riskbycounty
FEMA NRI 1.19.0Updated Nov 2023 · Coverage 2014–2023Methodology

Fulton County Disaster Risk

Fulton County, New York

FEMA Risk Rating

Relatively Low

National Percentile

49th

of 3,144 counties

State Rank

#53

of 62 (1 = highest risk)

Flood Risk

66th

percentile

Hazard Risk Breakdown

Flood

River, coastal, and surface flooding risk

Relatively Low

Higher than 66% of US counties

Wildfire

Wildland and wildland-urban interface fire risk

Very Low

Higher than 27% of US counties

Tornado

Tornado and severe thunderstorm risk

Very Low

Higher than 40% of US counties

Earthquake

Seismic activity and ground shaking risk

Relatively Low

Higher than 58% of US counties

Hurricane

Tropical cyclone and hurricane risk

Relatively Low

Higher than 64% of US counties

Risk Overview

About Natural Disaster Risk in Fulton County, New York

Fulton County presents below-average U.S. risk

Fulton County's composite risk score of 48.63 places it in the relatively low category nationally, meaning residents face fewer natural disaster threats than typical American communities. The county's risk profile is balanced across multiple hazard types rather than concentrated in any single area.

Below New York's average but mid-range upstate

At 48.63, Fulton County scores about 30% lower than New York's 69.42 average, positioning it as one of the state's safer counties. Only Hamilton County and Franklin County register lower risk in the immediate region.

Slightly riskier than Franklin but safer than Herkimer

Fulton County (48.63) edges out Franklin County (48.85) by a minimal margin, making them roughly equivalent in overall risk. However, both substantially outperform Herkimer County (60.02) and Greene County (68.29), which face considerably higher flooding and tornado threats.

Flooding and hurricanes top the list

Flood risk leads at 66.38, followed by hurricane risk at 64.50—two hazards that often strike together in late summer and fall. Tornado risk of 40.04 also demands attention, placing Fulton County above the national average for this threat, though wildfire remains minimal at 27.42.

Get flood insurance and hurricane prep supplies

Flood insurance should be a priority for Fulton County homeowners, especially those within the 100-year floodplain, given the county's 66.38 risk score. Equally important: secure your home against high winds, maintain emergency supplies, and review your homeowner's policy to ensure hurricane damage is covered.

Source: FEMA National Risk Index · Narrative reviewed by Evan Brooks, Data Editor

Preparedness Guide

What to Prepare for in Fulton County

Top Hazards by Exposure

  1. #1
    FloodPrepare
    66th percentile
  2. #2
    HurricanePrepare
    64th percentile
  3. #3
    EarthquakePrepare
    58th percentile

Source: FEMA National Risk Index v1.19.0 · Percentiles are national (3,144 counties)

Risk Advisory: Fulton County

Risk Verdict

Fulton County sits below the national average for natural disaster exposure, ranking at the 49th percentile across all U.S. counties. A preparedness foundation — alert registration, household communication plan, and a basic supply review — costs little and remains valuable even at Fulton County's favorable 49th percentile ranking.

Hazard Breakdown

Flood risk is Fulton County's dominant natural hazard, ranked at the 66th percentile nationally under FEMA's National Risk Index. Hurricane ranks second at the 64th percentile nationally. Additional tracked hazards include earthquake (58th percentile), tornado (40th percentile), wildfire (27th percentile).

Preparedness Context

With flood ranked as the primary hazard at the 66th percentile nationally, Fulton County households should build a go-bag that includes important documents, medications, and supplies to sustain the family for at least three days if evacuation is needed. Secondary hurricane exposure at the 64th percentile adds a second preparedness layer; households should review coverage options and alert sign-up for both hazard types. A waterproof container for documents (insurance policies, ID, prescriptions) and a clear household communication plan for when phone networks are congested are the two highest-value low-cost preparedness steps for Fulton County households.

Regional Context

Fulton County is 20.8 composite risk points below the New York state mean, meaning most other New York counties face higher natural hazard exposure.

Is your household prepared for Fulton County's hazards?

Review FEMA's county-specific preparedness checklists and emergency planning guides.

FEMA Ready Guide →

Frequently Asked Questions

What is the natural disaster risk in Fulton County, NY?
Fulton County has a FEMA National Risk Index rating of Relatively Low, placing it in the 49th percentile nationally out of 3,144 counties. This composite score reflects the county's overall exposure to natural hazards including floods, wildfires, tornadoes, earthquakes, and hurricanes, weighted by expected annual loss and social vulnerability.
What types of natural hazards affect Fulton County?
Fulton County is evaluated for five major natural hazard types: flooding (66th percentile), hurricane (64th percentile), earthquake (58th percentile), tornado (40th percentile), wildfire (27th percentile). The highest-risk hazard is flooding at the 66th percentile nationally. These scores are derived from FEMA's National Risk Index, which analyzes expected annual loss, social vulnerability, and community resilience for each hazard type.
How does Fulton County risk compare to the New York average?
Fulton County's composite risk percentile is 49th, compared to the New York state average of 69th percentile. The state's overall risk rating is Relatively Low. This means Fulton County faces lower natural disaster risk than the typical county in New York.
Is Fulton County at risk for flooding?
Yes, Fulton County's flooding risk is at the 66th percentile nationally. This is above the national median.
How is natural disaster risk measured?
FEMA's National Risk Index (NRI) calculates risk scores for 18 natural hazard types across all U.S. counties and census tracts. The composite score combines Expected Annual Loss (estimated dollar losses from each hazard), Social Vulnerability (demographic factors affecting disaster impact), and Community Resilience (ability to recover). Percentile scores rank each county against all 3,144 U.S. counties, and risk ratings range from Very Low to Very High.
Is Fulton County a safe place to live?
Fulton County's composite risk score of 49th percentile is below the New York state average of 69th percentile, indicating relatively lower exposure to natural hazards. However, no county is completely risk-free. The primary hazard type is flooding at the 66th percentile. Residents should still maintain emergency preparedness plans and appropriate insurance coverage.
By Evan Brooks, Data EditorUpdated Reviewed by Evan Brooks, Data Editor

Data Source

Risk data sourced from the FEMA National Risk Index (NRI). Risk scores are relative rankings (0–100) across all US counties — not absolute risk measures. Higher scores indicate higher relative risk compared to other counties.

Disclaimer: This data is informational only. It is not financial, insurance, or legal advice. Always consult a qualified professional before making insurance or real estate decisions.