riskbycounty
FEMA NRI 1.19.0Updated Nov 2023 · Coverage 2014–2023Methodology

Denton County Disaster Risk

Denton County, Texas

FEMA Risk Rating

Relatively High

National Percentile

97th

of 3,144 counties

State Rank

#10

of 254 (1 = highest risk)

Flood Risk

96th

percentile

Hazard Risk Breakdown

Flood

River, coastal, and surface flooding risk

Relatively High

Higher than 96% of US counties

Wildfire

Wildland and wildland-urban interface fire risk

Moderate

Higher than 93% of US counties

Tornado

Tornado and severe thunderstorm risk

Very High

Higher than 100% of US counties

Earthquake

Seismic activity and ground shaking risk

Relatively Low

Higher than 74% of US counties

Hurricane

Tropical cyclone and hurricane risk

Relatively Low

Higher than 58% of US counties

Risk Overview

About Natural Disaster Risk in Denton County, Texas

Denton County faces elevated disaster risk

Denton County's composite risk score of 96.91 places it in the "Relatively High" category, significantly exceeding the national average. This rapidly growing North Texas county sits atop multiple overlapping hazard zones.

Second-highest risk in Texas

At 96.91, Denton County ranks near the top of Texas's riskiest counties, just behind Dallas (99.65) and well above the state average of 49.00. The county's boom in population and development has intensified vulnerability.

Paired with Dallas in regional risk

Denton (96.91) and Dallas (99.65) form a high-risk corridor, while surrounding counties like Collin and Wise experience lower exposure. The Dallas–Fort Worth metroplex concentration amplifies disaster impacts across this zone.

Tornadoes and floods top the list

Tornado risk of 99.81 and flood risk of 95.71 dominate Denton's hazard profile, with wildfire (92.97) and earthquake (73.98) adding substantial additional concern. These converging hazards create year-round preparedness demands.

Multi-layer insurance is critical

Flood insurance is essential given the 95.71 flood score and is not covered by standard policies; earthquake coverage should also be considered given 73.98 risk. Building or accessing a reinforced safe room and signing up for county weather alerts are vital tornado protections.

Source: FEMA National Risk Index · Narrative reviewed by Evan Brooks, Data Editor

Preparedness Guide

What to Prepare for in Denton County

Top Hazards by Exposure

  1. #1
    TornadoPrepare
    100th percentile
  2. #2
    FloodPrepare
    96th percentile
  3. #3
    WildfirePrepare
    93th percentile

Source: FEMA National Risk Index v1.19.0 · Percentiles are national (3,144 counties)

Risk Advisory: Denton County

Risk Verdict

FEMA's National Risk Index places Denton County at the 97th percentile nationally — in the high-risk bracket for U.S. counties. Residents should prioritize a formal household emergency plan, including evacuation routes, insurance review, and a well-stocked emergency kit.

Hazard Breakdown

Tornado risk is Denton County's dominant natural hazard, ranked at the 100th percentile nationally under FEMA's National Risk Index. Flood ranks second at the 96th percentile nationally. Additional tracked hazards include wildfire (93th percentile), earthquake (74th percentile), hurricane (58th percentile).

Preparedness Context

With tornado ranked at the 100th percentile nationally, Denton County sits in a high-exposure zone where the difference between outcomes often comes down to proximity to a reinforced interior shelter and seconds of warning time. Alongside tornado exposure, flood at the 96th percentile nationally means Denton County households face multi-hazard severe-weather seasons that benefit from a single integrated emergency plan covering both threats. For Denton County households, safe rooms certified to FEMA 320/361 standards offer the highest protection during a direct tornado hit; households without a safe room should locate the innermost lowest-floor room in their building and practice the route to it before storm season.

Regional Context

Denton County is 47.9 composite risk points above the Texas average, indicating that residents face greater natural hazard exposure than most of their in-state neighbors.

Is your household prepared for Denton County's hazards?

Review FEMA's county-specific preparedness checklists and emergency planning guides.

FEMA Ready Guide →

Frequently Asked Questions

What is the natural disaster risk in Denton County, TX?
Denton County has a FEMA National Risk Index rating of Relatively High, placing it in the 97th percentile nationally out of 3,144 counties. This composite score reflects the county's overall exposure to natural hazards including floods, wildfires, tornadoes, earthquakes, and hurricanes, weighted by expected annual loss and social vulnerability.
What types of natural hazards affect Denton County?
Denton County is evaluated for five major natural hazard types: tornado (100th percentile), flooding (96th percentile), wildfire (93th percentile), earthquake (74th percentile), hurricane (58th percentile). The highest-risk hazard is tornado at the 100th percentile nationally. These scores are derived from FEMA's National Risk Index, which analyzes expected annual loss, social vulnerability, and community resilience for each hazard type.
How does Denton County risk compare to the Texas average?
Denton County's composite risk percentile is 97th, compared to the Texas state average of 49th percentile. The state's overall risk rating is Relatively Low. This means Denton County faces higher natural disaster risk than the typical county in Texas.
Is Denton County at risk for tornado?
Yes, Denton County's tornado risk is at the 100th percentile nationally. This places it in the top quartile for this hazard type. For flooding specifically, Denton County is at the 96th percentile.
How is natural disaster risk measured?
FEMA's National Risk Index (NRI) calculates risk scores for 18 natural hazard types across all U.S. counties and census tracts. The composite score combines Expected Annual Loss (estimated dollar losses from each hazard), Social Vulnerability (demographic factors affecting disaster impact), and Community Resilience (ability to recover). Percentile scores rank each county against all 3,144 U.S. counties, and risk ratings range from Very Low to Very High.
Why is Denton County higher risk than average?
Denton County's composite risk score of 97th percentile is above the Texas state average of 49th percentile. This elevated risk is driven by tornado exposure (100th percentile), along with flooding and wildfire and earthquake and hurricane risk. Geographic location, terrain, climate patterns, and proximity to flood zones or fault lines all influence a county's risk profile.
By Evan Brooks, Data EditorUpdated Reviewed by Evan Brooks, Data Editor

Data Source

Risk data sourced from the FEMA National Risk Index (NRI). Risk scores are relative rankings (0–100) across all US counties — not absolute risk measures. Higher scores indicate higher relative risk compared to other counties.

Disclaimer: This data is informational only. It is not financial, insurance, or legal advice. Always consult a qualified professional before making insurance or real estate decisions.