riskbycounty
FEMA NRI 1.19.0Updated Nov 2023 · Coverage 2014–2023Methodology

Benson County Disaster Risk

Benson County, North Dakota

FEMA Risk Rating

Very Low

National Percentile

24th

of 3,144 counties

State Rank

#18

of 53 (1 = highest risk)

Flood Risk

7th

percentile

Hazard Risk Breakdown

Flood

River, coastal, and surface flooding risk

Very Low

Higher than 7% of US counties

Wildfire

Wildland and wildland-urban interface fire risk

Relatively Low

Higher than 80% of US counties

Tornado

Tornado and severe thunderstorm risk

Very Low

Higher than 21% of US counties

Earthquake

Seismic activity and ground shaking risk

Very Low

Higher than 2% of US counties

Risk Overview

About Natural Disaster Risk in Benson County, North Dakota

Benson County shows mixed risk profile

Benson County scores 24.27 on the composite risk scale, slightly above the national average but rated Very Low overall. This reflects a specific concentration of wildfire exposure balanced against lower risks in other hazard categories.

Slightly above North Dakota average

At 24.27, Benson County's composite risk sits just above North Dakota's state average of 22.19, placing it in the middle tier of the state's risk profile. Residents experience roughly typical multi-hazard exposure compared to other North Dakota counties.

Moderate risk among nearby counties

Benson County's 24.27 score falls between safer neighbors like Billings County (0.86) to the south and slightly riskier areas like Bottineau County (18.67) to the west. It represents a middle-ground risk profile for this portion of the state.

Wildfire drives the risk equation

Wildfire risk (80.09) dramatically outpaces other hazards in Benson County, making it the primary disaster concern by a wide margin. Tornado (20.93) and flood (6.71) risks are considerably lower, with earthquake risk minimal at 2.32.

Prioritize wildfire protection now

Benson County's exceptionally high wildfire risk (80.09) should drive your insurance and home-hardening decisions. Ensure your policy covers wildfire damage and create defensible space around your home, especially given your county's elevated exposure to fire season threats.

Source: FEMA National Risk Index · Narrative reviewed by Evan Brooks, Data Editor

Preparedness Guide

What to Prepare for in Benson County

Top Hazards by Exposure

  1. #1
    WildfirePrepare
    80th percentile
  2. #2
    TornadoPrepare
    21th percentile
  3. #3
    FloodPrepare
    7th percentile

Source: FEMA National Risk Index v1.19.0 · Percentiles are national (3,144 counties)

Risk Advisory: Benson County

Risk Verdict

At the 24th percentile nationally, Benson County experiences relatively limited natural hazard pressure compared to most of the country. A 24th percentile score positions Benson County among the nation's lower-risk counties, a genuinely favorable outcome — one that simple, low-cost preparedness habits can reinforce further.

Hazard Breakdown

Wildfire risk is Benson County's dominant natural hazard, ranked at the 80th percentile nationally under FEMA's National Risk Index. Tornado ranks second at the 21th percentile nationally. Additional tracked hazards include flood (7th percentile), earthquake (2th percentile).

Preparedness Context

Benson County's dominant hazard is wildfire, ranked at the 80th percentile nationally. Maintaining at least 30 feet of lean, clean vegetation around structures in Benson County and keeping gutters clear of debris significantly reduces ignition risk from wind-driven embers. The county's tornado exposure at the 21th percentile nationally complements the wildfire risk — saturating rain after burn scarring often triggers secondary flood and debris flow events. Benson County's households benefit from reviewing homeowners insurance before fire season, specifically whether the policy covers replacement cost rather than actual cash value, and whether it includes additional living expenses if displacement is required.

Regional Context

The county's composite score diverges by only 2.1 points from the North Dakota average, making Benson County's hazard profile broadly typical for this part of the state.

Is your household prepared for Benson County's hazards?

Review FEMA's county-specific preparedness checklists and emergency planning guides.

FEMA Ready Guide →

Frequently Asked Questions

What is the natural disaster risk in Benson County, ND?
Benson County has a FEMA National Risk Index rating of Very Low, placing it in the 24th percentile nationally out of 3,144 counties. This composite score reflects the county's overall exposure to natural hazards including floods, wildfires, tornadoes, earthquakes, and hurricanes, weighted by expected annual loss and social vulnerability.
What types of natural hazards affect Benson County?
Benson County is evaluated for five major natural hazard types: wildfire (80th percentile), tornado (21th percentile), flooding (7th percentile), earthquake (2th percentile). The highest-risk hazard is wildfire at the 80th percentile nationally. These scores are derived from FEMA's National Risk Index, which analyzes expected annual loss, social vulnerability, and community resilience for each hazard type.
How does Benson County risk compare to the North Dakota average?
Benson County's composite risk percentile is 24th, compared to the North Dakota state average of 22th percentile. The state's overall risk rating is Very Low. This means Benson County faces higher natural disaster risk than the typical county in North Dakota.
Is Benson County at risk for wildfire?
Yes, Benson County's wildfire risk is at the 80th percentile nationally. This places it in the top quartile for this hazard type. For flooding specifically, Benson County is at the 7th percentile.
How is natural disaster risk measured?
FEMA's National Risk Index (NRI) calculates risk scores for 18 natural hazard types across all U.S. counties and census tracts. The composite score combines Expected Annual Loss (estimated dollar losses from each hazard), Social Vulnerability (demographic factors affecting disaster impact), and Community Resilience (ability to recover). Percentile scores rank each county against all 3,144 U.S. counties, and risk ratings range from Very Low to Very High.
Why is Benson County higher risk than average?
Benson County's composite risk score of 24th percentile is above the North Dakota state average of 22th percentile. This elevated risk is driven by wildfire exposure (80th percentile). Geographic location, terrain, climate patterns, and proximity to flood zones or fault lines all influence a county's risk profile.
By Evan Brooks, Data EditorUpdated Reviewed by Evan Brooks, Data Editor

Data Source

Risk data sourced from the FEMA National Risk Index (NRI). Risk scores are relative rankings (0–100) across all US counties — not absolute risk measures. Higher scores indicate higher relative risk compared to other counties.

Disclaimer: This data is informational only. It is not financial, insurance, or legal advice. Always consult a qualified professional before making insurance or real estate decisions.