riskbycounty
FEMA NRI 1.19.0Updated Nov 2023 · Coverage 2014–2023Methodology

Monroe County Disaster Risk

Monroe County, Pennsylvania

FEMA Risk Rating

Relatively Moderate

National Percentile

85th

of 3,144 counties

State Rank

#18

of 67 (1 = highest risk)

Flood Risk

88th

percentile

Hazard Risk Breakdown

Flood

River, coastal, and surface flooding risk

Moderate

Higher than 88% of US counties

Wildfire

Wildland and wildland-urban interface fire risk

Relatively Low

Higher than 52% of US counties

Tornado

Tornado and severe thunderstorm risk

Relatively Low

Higher than 66% of US counties

Earthquake

Seismic activity and ground shaking risk

Relatively Low

Higher than 73% of US counties

Hurricane

Tropical cyclone and hurricane risk

Moderate

Higher than 82% of US counties

Risk Overview

About Natural Disaster Risk in Monroe County, Pennsylvania

Monroe faces elevated national risk

With a composite risk score of 85.08, Monroe County experiences significantly above-average natural disaster exposure compared to U.S. counties overall. The county earned a "Relatively Moderate" risk rating, indicating meaningful hazards that require active preparation and mitigation. Monroe residents face one of the more challenging disaster profiles in the nation.

Among Pennsylvania's highest-risk counties

Monroe County's risk score of 85.08 substantially exceeds Pennsylvania's state average of 67.45, placing it among the state's most vulnerable counties. Only Montgomery County (96.82) and Northampton County (90.01) face comparable or greater exposure. Monroe's "Relatively Moderate" rating reflects genuine and multifaceted hazard exposure across flooding, tornadoes, earthquakes, and hurricanes.

Riskier than most Pennsylvania counties

Monroe County's score of 85.08 is significantly higher than Mifflin (69.27), Lycoming (79.58), and Mercer (77.74) to the west and north. Only Northampton County (90.01) immediately nearby approaches Monroe's risk level; most other counties in the state rank substantially safer. Monroe's position in northeastern Pennsylvania, vulnerable to Atlantic weather systems, drives its elevated exposure.

Multiple serious hazards converge

Monroe County faces threats from multiple major hazard types: hurricane risk at 82.44, earthquake exposure at 73.19, tornado risk at 65.94, and flood exposure at 88.07. This convergence of threats—unusual for Pennsylvania—reflects the county's location near the Atlantic coast and geologically active areas. No single hazard dominates; residents must prepare comprehensively.

Comprehensive preparation is essential

Monroe County residents need flood insurance (88.07 risk), secure roofing for hurricane and tornado seasons, and earthquake-safe structural bracing—a rare combination of protections for Pennsylvania. Reinforce your home's foundation and secure heavy furniture to walls to protect against earthquake damage. Create a multi-hazard emergency plan covering floods, tornadoes, hurricanes, and earthquakes specific to your property.

Source: FEMA National Risk Index · Narrative reviewed by Evan Brooks, Data Editor

Preparedness Guide

What to Prepare for in Monroe County

Top Hazards by Exposure

  1. #1
    FloodPrepare
    88th percentile
  2. #2
    HurricanePrepare
    82th percentile
  3. #3
    EarthquakePrepare
    73th percentile

Source: FEMA National Risk Index v1.19.0 · Percentiles are national (3,144 counties)

Risk Advisory: Monroe County

Risk Verdict

Monroe County registers a moderately elevated natural disaster risk, ranking at the 85th percentile across all U.S. counties. High composite risk signals that multiple hazard types are elevated simultaneously; planning for more than one scenario is important in Monroe County.

Hazard Breakdown

Flood risk is Monroe County's dominant natural hazard, ranked at the 88th percentile nationally under FEMA's National Risk Index. Hurricane ranks second at the 82th percentile nationally. Additional tracked hazards include earthquake (73th percentile), tornado (66th percentile), wildfire (52th percentile).

Preparedness Context

Monroe County's dominant hazard is flooding, ranked at the 88th percentile nationally. In addition to flood insurance, residents should identify their nearest evacuation shelter and store key documents in waterproof containers. Secondary hurricane exposure at the 82th percentile adds a second preparedness layer; households should review coverage options and alert sign-up for both hazard types. Monroe County's county emergency management office publishes hazard-specific guidance tailored to local conditions; bookmarking that resource and the county's alert system is a practical first step for any household.

Regional Context

Monroe County falls 17.6 points above Pennsylvania's typical county risk level, which means the hazard environment here is notably more demanding than the state baseline.

Is your household prepared for Monroe County's hazards?

Review FEMA's county-specific preparedness checklists and emergency planning guides.

FEMA Ready Guide →

Frequently Asked Questions

What is the natural disaster risk in Monroe County, PA?
Monroe County has a FEMA National Risk Index rating of Relatively Moderate, placing it in the 85th percentile nationally out of 3,144 counties. This composite score reflects the county's overall exposure to natural hazards including floods, wildfires, tornadoes, earthquakes, and hurricanes, weighted by expected annual loss and social vulnerability.
What types of natural hazards affect Monroe County?
Monroe County is evaluated for five major natural hazard types: flooding (88th percentile), hurricane (82th percentile), earthquake (73th percentile), tornado (66th percentile), wildfire (52th percentile). The highest-risk hazard is flooding at the 88th percentile nationally. These scores are derived from FEMA's National Risk Index, which analyzes expected annual loss, social vulnerability, and community resilience for each hazard type.
How does Monroe County risk compare to the Pennsylvania average?
Monroe County's composite risk percentile is 85th, compared to the Pennsylvania state average of 67th percentile. The state's overall risk rating is Relatively Low. This means Monroe County faces higher natural disaster risk than the typical county in Pennsylvania.
Is Monroe County at risk for flooding?
Yes, Monroe County's flooding risk is at the 88th percentile nationally. This places it in the top quartile for this hazard type.
How is natural disaster risk measured?
FEMA's National Risk Index (NRI) calculates risk scores for 18 natural hazard types across all U.S. counties and census tracts. The composite score combines Expected Annual Loss (estimated dollar losses from each hazard), Social Vulnerability (demographic factors affecting disaster impact), and Community Resilience (ability to recover). Percentile scores rank each county against all 3,144 U.S. counties, and risk ratings range from Very Low to Very High.
Why is Monroe County higher risk than average?
Monroe County's composite risk score of 85th percentile is above the Pennsylvania state average of 67th percentile. This elevated risk is driven by flooding exposure (88th percentile), along with hurricane and earthquake and tornado and wildfire risk. Geographic location, terrain, climate patterns, and proximity to flood zones or fault lines all influence a county's risk profile.
By Evan Brooks, Data EditorUpdated Reviewed by Evan Brooks, Data Editor

Data Source

Risk data sourced from the FEMA National Risk Index (NRI). Risk scores are relative rankings (0–100) across all US counties — not absolute risk measures. Higher scores indicate higher relative risk compared to other counties.

Disclaimer: This data is informational only. It is not financial, insurance, or legal advice. Always consult a qualified professional before making insurance or real estate decisions.