Steuben County Disaster Risk

Steuben County, New York

FEMA Risk Rating

Relatively Low

National Percentile

77th

of 3,144 counties

State Rank

#26

of 62 (1 = highest risk)

Flood Risk

88th

percentile

Hazard Risk Breakdown

Flood

River, coastal, and surface flooding risk

Moderate

Higher than 88% of US counties

Wildfire

Wildland and wildland-urban interface fire risk

Very Low

Higher than 31% of US counties

Tornado

Tornado and severe thunderstorm risk

Relatively Low

Higher than 58% of US counties

Earthquake

Seismic activity and ground shaking risk

Very Low

Higher than 39% of US counties

Hurricane

Tropical cyclone and hurricane risk

Relatively Low

Higher than 70% of US counties

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Frequently Asked Questions

What is the natural disaster risk in Steuben County, NY?
Steuben County has a FEMA National Risk Index rating of Relatively Low, placing it in the 77th percentile nationally out of 3,144 counties. This composite score reflects the county's overall exposure to natural hazards including floods, wildfires, tornadoes, earthquakes, and hurricanes, weighted by expected annual loss and social vulnerability.
What types of natural hazards affect Steuben County?
Steuben County is evaluated for five major natural hazard types: flooding (88th percentile), hurricane (70th percentile), tornado (58th percentile), earthquake (39th percentile), wildfire (31th percentile). The highest-risk hazard is flooding at the 88th percentile nationally. These scores are derived from FEMA's National Risk Index, which analyzes expected annual loss, social vulnerability, and community resilience for each hazard type.
How does Steuben County risk compare to the New York average?
Steuben County's composite risk percentile is 77th, compared to the New York state average of 69th percentile. The state's overall risk rating is Relatively Low. This means Steuben County faces higher natural disaster risk than the typical county in New York.
Is Steuben County at risk for flooding?
Yes, Steuben County's flooding risk is at the 88th percentile nationally. This places it in the top quartile for this hazard type.
How is natural disaster risk measured?
FEMA's National Risk Index (NRI) calculates risk scores for 18 natural hazard types across all U.S. counties and census tracts. The composite score combines Expected Annual Loss (estimated dollar losses from each hazard), Social Vulnerability (demographic factors affecting disaster impact), and Community Resilience (ability to recover). Percentile scores rank each county against all 3,144 U.S. counties, and risk ratings range from Very Low to Very High.
Why is Steuben County higher risk than average?
Steuben County's composite risk score of 77th percentile is above the New York state average of 69th percentile. This elevated risk is driven by flooding exposure (88th percentile), along with hurricane and tornado risk. Geographic location, terrain, climate patterns, and proximity to flood zones or fault lines all influence a county's risk profile.

Data Source

Risk data sourced from the FEMA National Risk Index (NRI). Risk scores are relative rankings (0–100) across all US counties — not absolute risk measures. Higher scores indicate higher relative risk compared to other counties.

Disclaimer: This data is informational only. It is not financial, insurance, or legal advice. Always consult a qualified professional before making insurance or real estate decisions.