riskbycounty
FEMA NRI 1.19.0Updated Nov 2023 · Coverage 2014–2023Methodology

Macon County Disaster Risk

Macon County, North Carolina

FEMA Risk Rating

Relatively Low

National Percentile

74th

of 3,144 counties

State Rank

#44

of 100 (1 = highest risk)

Flood Risk

71th

percentile

Hazard Risk Breakdown

Flood

River, coastal, and surface flooding risk

Relatively Low

Higher than 71% of US counties

Wildfire

Wildland and wildland-urban interface fire risk

Relatively Low

Higher than 59% of US counties

Tornado

Tornado and severe thunderstorm risk

Relatively Low

Higher than 61% of US counties

Earthquake

Seismic activity and ground shaking risk

Relatively Low

Higher than 70% of US counties

Hurricane

Tropical cyclone and hurricane risk

Relatively Low

Higher than 66% of US counties

Risk Overview

About Natural Disaster Risk in Macon County, North Carolina

Macon County's risk moderately exceeds U.S. levels

Macon County scores 73.79 on the composite risk scale, placing it in the Relatively Low category but above the national average. The score reflects balanced multi-hazard exposure, with wildfire emerging as an above-average threat for this Appalachian county.

Macon ranks above the North Carolina average

At 73.79, Macon County's composite score exceeds the state average of 66.72, positioning it in the upper-middle tier of North Carolina counties for natural disaster risk. The county's profile reflects its mountainous western geography and associated hazards.

Macon faces higher wildfire risk than Jackson County

Macon (73.79) and Jackson County (80.47) are neighboring western counties with similar overall risk, but Macon's wildfire score of 58.52 substantially exceeds Jackson's 46.34. Both counties share comparable flood and earthquake exposure typical of the Blue Ridge region.

Wildfires and floods are Macon's chief hazards

Wildfire risk reaches 58.52 in Macon—above the state average and the highest score among these eight counties—while flood risk stands at 70.80. Tornado risk remains moderate at 60.91, and earthquake and hurricane risks are below 70, offering some regional relief.

Prepare for wildfire and flood threats now

Macon residents should maintain homeowners insurance that covers both flood damage and ensure their homes meet wildfire-resistant building standards. Create a defensible space around your property by clearing dead vegetation, secure your gutters, and keep an evacuation kit ready during fire season.

Source: FEMA National Risk Index · Narrative reviewed by Evan Brooks, Data Editor

Preparedness Guide

What to Prepare for in Macon County

Top Hazards by Exposure

  1. #1
    FloodPrepare
    71th percentile
  2. #2
    EarthquakePrepare
    70th percentile
  3. #3
    HurricanePrepare
    66th percentile

Source: FEMA National Risk Index v1.19.0 · Percentiles are national (3,144 counties)

Risk Advisory: Macon County

Risk Verdict

Macon County sits below the national average for natural disaster exposure, ranking at the 74th percentile across all U.S. counties. Understanding the specific hazards behind Macon County's ranking helps residents prioritize where to direct emergency planning efforts.

Hazard Breakdown

Flood risk is Macon County's dominant natural hazard, ranked at the 71th percentile nationally under FEMA's National Risk Index. Earthquake ranks second at the 70th percentile nationally. Additional tracked hazards include hurricane (66th percentile), tornado (61th percentile), wildfire (59th percentile).

Preparedness Context

With flood ranked as the primary hazard at the 71th percentile nationally, Macon County households should build a go-bag that includes important documents, medications, and supplies to sustain the family for at least three days if evacuation is needed. Alongside flooding, earthquake exposure at the 70th percentile means households benefit from a multi-hazard preparedness plan rather than focusing on flood alone. A waterproof container for documents (insurance policies, ID, prescriptions) and a clear household communication plan for when phone networks are congested are the two highest-value low-cost preparedness steps for Macon County households.

Regional Context

A composite score 7.1 points above the North Carolina state average puts Macon County in a higher-risk category than most counties in the state.

Is your household prepared for Macon County's hazards?

Review FEMA's county-specific preparedness checklists and emergency planning guides.

FEMA Ready Guide →

Frequently Asked Questions

What is the natural disaster risk in Macon County, NC?
Macon County has a FEMA National Risk Index rating of Relatively Low, placing it in the 74th percentile nationally out of 3,144 counties. This composite score reflects the county's overall exposure to natural hazards including floods, wildfires, tornadoes, earthquakes, and hurricanes, weighted by expected annual loss and social vulnerability.
What types of natural hazards affect Macon County?
Macon County is evaluated for five major natural hazard types: flooding (71th percentile), earthquake (70th percentile), hurricane (66th percentile), tornado (61th percentile), wildfire (59th percentile). The highest-risk hazard is flooding at the 71th percentile nationally. These scores are derived from FEMA's National Risk Index, which analyzes expected annual loss, social vulnerability, and community resilience for each hazard type.
How does Macon County risk compare to the North Carolina average?
Macon County's composite risk percentile is 74th, compared to the North Carolina state average of 67th percentile. The state's overall risk rating is Relatively Low. This means Macon County faces higher natural disaster risk than the typical county in North Carolina.
Is Macon County at risk for flooding?
Yes, Macon County's flooding risk is at the 71th percentile nationally. This is above the national median.
How is natural disaster risk measured?
FEMA's National Risk Index (NRI) calculates risk scores for 18 natural hazard types across all U.S. counties and census tracts. The composite score combines Expected Annual Loss (estimated dollar losses from each hazard), Social Vulnerability (demographic factors affecting disaster impact), and Community Resilience (ability to recover). Percentile scores rank each county against all 3,144 U.S. counties, and risk ratings range from Very Low to Very High.
Why is Macon County higher risk than average?
Macon County's composite risk score of 74th percentile is above the North Carolina state average of 67th percentile. This elevated risk is driven by flooding exposure (71th percentile), along with earthquake and hurricane and tornado and wildfire risk. Geographic location, terrain, climate patterns, and proximity to flood zones or fault lines all influence a county's risk profile.
By Evan Brooks, Data EditorUpdated Reviewed by Evan Brooks, Data Editor

Data Source

Risk data sourced from the FEMA National Risk Index (NRI). Risk scores are relative rankings (0–100) across all US counties — not absolute risk measures. Higher scores indicate higher relative risk compared to other counties.

Disclaimer: This data is informational only. It is not financial, insurance, or legal advice. Always consult a qualified professional before making insurance or real estate decisions.