riskbycounty
FEMA NRI 1.19.0Updated Nov 2023 · Coverage 2014–2023Methodology

Nueces County Disaster Risk

Nueces County, Texas

FEMA Risk Rating

Relatively High

National Percentile

97th

of 3,144 counties

State Rank

#11

of 254 (1 = highest risk)

Flood Risk

93th

percentile

Hazard Risk Breakdown

Flood

River, coastal, and surface flooding risk

Moderate

Higher than 93% of US counties

Wildfire

Wildland and wildland-urban interface fire risk

Relatively Low

Higher than 74% of US counties

Tornado

Tornado and severe thunderstorm risk

Relatively High

Higher than 96% of US counties

Earthquake

Seismic activity and ground shaking risk

Relatively Low

Higher than 46% of US counties

Hurricane

Tropical cyclone and hurricane risk

Relatively High

Higher than 99% of US counties

Risk Overview

About Natural Disaster Risk in Nueces County, Texas

Nueces faces near-highest national risk

At 96.63, Nueces County's composite risk score ranks among the nation's most hazardous counties, earning a Relatively High rating. This score is nearly double the Texas state average of 49.00, reflecting extraordinary exposure across multiple disaster types.

Among Texas's riskiest counties

Nueces ranks in the top tier of risk statewide, driven by extreme hurricane, tornado, and flood exposure. The county's 96.63 score places it in the most vulnerable category across Texas, making disaster preparedness and insurance critical for residents.

Higher risk than coastal Texas peers

Nueces (96.63) significantly outpaces Orange County (85.91) and most inland neighbors in overall risk. Its unique position on the Gulf Coast drives hurricane risk to 98.58—among the highest in the nation—making it a true outlier in the region.

Hurricane and tornado dominate the forecast

Hurricane risk soars to 98.58, while tornado risk reaches 96.12, making these dual threats existential for Nueces County property owners. Flood risk also sits dangerously high at 93.29, creating a triple threat that affects virtually every corner of the county every storm season.

Hurricane and flood coverage are essential

Standard homeowners insurance does not cover hurricane or flood damage—purchase these as separate policies immediately. For Nueces County, robust hurricane coverage with strong wind deductibles and a separate flood insurance policy through the National Flood Insurance Program are non-negotiable investments in your family's security.

Source: FEMA National Risk Index · Narrative reviewed by Evan Brooks, Data Editor

Preparedness Guide

What to Prepare for in Nueces County

Top Hazards by Exposure

  1. #1
    HurricanePrepare
    99th percentile
  2. #2
    TornadoPrepare
    96th percentile
  3. #3
    FloodPrepare
    93th percentile

Source: FEMA National Risk Index v1.19.0 · Percentiles are national (3,144 counties)

Risk Advisory: Nueces County

Risk Verdict

Natural hazard exposure in Nueces County is notably high, placing it at the 97th percentile among all U.S. counties. Nueces County's elevated composite score reflects cumulative multi-hazard exposure; households should prepare for the county's two or three primary hazard types.

Hazard Breakdown

Hurricane risk is Nueces County's dominant natural hazard, ranked at the 99th percentile nationally under FEMA's National Risk Index. Tornado ranks second at the 96th percentile nationally. Additional tracked hazards include flood (93th percentile), wildfire (74th percentile), earthquake (46th percentile).

Preparedness Context

At the 99th percentile nationally for hurricane risk, Nueces County is in a zone where flood insurance matters beyond the primary wind risk: NFIP flood insurance requires a 30-day waiting period before taking effect, making off-season enrollment the correct timing. Nueces County's tornado exposure at the 96th percentile nationally adds a hazard layer that can persist or intensify after hurricane-force winds have passed, particularly in low-lying inland areas. For Nueces County households, the hurricane preparedness calendar matters: flood insurance has a 30-day waiting period, wind-hardening retrofits take weeks to schedule, and evacuation route scouting is best done before a storm watch is issued.

Regional Context

A composite score 47.6 points above the Texas state average puts Nueces County in a higher-risk category than most counties in the state.

Is your household prepared for Nueces County's hazards?

Review FEMA's county-specific preparedness checklists and emergency planning guides.

FEMA Ready Guide →

Frequently Asked Questions

What is the natural disaster risk in Nueces County, TX?
Nueces County has a FEMA National Risk Index rating of Relatively High, placing it in the 97th percentile nationally out of 3,144 counties. This composite score reflects the county's overall exposure to natural hazards including floods, wildfires, tornadoes, earthquakes, and hurricanes, weighted by expected annual loss and social vulnerability.
What types of natural hazards affect Nueces County?
Nueces County is evaluated for five major natural hazard types: hurricane (99th percentile), tornado (96th percentile), flooding (93th percentile), wildfire (74th percentile), earthquake (46th percentile). The highest-risk hazard is hurricane at the 99th percentile nationally. These scores are derived from FEMA's National Risk Index, which analyzes expected annual loss, social vulnerability, and community resilience for each hazard type.
How does Nueces County risk compare to the Texas average?
Nueces County's composite risk percentile is 97th, compared to the Texas state average of 49th percentile. The state's overall risk rating is Relatively Low. This means Nueces County faces higher natural disaster risk than the typical county in Texas.
Is Nueces County at risk for hurricane?
Yes, Nueces County's hurricane risk is at the 99th percentile nationally. This places it in the top quartile for this hazard type. For flooding specifically, Nueces County is at the 93th percentile.
How is natural disaster risk measured?
FEMA's National Risk Index (NRI) calculates risk scores for 18 natural hazard types across all U.S. counties and census tracts. The composite score combines Expected Annual Loss (estimated dollar losses from each hazard), Social Vulnerability (demographic factors affecting disaster impact), and Community Resilience (ability to recover). Percentile scores rank each county against all 3,144 U.S. counties, and risk ratings range from Very Low to Very High.
Why is Nueces County higher risk than average?
Nueces County's composite risk score of 97th percentile is above the Texas state average of 49th percentile. This elevated risk is driven by hurricane exposure (99th percentile), along with tornado and flooding and wildfire risk. Geographic location, terrain, climate patterns, and proximity to flood zones or fault lines all influence a county's risk profile.
By Evan Brooks, Data EditorUpdated Reviewed by Evan Brooks, Data Editor

Data Source

Risk data sourced from the FEMA National Risk Index (NRI). Risk scores are relative rankings (0–100) across all US counties — not absolute risk measures. Higher scores indicate higher relative risk compared to other counties.

Disclaimer: This data is informational only. It is not financial, insurance, or legal advice. Always consult a qualified professional before making insurance or real estate decisions.