Fannin County Disaster Risk
Fannin County, Texas
FEMA Risk Rating
Relatively Low
National Percentile
68th
of 3,144 counties
State Rank
#85
of 254 (1 = highest risk)
Flood Risk
36th
percentile
Hazard Risk Breakdown
Flood
River, coastal, and surface flooding risk
Very Low
Higher than 36% of US counties
Wildfire
Wildland and wildland-urban interface fire risk
Relatively Low
Higher than 70% of US counties
Tornado
Tornado and severe thunderstorm risk
Moderate
Higher than 87% of US counties
Earthquake
Seismic activity and ground shaking risk
Relatively Low
Higher than 47% of US counties
Hurricane
Tropical cyclone and hurricane risk
Relatively Low
Higher than 49% of US counties
Risk Overview
About Natural Disaster Risk in Fannin County, Texas
Fannin County carries moderate risk nationally
Fannin County's composite risk score of 68.13 places it above the national average, earning a relatively low risk rating despite elevated hazard exposure. This means residents face more natural disaster threats than typical Americans, requiring greater preparedness awareness.
Higher-risk than most Texas counties
At 68.13, Fannin County's composite score significantly exceeds Texas's state average of 49.00, making it one of the state's riskier jurisdictions. The county's exposure stems primarily from tornado and wildfire threats that outpace most of Texas.
Most threatened county in its region
Fannin County scores 68.13, substantially higher than nearby Falls County (26.24) and Franklin County (24.81), marking it as the region's most disaster-prone area. Its elevated wildfire (70.10) and tornado (87.31) scores far exceed those of surrounding counties.
Tornadoes pose the most serious threat
Tornado risk (87.31) dominates Fannin County's hazard profile, nearly matching or exceeding the state average across most categories. Wildfire risk (70.10) ranks second, followed by moderate earthquake (46.82) and hurricane (48.77) exposure.
Prioritize tornado and wind protection
Fannin County residents should ensure robust wind and hail coverage in homeowners policies and verify that tornado damage is included. Consider a safe room or reinforced shelter, and maintain emergency preparedness plans given the high tornado risk score of 87.31.
Source: FEMA National Risk Index · Narrative reviewed by Evan Brooks, Data Editor
Preparedness Guide
What to Prepare for in Fannin County
Top Hazards by Exposure
Source: FEMA National Risk Index v1.19.0 · Percentiles are national (3,144 counties)
Risk Advisory: Fannin County
Risk Verdict
With a national percentile rank of 68th, Fannin County faces below-average hazard exposure relative to U.S. counties as a whole. Above-average risk does not mean imminent danger; it signals that informed, hazard-specific preparedness has high value here.
Hazard Breakdown
Tornado risk is Fannin County's dominant natural hazard, ranked at the 87th percentile nationally under FEMA's National Risk Index. Wildfire ranks second at the 70th percentile nationally. Additional tracked hazards include hurricane (49th percentile), earthquake (47th percentile), flood (36th percentile).
Preparedness Context
At the 87th percentile nationally for tornado risk, Fannin County households benefit most from a reliable alert system — a NOAA weather radio that activates during overnight hours when residents may not be checking smartphone alerts. The secondary wildfire hazard at the 70th percentile nationally adds seasonal complexity to Fannin County's preparedness calendar, since wildfire and tornado risk often peak at different points in the year. For Fannin County households, a pre-decided family shelter plan — who goes where, how children are retrieved from school during a warning, and a neighborhood meet-up point if phones fail — provides real protection that no supply kit alone can replicate.
Regional Context
At 19.1 points above the Texas state average, Fannin County carries meaningfully higher natural disaster exposure than a typical Texas county.
Is your household prepared for Fannin County's hazards?
Review FEMA's county-specific preparedness checklists and emergency planning guides.
Frequently Asked Questions
What is the natural disaster risk in Fannin County, TX?
What types of natural hazards affect Fannin County?
How does Fannin County risk compare to the Texas average?
Is Fannin County at risk for tornado?
How is natural disaster risk measured?
Why is Fannin County higher risk than average?
Data Source
Risk data sourced from the FEMA National Risk Index (NRI). Risk scores are relative rankings (0–100) across all US counties — not absolute risk measures. Higher scores indicate higher relative risk compared to other counties.
Disclaimer: This data is informational only. It is not financial, insurance, or legal advice. Always consult a qualified professional before making insurance or real estate decisions.