riskbycounty
FEMA NRI 1.19.0Updated Nov 2023 · Coverage 2014–2023Methodology

Erie County Disaster Risk

Erie County, Pennsylvania

FEMA Risk Rating

Relatively Moderate

National Percentile

84th

of 3,144 counties

State Rank

#19

of 67 (1 = highest risk)

Flood Risk

91th

percentile

Hazard Risk Breakdown

Flood

River, coastal, and surface flooding risk

Moderate

Higher than 91% of US counties

Wildfire

Wildland and wildland-urban interface fire risk

Very Low

Higher than 37% of US counties

Tornado

Tornado and severe thunderstorm risk

Relatively Low

Higher than 67% of US counties

Earthquake

Seismic activity and ground shaking risk

Relatively Low

Higher than 60% of US counties

Hurricane

Tropical cyclone and hurricane risk

Relatively Low

Higher than 71% of US counties

Risk Overview

About Natural Disaster Risk in Erie County, Pennsylvania

Erie ranks above the national average

With a composite risk score of 84.10, Erie County faces above-average natural disaster risk compared to most U.S. counties. This "Relatively Moderate" rating reflects significant exposure to multiple hazards, particularly flooding, which scores 90.71—well above typical levels nationwide.

Third-riskiest county in Pennsylvania

Erie's 84.10 composite score ranks among the highest in Pennsylvania, where the state average is 67.45. Only two other counties in the state face comparably elevated disaster risk across multiple hazard types.

More exposed than neighboring counties

Erie faces notably higher risk than Crawford County to the north and Chautauqua County across the state line. Its flood risk (90.71) and hurricane risk (71.09) are substantially elevated compared to inland neighbors, reflecting its position on Lake Erie's shore.

Flooding and hurricanes top the list

Flooding is Erie's dominant hazard, scoring 90.71, followed by hurricane risk at 71.09 and tornado risk at 66.57. Lake Erie's proximity means residents face both riverine flooding from heavy rainfall and surge risks during Atlantic hurricane season.

Prioritize flood insurance immediately

With flood risk in the 91st percentile, flood insurance is not optional—it's essential for renters and homeowners alike. Standard homeowner's policies exclude flood damage; contact your insurer or the National Flood Insurance Program to ensure coverage before the next heavy rain event.

Source: FEMA National Risk Index · Narrative reviewed by Evan Brooks, Data Editor

Preparedness Guide

What to Prepare for in Erie County

Top Hazards by Exposure

  1. #1
    FloodPrepare
    91th percentile
  2. #2
    HurricanePrepare
    71th percentile
  3. #3
    TornadoPrepare
    67th percentile

Source: FEMA National Risk Index v1.19.0 · Percentiles are national (3,144 counties)

Risk Advisory: Erie County

Risk Verdict

Erie County faces a moderate natural disaster risk profile, ranking at the 84th percentile nationally under FEMA's composite risk model. This risk level calls for more than general awareness: insurance coverage review, a family communication plan, and a prepared go-bag are practical priorities.

Hazard Breakdown

Flood risk is Erie County's dominant natural hazard, ranked at the 91th percentile nationally under FEMA's National Risk Index. Hurricane ranks second at the 71th percentile nationally. Additional tracked hazards include tornado (67th percentile), earthquake (60th percentile), wildfire (37th percentile).

Preparedness Context

Erie County's top natural hazard is flood risk, ranked at the 91th percentile nationally. Homeowners here should confirm whether they are in a FEMA-designated flood zone and check if standard homeowners insurance covers flood damage — it typically does not. The county's second-ranked hazard, hurricane at the 71th percentile nationally, means Erie County residents face compounding risks from multiple natural hazard types during peak seasons. For most Erie County households, the highest-return preparedness step is storing critical documents in digital cloud backup combined with a pre-designated family meeting point if communication is disrupted.

Regional Context

Erie County's composite risk score sits 16.6 points above the Pennsylvania county average, placing it among the more hazard-exposed counties in the state.

Is your household prepared for Erie County's hazards?

Review FEMA's county-specific preparedness checklists and emergency planning guides.

FEMA Ready Guide →

Frequently Asked Questions

What is the natural disaster risk in Erie County, PA?
Erie County has a FEMA National Risk Index rating of Relatively Moderate, placing it in the 84th percentile nationally out of 3,144 counties. This composite score reflects the county's overall exposure to natural hazards including floods, wildfires, tornadoes, earthquakes, and hurricanes, weighted by expected annual loss and social vulnerability.
What types of natural hazards affect Erie County?
Erie County is evaluated for five major natural hazard types: flooding (91th percentile), hurricane (71th percentile), tornado (67th percentile), earthquake (60th percentile), wildfire (37th percentile). The highest-risk hazard is flooding at the 91th percentile nationally. These scores are derived from FEMA's National Risk Index, which analyzes expected annual loss, social vulnerability, and community resilience for each hazard type.
How does Erie County risk compare to the Pennsylvania average?
Erie County's composite risk percentile is 84th, compared to the Pennsylvania state average of 67th percentile. The state's overall risk rating is Relatively Low. This means Erie County faces higher natural disaster risk than the typical county in Pennsylvania.
Is Erie County at risk for flooding?
Yes, Erie County's flooding risk is at the 91th percentile nationally. This places it in the top quartile for this hazard type.
How is natural disaster risk measured?
FEMA's National Risk Index (NRI) calculates risk scores for 18 natural hazard types across all U.S. counties and census tracts. The composite score combines Expected Annual Loss (estimated dollar losses from each hazard), Social Vulnerability (demographic factors affecting disaster impact), and Community Resilience (ability to recover). Percentile scores rank each county against all 3,144 U.S. counties, and risk ratings range from Very Low to Very High.
Why is Erie County higher risk than average?
Erie County's composite risk score of 84th percentile is above the Pennsylvania state average of 67th percentile. This elevated risk is driven by flooding exposure (91th percentile), along with hurricane and tornado and earthquake risk. Geographic location, terrain, climate patterns, and proximity to flood zones or fault lines all influence a county's risk profile.
By Evan Brooks, Data EditorUpdated Reviewed by Evan Brooks, Data Editor

Data Source

Risk data sourced from the FEMA National Risk Index (NRI). Risk scores are relative rankings (0–100) across all US counties — not absolute risk measures. Higher scores indicate higher relative risk compared to other counties.

Disclaimer: This data is informational only. It is not financial, insurance, or legal advice. Always consult a qualified professional before making insurance or real estate decisions.