riskbycounty
FEMA NRI 1.19.0Updated Nov 2023 · Coverage 2014–2023Methodology

Gillespie County Disaster Risk

Gillespie County, Texas

FEMA Risk Rating

Relatively Low

National Percentile

58th

of 3,144 counties

State Rank

#118

of 254 (1 = highest risk)

Flood Risk

68th

percentile

Hazard Risk Breakdown

Flood

River, coastal, and surface flooding risk

Relatively Low

Higher than 68% of US counties

Wildfire

Wildland and wildland-urban interface fire risk

Moderate

Higher than 84% of US counties

Tornado

Tornado and severe thunderstorm risk

Relatively Low

Higher than 70% of US counties

Earthquake

Seismic activity and ground shaking risk

Very Low

Higher than 12% of US counties

Hurricane

Tropical cyclone and hurricane risk

Relatively Low

Higher than 55% of US counties

Risk Overview

About Natural Disaster Risk in Gillespie County, Texas

Gillespie's Risk Moderately Above Average

Gillespie's composite risk score of 57.70 classifies it as relatively low risk but exceeds the national average around 50. The Hill Country county faces notable wildfire and flood exposures that elevate its overall hazard profile.

Above Texas Average in Hill Country

At 57.70, Gillespie's score surpasses Texas's state average of 49.00, placing it in the upper-middle tier of state risk rankings. The county's terrain and vegetation patterns create elevated wildfire and flash flood conditions typical of Hill Country communities.

Similar Risk to Surrounding Hill Country

Gillespie's composite score of 57.70 aligns closely with neighboring Blanco (56) and Llano (58) counties across the Hill Country region. All three counties share similar topography, drought patterns, and fire-prone cedar-oak terrain.

Wildfire and Flood Dominate Hazards

Gillespie faces high wildfire risk (84.00) and significant flood exposure (68.10), while tornado (70.17) risk remains elevated. Cedar and oak forests fuel rapid wildfires, while steep terrain and creek systems create flash flood danger during heavy rain events.

Defensible Space and Flood Awareness

Gillespie residents should maintain 30+ feet of cleared vegetation around structures and ensure gutters and drainage are clear of debris. Flood insurance is essential for properties near creeks and flood plains; wind coverage is critical for wildfire smoke and embers.

Source: FEMA National Risk Index · Narrative reviewed by Evan Brooks, Data Editor

Preparedness Guide

What to Prepare for in Gillespie County

Top Hazards by Exposure

  1. #1
    WildfirePrepare
    84th percentile
  2. #2
    TornadoPrepare
    70th percentile
  3. #3
    FloodPrepare
    68th percentile

Source: FEMA National Risk Index v1.19.0 · Percentiles are national (3,144 counties)

Risk Advisory: Gillespie County

Risk Verdict

Gillespie County's FEMA risk score places it at the 58th percentile nationally, indicating lower-than-typical exposure for a U.S. county. A moderate composite score often means one or two hazard categories are doing the heavy lifting — knowing which ones matters for preparation.

Hazard Breakdown

Wildfire risk is Gillespie County's dominant natural hazard, ranked at the 84th percentile nationally under FEMA's National Risk Index. Tornado ranks second at the 70th percentile nationally. Additional tracked hazards include flood (68th percentile), hurricane (55th percentile), earthquake (12th percentile).

Preparedness Context

Gillespie County sits at the 84th percentile for wildfire exposure. Signing up for Gillespie County's county emergency alert system and knowing the pre-planned evacuation route before conditions deteriorate are the two highest-value preparedness actions for residents here. Alongside wildfire, tornado at the 70th percentile nationally means a multi-season preparedness mindset — fire season and flood or storm season often require different household plans. In Gillespie County, wildfire smoke often precedes the flame front by hours or days; households benefit from tracking EPA's AirNow.gov and having HEPA air filtration available as a first line of indoor protection when air quality alerts are issued.

Regional Context

The Texas county average is 8.7 composite points below Gillespie County's score, a gap that reflects the county's elevated position in the state's hazard distribution.

Is your household prepared for Gillespie County's hazards?

Review FEMA's county-specific preparedness checklists and emergency planning guides.

FEMA Ready Guide →

Frequently Asked Questions

What is the natural disaster risk in Gillespie County, TX?
Gillespie County has a FEMA National Risk Index rating of Relatively Low, placing it in the 58th percentile nationally out of 3,144 counties. This composite score reflects the county's overall exposure to natural hazards including floods, wildfires, tornadoes, earthquakes, and hurricanes, weighted by expected annual loss and social vulnerability.
What types of natural hazards affect Gillespie County?
Gillespie County is evaluated for five major natural hazard types: wildfire (84th percentile), tornado (70th percentile), flooding (68th percentile), hurricane (55th percentile), earthquake (12th percentile). The highest-risk hazard is wildfire at the 84th percentile nationally. These scores are derived from FEMA's National Risk Index, which analyzes expected annual loss, social vulnerability, and community resilience for each hazard type.
How does Gillespie County risk compare to the Texas average?
Gillespie County's composite risk percentile is 58th, compared to the Texas state average of 49th percentile. The state's overall risk rating is Relatively Low. This means Gillespie County faces higher natural disaster risk than the typical county in Texas.
Is Gillespie County at risk for wildfire?
Yes, Gillespie County's wildfire risk is at the 84th percentile nationally. This places it in the top quartile for this hazard type. For flooding specifically, Gillespie County is at the 68th percentile.
How is natural disaster risk measured?
FEMA's National Risk Index (NRI) calculates risk scores for 18 natural hazard types across all U.S. counties and census tracts. The composite score combines Expected Annual Loss (estimated dollar losses from each hazard), Social Vulnerability (demographic factors affecting disaster impact), and Community Resilience (ability to recover). Percentile scores rank each county against all 3,144 U.S. counties, and risk ratings range from Very Low to Very High.
Why is Gillespie County higher risk than average?
Gillespie County's composite risk score of 58th percentile is above the Texas state average of 49th percentile. This elevated risk is driven by wildfire exposure (84th percentile), along with tornado and flooding and hurricane risk. Geographic location, terrain, climate patterns, and proximity to flood zones or fault lines all influence a county's risk profile.
By Evan Brooks, Data EditorUpdated Reviewed by Evan Brooks, Data Editor

Data Source

Risk data sourced from the FEMA National Risk Index (NRI). Risk scores are relative rankings (0–100) across all US counties — not absolute risk measures. Higher scores indicate higher relative risk compared to other counties.

Disclaimer: This data is informational only. It is not financial, insurance, or legal advice. Always consult a qualified professional before making insurance or real estate decisions.