Cortland County Disaster Risk
Cortland County, New York
FEMA Risk Rating
Relatively Low
National Percentile
51th
of 3,144 counties
State Rank
#51
of 62 (1 = highest risk)
Flood Risk
72th
percentile
Hazard Risk Breakdown
Flood
River, coastal, and surface flooding risk
Relatively Low
Higher than 72% of US counties
Wildfire
Wildland and wildland-urban interface fire risk
Very Low
Higher than 10% of US counties
Tornado
Tornado and severe thunderstorm risk
Very Low
Higher than 37% of US counties
Earthquake
Seismic activity and ground shaking risk
Very Low
Higher than 39% of US counties
Hurricane
Tropical cyclone and hurricane risk
Relatively Low
Higher than 59% of US counties
Risk Advisory: Cortland County
Risk Verdict
Cortland County shows a relatively low overall disaster risk profile, scoring in the 51th percentile nationally. The county faces moderate hazard exposure relative to other U.S. counties. Standard emergency preparedness is recommended, with attention to the specific hazards that dominate locally.
Hazard Breakdown
Flood risk is the dominant hazard for Cortland County, scoring in the 72th percentile nationally. It is followed by hurricane risk at the 59th percentile. Additional hazards include earthquake (39th), tornado (37th), wildfire (10th).
Preparedness Context
With flood risk as the top concern, Cortland County residents should review flood insurance needs (standard home insurance does not cover flood damage), know your evacuation zone, and keep important documents waterproofed. Secondary risks such as hurricane also warrant attention in household and community preparedness planning. FEMA recommends all households maintain at least 72 hours of food, water, and medication supplies regardless of specific hazard exposure.
Regional Context
Cortland County is notably safer than the average county in New York. Its composite risk score is 18.2 points lower than the state average, indicating below-average exposure to natural hazards relative to other counties in the state.
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Frequently Asked Questions
What is the natural disaster risk in Cortland County, NY?
What types of natural hazards affect Cortland County?
How does Cortland County risk compare to the New York average?
Is Cortland County at risk for flooding?
How is natural disaster risk measured?
Is Cortland County a safe place to live?
Data Source
Risk data sourced from the FEMA National Risk Index (NRI). Risk scores are relative rankings (0–100) across all US counties — not absolute risk measures. Higher scores indicate higher relative risk compared to other counties.
Disclaimer: This data is informational only. It is not financial, insurance, or legal advice. Always consult a qualified professional before making insurance or real estate decisions.