riskbycounty
FEMA NRI 1.19.0Updated Nov 2023 · Coverage 2014–2023Methodology

Umatilla County Disaster Risk

Umatilla County, Oregon

FEMA Risk Rating

Relatively Moderate

National Percentile

82th

of 3,144 counties

State Rank

#17

of 36 (1 = highest risk)

Flood Risk

81th

percentile

Hazard Risk Breakdown

Flood

River, coastal, and surface flooding risk

Moderate

Higher than 81% of US counties

Wildfire

Wildland and wildland-urban interface fire risk

Relatively High

Higher than 96% of US counties

Tornado

Tornado and severe thunderstorm risk

Very Low

Higher than 13% of US counties

Earthquake

Seismic activity and ground shaking risk

Moderate

Higher than 87% of US counties

Risk Overview

About Natural Disaster Risk in Umatilla County, Oregon

Umatilla County faces elevated national risk

Umatilla County's composite risk score of 82.28 and Relatively Moderate rating substantially exceed the U.S. average. The county confronts significant wildfire (96.15) and flood (81.46) hazards compounded by seismic exposure.

Umatilla ranks high among Oregon counties

At 82.28, Umatilla County's composite score substantially exceeds Oregon's 63.43 state average, ranking among the state's highest-risk counties. Wildfire threat and flood exposure place Umatilla in Oregon's upper tier.

Riskier than most regional counterparts

Umatilla's score of 82.28 surpasses nearby Wallowa (lower), Morrow (much lower), and Union counties. The county's agricultural landscape and river systems drive elevated flood and wildfire exposure relative to neighbors.

Wildfires and floods threaten Umatilla

Wildfire risk reaches 96.15—among the highest in Oregon—reflecting eastern Oregon's dry grasslands and frequent fire seasons. Flood risk scores 81.46, with the Umatilla River, John Day River, and tributary systems posing seasonal inundation threats.

Wildfire and flood insurance essential

Umatilla residents must secure wildfire riders to standard policies, as exclusions are common; budget 10–20% of home value. Flood insurance is equally critical, especially for properties near river corridors or in mapped floodplains.

Source: FEMA National Risk Index · Narrative reviewed by Evan Brooks, Data Editor

Preparedness Guide

What to Prepare for in Umatilla County

Top Hazards by Exposure

  1. #1
    WildfirePrepare
    96th percentile
  2. #2
    EarthquakePrepare
    87th percentile
  3. #3
    FloodPrepare
    81th percentile

Source: FEMA National Risk Index v1.19.0 · Percentiles are national (3,144 counties)

Risk Advisory: Umatilla County

Risk Verdict

At the 82th percentile nationally, Umatilla County sits in the upper half of U.S. counties for natural disaster exposure. At this risk level, having a documented household preparedness plan — not just awareness — is the meaningful next step for Umatilla County residents.

Hazard Breakdown

Wildfire risk is Umatilla County's dominant natural hazard, ranked at the 96th percentile nationally under FEMA's National Risk Index. Earthquake ranks second at the 87th percentile nationally. Additional tracked hazards include flood (81th percentile), tornado (13th percentile).

Preparedness Context

Umatilla County sits at the 96th percentile for wildfire exposure. Signing up for Umatilla County's county emergency alert system and knowing the pre-planned evacuation route before conditions deteriorate are the two highest-value preparedness actions for residents here. The county's earthquake exposure at the 87th percentile nationally complements the wildfire risk — saturating rain after burn scarring often triggers secondary flood and debris flow events. In Umatilla County, wildfire smoke often precedes the flame front by hours or days; households benefit from tracking EPA's AirNow.gov and having HEPA air filtration available as a first line of indoor protection when air quality alerts are issued.

Regional Context

The Oregon county average is 18.9 composite points below Umatilla County's score, a gap that reflects the county's elevated position in the state's hazard distribution.

Is your household prepared for Umatilla County's hazards?

Review FEMA's county-specific preparedness checklists and emergency planning guides.

FEMA Ready Guide →

Frequently Asked Questions

What is the natural disaster risk in Umatilla County, OR?
Umatilla County has a FEMA National Risk Index rating of Relatively Moderate, placing it in the 82th percentile nationally out of 3,144 counties. This composite score reflects the county's overall exposure to natural hazards including floods, wildfires, tornadoes, earthquakes, and hurricanes, weighted by expected annual loss and social vulnerability.
What types of natural hazards affect Umatilla County?
Umatilla County is evaluated for five major natural hazard types: wildfire (96th percentile), earthquake (87th percentile), flooding (81th percentile), tornado (13th percentile). The highest-risk hazard is wildfire at the 96th percentile nationally. These scores are derived from FEMA's National Risk Index, which analyzes expected annual loss, social vulnerability, and community resilience for each hazard type.
How does Umatilla County risk compare to the Oregon average?
Umatilla County's composite risk percentile is 82th, compared to the Oregon state average of 63th percentile. The state's overall risk rating is Relatively Low. This means Umatilla County faces higher natural disaster risk than the typical county in Oregon.
Is Umatilla County at risk for wildfire?
Yes, Umatilla County's wildfire risk is at the 96th percentile nationally. This places it in the top quartile for this hazard type. For flooding specifically, Umatilla County is at the 81th percentile.
How is natural disaster risk measured?
FEMA's National Risk Index (NRI) calculates risk scores for 18 natural hazard types across all U.S. counties and census tracts. The composite score combines Expected Annual Loss (estimated dollar losses from each hazard), Social Vulnerability (demographic factors affecting disaster impact), and Community Resilience (ability to recover). Percentile scores rank each county against all 3,144 U.S. counties, and risk ratings range from Very Low to Very High.
Why is Umatilla County higher risk than average?
Umatilla County's composite risk score of 82th percentile is above the Oregon state average of 63th percentile. This elevated risk is driven by wildfire exposure (96th percentile), along with earthquake and flooding risk. Geographic location, terrain, climate patterns, and proximity to flood zones or fault lines all influence a county's risk profile.
By Evan Brooks, Data EditorUpdated Reviewed by Evan Brooks, Data Editor

Data Source

Risk data sourced from the FEMA National Risk Index (NRI). Risk scores are relative rankings (0–100) across all US counties — not absolute risk measures. Higher scores indicate higher relative risk compared to other counties.

Disclaimer: This data is informational only. It is not financial, insurance, or legal advice. Always consult a qualified professional before making insurance or real estate decisions.