Otsego County Disaster Risk

Otsego County has a FEMA National Risk Index rating of Relatively Low, placing it in the 76th percentile nationally out of 3,144 counties. This composite score reflects the county's overall exposure to natural hazards including floods, wildfires, tornadoes, earthquakes, and hurricanes, weighted by expected annual loss and social vulnerability.

Otsego County is evaluated for five major natural hazard types: flooding (86th percentile), hurricane (65th percentile), earthquake (47th percentile), tornado (46th percentile), wildfire (26th percentile). The highest-risk hazard is flooding at the 86th percentile nationally. These scores are derived from FEMA's National Risk Index, which analyzes expected annual loss, social vulnerability, and community resilience for each hazard type.

Otsego County's composite risk percentile is 76th, compared to the New York state average of 69th percentile. The state's overall risk rating is Relatively Low. This means Otsego County faces higher natural disaster risk than the typical county in New York.

Yes, Otsego County's flooding risk is at the 86th percentile nationally. This places it in the top quartile for this hazard type.

FEMA's National Risk Index (NRI) calculates risk scores for 18 natural hazard types across all U.S. counties and census tracts. The composite score combines Expected Annual Loss (estimated dollar losses from each hazard), Social Vulnerability (demographic factors affecting disaster impact), and Community Resilience (ability to recover). Percentile scores rank each county against all 3,144 U.S. counties, and risk ratings range from Very Low to Very High.

Otsego County's composite risk score of 76th percentile is above the New York state average of 69th percentile. This elevated risk is driven by flooding exposure (86th percentile), along with hurricane risk. Geographic location, terrain, climate patterns, and proximity to flood zones or fault lines all influence a county's risk profile.