riskbycounty
FEMA NRI 1.19.0Updated Nov 2023 · Coverage 2014–2023Methodology

Guadalupe County Disaster Risk

Guadalupe County, Texas

FEMA Risk Rating

Relatively Moderate

National Percentile

92th

of 3,144 counties

State Rank

#19

of 254 (1 = highest risk)

Flood Risk

96th

percentile

Hazard Risk Breakdown

Flood

River, coastal, and surface flooding risk

Relatively High

Higher than 96% of US counties

Wildfire

Wildland and wildland-urban interface fire risk

Relatively Low

Higher than 75% of US counties

Tornado

Tornado and severe thunderstorm risk

Moderate

Higher than 92% of US counties

Earthquake

Seismic activity and ground shaking risk

Very Low

Higher than 21% of US counties

Hurricane

Tropical cyclone and hurricane risk

Relatively Low

Higher than 67% of US counties

Risk Overview

About Natural Disaster Risk in Guadalupe County, Texas

Guadalupe County ranks among nation's riskiest

With a composite risk score of 91.51, Guadalupe County ranks as relatively moderate and is among the highest-risk counties in the United States. The county's score more than doubles the Texas state average of 49.00, driven by extraordinary hurricane and flood exposure.

Second-highest risk in Texas

Guadalupe County ranks among Texas's most disaster-vulnerable counties, with exceptional flood risk (95.64) and high tornado risk (92.24). The county's proximity to the Gulf Coast and position along the Colorado River create a perfect storm of hydro and storm hazards.

Regional leader in disaster risk

Guadalupe County's score of 91.51 is the highest in its region, exceeding Gonzales County (85.66), Grimes County (56.97), and all other nearby counties. The county faces the most severe multi-hazard exposure in South Texas.

Flooding is the critical threat

Guadalupe County's flood risk of 95.64 is among the highest in the nation, reflecting proximity to the Colorado River and Gulf Coast storm surge. Tornadoes (92.24) and wildfires (75.03) also pose significant secondary threats across different seasons.

Flood insurance is non-negotiable

With a flood risk score of 95.64, flood insurance is essential for every Guadalupe County property owner—standard homeowners policies do not cover flood damage. Evaluate your elevation, proximity to rivers and streams, and consider additional coverage; elevation certificates can help determine accurate insurance requirements.

Source: FEMA National Risk Index · Narrative reviewed by Evan Brooks, Data Editor

Preparedness Guide

What to Prepare for in Guadalupe County

Top Hazards by Exposure

  1. #1
    FloodPrepare
    96th percentile
  2. #2
    TornadoPrepare
    92th percentile
  3. #3
    WildfirePrepare
    75th percentile

Source: FEMA National Risk Index v1.19.0 · Percentiles are national (3,144 counties)

Risk Advisory: Guadalupe County

Risk Verdict

Natural hazard risk in Guadalupe County is higher than the majority of U.S. counties, with a national composite rank of 92th. Guadalupe County's elevated composite score reflects cumulative multi-hazard exposure; households should prepare for the county's two or three primary hazard types.

Hazard Breakdown

Flood risk is Guadalupe County's dominant natural hazard, ranked at the 96th percentile nationally under FEMA's National Risk Index. Tornado ranks second at the 92th percentile nationally. Additional tracked hazards include wildfire (75th percentile), hurricane (67th percentile), earthquake (21th percentile).

Preparedness Context

With flood ranked as the primary hazard at the 96th percentile nationally, Guadalupe County households should build a go-bag that includes important documents, medications, and supplies to sustain the family for at least three days if evacuation is needed. The county's second-ranked hazard, tornado at the 92th percentile nationally, means Guadalupe County residents face compounding risks from multiple natural hazard types during peak seasons. A waterproof container for documents (insurance policies, ID, prescriptions) and a clear household communication plan for when phone networks are congested are the two highest-value low-cost preparedness steps for Guadalupe County households.

Regional Context

A composite score 42.5 points above the Texas state average puts Guadalupe County in a higher-risk category than most counties in the state.

Is your household prepared for Guadalupe County's hazards?

Review FEMA's county-specific preparedness checklists and emergency planning guides.

FEMA Ready Guide →

Frequently Asked Questions

What is the natural disaster risk in Guadalupe County, TX?
Guadalupe County has a FEMA National Risk Index rating of Relatively Moderate, placing it in the 92th percentile nationally out of 3,144 counties. This composite score reflects the county's overall exposure to natural hazards including floods, wildfires, tornadoes, earthquakes, and hurricanes, weighted by expected annual loss and social vulnerability.
What types of natural hazards affect Guadalupe County?
Guadalupe County is evaluated for five major natural hazard types: flooding (96th percentile), tornado (92th percentile), wildfire (75th percentile), hurricane (67th percentile), earthquake (21th percentile). The highest-risk hazard is flooding at the 96th percentile nationally. These scores are derived from FEMA's National Risk Index, which analyzes expected annual loss, social vulnerability, and community resilience for each hazard type.
How does Guadalupe County risk compare to the Texas average?
Guadalupe County's composite risk percentile is 92th, compared to the Texas state average of 49th percentile. The state's overall risk rating is Relatively Low. This means Guadalupe County faces higher natural disaster risk than the typical county in Texas.
Is Guadalupe County at risk for flooding?
Yes, Guadalupe County's flooding risk is at the 96th percentile nationally. This places it in the top quartile for this hazard type.
How is natural disaster risk measured?
FEMA's National Risk Index (NRI) calculates risk scores for 18 natural hazard types across all U.S. counties and census tracts. The composite score combines Expected Annual Loss (estimated dollar losses from each hazard), Social Vulnerability (demographic factors affecting disaster impact), and Community Resilience (ability to recover). Percentile scores rank each county against all 3,144 U.S. counties, and risk ratings range from Very Low to Very High.
Why is Guadalupe County higher risk than average?
Guadalupe County's composite risk score of 92th percentile is above the Texas state average of 49th percentile. This elevated risk is driven by flooding exposure (96th percentile), along with tornado and wildfire and hurricane risk. Geographic location, terrain, climate patterns, and proximity to flood zones or fault lines all influence a county's risk profile.
By Evan Brooks, Data EditorUpdated Reviewed by Evan Brooks, Data Editor

Data Source

Risk data sourced from the FEMA National Risk Index (NRI). Risk scores are relative rankings (0–100) across all US counties — not absolute risk measures. Higher scores indicate higher relative risk compared to other counties.

Disclaimer: This data is informational only. It is not financial, insurance, or legal advice. Always consult a qualified professional before making insurance or real estate decisions.