Vulnerability (demographic factors affecting disaster impact), and Community Resilience (ability to recover). Percentile scores rank each county against all 3,144 U.S. counties, and risk ratings range from Very Low to Very High.
Is Union County a safe place to live?
Union County's composite risk score of 12th percentile is below the New Mexico state average of 59th percentile, indicating relatively lower exposure to natural hazards. However, no county is completely risk-free. The primary hazard type is wildfire at the 89th percentile. Residents should still maintain emergency preparedness plans and appropriate insurance coverage.
By Evan Brooks, Data EditorUpdated Reviewed by Evan Brooks, Data Editor

Data Source

Risk data sourced from the FEMA National Risk Index (NRI). Risk scores are relative rankings (0–100) across all US counties — not absolute risk measures. Higher scores indicate higher relative risk compared to other counties.

Disclaimer: This data is informational only. It is not financial, insurance, or legal advice. Always consult a qualified professional before making insurance or real estate decisions.