riskbycounty
FEMA NRI 1.19.0Updated Nov 2023 · Coverage 2014–2023Methodology

Suffolk County Disaster Risk

Suffolk County, New York

FEMA Risk Rating

Relatively High

National Percentile

97th

of 3,144 counties

State Rank

#6

of 62 (1 = highest risk)

Flood Risk

99th

percentile

Hazard Risk Breakdown

Flood

River, coastal, and surface flooding risk

Relatively High

Higher than 99% of US counties

Wildfire

Wildland and wildland-urban interface fire risk

Relatively Low

Higher than 73% of US counties

Tornado

Tornado and severe thunderstorm risk

Relatively Low

Higher than 75% of US counties

Earthquake

Seismic activity and ground shaking risk

Relatively High

Higher than 96% of US counties

Hurricane

Tropical cyclone and hurricane risk

Relatively High

Higher than 97% of US counties

Risk Overview

About Natural Disaster Risk in Suffolk County, New York

Suffolk County's Elevated Risk Status

Suffolk County scores 97.33 with a Relatively High rating, placing it in New York's highest-risk tier and well above the state average of 69.42. The county faces severe exposure across virtually all major hazard categories, from hurricanes to earthquakes.

Highest Risk County in New York

Suffolk County's composite score of 97.33 ranks it as the state's riskiest county by a significant margin, driven by extreme vulnerabilities to hurricanes (96.83), floods (98.60), and earthquakes (95.90). Long Island's coastal geography and density compound these multi-hazard exposures.

Far Exceeds Regional Risk Profiles

Suffolk County's 97.33 score dwarfs all other counties in this analysis, nearly twice the risk of Ulster County (87.69) and far beyond St. Lawrence County (77.89). This exceptional elevation reflects its unique exposure as a densely populated coastal peninsula.

Hurricanes, Floods, and Tornadoes

Suffolk County faces extreme hurricane risk (96.83), flood risk (98.60), and elevated tornado risk (74.75)—all among the nation's highest for any county. Earthquake risk at 95.90 also presents significant concern, particularly for aging infrastructure and newer residential areas.

Comprehensive Insurance Essential

Suffolk County residents must secure comprehensive flood insurance, hurricane-grade wind coverage, and earthquake protection to adequately protect their homes and assets. Properties in coastal and low-lying areas face compounded risk and should also consider storm surge and elevation strategies.

Source: FEMA National Risk Index · Narrative reviewed by Evan Brooks, Data Editor

Preparedness Guide

What to Prepare for in Suffolk County

Top Hazards by Exposure

  1. #1
    FloodPrepare
    99th percentile
  2. #2
    HurricanePrepare
    97th percentile
  3. #3
    EarthquakePrepare
    96th percentile

Source: FEMA National Risk Index v1.19.0 · Percentiles are national (3,144 counties)

Risk Advisory: Suffolk County

Risk Verdict

Suffolk County's composite risk score ranks at the 97th percentile nationally, reflecting genuine multi-hazard exposure for residents. At this risk level, having a documented household preparedness plan — not just awareness — is the meaningful next step for Suffolk County residents.

Hazard Breakdown

Flood risk is Suffolk County's dominant natural hazard, ranked at the 99th percentile nationally under FEMA's National Risk Index. Hurricane ranks second at the 97th percentile nationally. Additional tracked hazards include earthquake (96th percentile), tornado (75th percentile), wildfire (73th percentile).

Preparedness Context

At the 99th percentile nationally for flood risk, Suffolk County residents benefit from understanding their specific flood zone status. Even one inch of floodwater causes significant structural damage to properties outside officially designated high-risk zones. The county's second-ranked hazard, hurricane at the 97th percentile nationally, means Suffolk County residents face compounding risks from multiple natural hazard types during peak seasons. A tested family preparedness plan specific to Suffolk County's primary hazards — including how to shelter in place or evacuate, and who to call — provides more real protection than a general emergency kit sitting unused on a shelf.

Regional Context

The New York county average is 27.9 composite points below Suffolk County's score, a gap that reflects the county's elevated position in the state's hazard distribution.

Is your household prepared for Suffolk County's hazards?

Review FEMA's county-specific preparedness checklists and emergency planning guides.

FEMA Ready Guide →

Frequently Asked Questions

What is the natural disaster risk in Suffolk County, NY?
Suffolk County has a FEMA National Risk Index rating of Relatively High, placing it in the 97th percentile nationally out of 3,144 counties. This composite score reflects the county's overall exposure to natural hazards including floods, wildfires, tornadoes, earthquakes, and hurricanes, weighted by expected annual loss and social vulnerability.
What types of natural hazards affect Suffolk County?
Suffolk County is evaluated for five major natural hazard types: flooding (99th percentile), hurricane (97th percentile), earthquake (96th percentile), tornado (75th percentile), wildfire (73th percentile). The highest-risk hazard is flooding at the 99th percentile nationally. These scores are derived from FEMA's National Risk Index, which analyzes expected annual loss, social vulnerability, and community resilience for each hazard type.
How does Suffolk County risk compare to the New York average?
Suffolk County's composite risk percentile is 97th, compared to the New York state average of 69th percentile. The state's overall risk rating is Relatively Low. This means Suffolk County faces higher natural disaster risk than the typical county in New York.
Is Suffolk County at risk for flooding?
Yes, Suffolk County's flooding risk is at the 99th percentile nationally. This places it in the top quartile for this hazard type.
How is natural disaster risk measured?
FEMA's National Risk Index (NRI) calculates risk scores for 18 natural hazard types across all U.S. counties and census tracts. The composite score combines Expected Annual Loss (estimated dollar losses from each hazard), Social Vulnerability (demographic factors affecting disaster impact), and Community Resilience (ability to recover). Percentile scores rank each county against all 3,144 U.S. counties, and risk ratings range from Very Low to Very High.
Why is Suffolk County higher risk than average?
Suffolk County's composite risk score of 97th percentile is above the New York state average of 69th percentile. This elevated risk is driven by flooding exposure (99th percentile), along with hurricane and earthquake and tornado and wildfire risk. Geographic location, terrain, climate patterns, and proximity to flood zones or fault lines all influence a county's risk profile.
By Evan Brooks, Data EditorUpdated Reviewed by Evan Brooks, Data Editor

Data Source

Risk data sourced from the FEMA National Risk Index (NRI). Risk scores are relative rankings (0–100) across all US counties — not absolute risk measures. Higher scores indicate higher relative risk compared to other counties.

Disclaimer: This data is informational only. It is not financial, insurance, or legal advice. Always consult a qualified professional before making insurance or real estate decisions.