Harrison County Disaster Risk

Harrison County, Texas

FEMA Risk Rating

Relatively Low

National Percentile

78th

of 3,144 counties

State Rank

#59

of 254 (1 = highest risk)

Flood Risk

63th

percentile

Hazard Risk Breakdown

Flood

River, coastal, and surface flooding risk

Relatively Low

Higher than 63% of US counties

Wildfire

Wildland and wildland-urban interface fire risk

Relatively Low

Higher than 77% of US counties

Tornado

Tornado and severe thunderstorm risk

Moderate

Higher than 94% of US counties

Earthquake

Seismic activity and ground shaking risk

Relatively Low

Higher than 56% of US counties

Hurricane

Tropical cyclone and hurricane risk

Relatively Low

Higher than 70% of US counties

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Frequently Asked Questions

What is the natural disaster risk in Harrison County, TX?
Harrison County has a FEMA National Risk Index rating of Relatively Low, placing it in the 78th percentile nationally out of 3,144 counties. This composite score reflects the county's overall exposure to natural hazards including floods, wildfires, tornadoes, earthquakes, and hurricanes, weighted by expected annual loss and social vulnerability.
What types of natural hazards affect Harrison County?
Harrison County is evaluated for five major natural hazard types: tornado (94th percentile), wildfire (77th percentile), hurricane (70th percentile), flooding (63th percentile), earthquake (56th percentile). The highest-risk hazard is tornado at the 94th percentile nationally. These scores are derived from FEMA's National Risk Index, which analyzes expected annual loss, social vulnerability, and community resilience for each hazard type.
How does Harrison County risk compare to the Texas average?
Harrison County's composite risk percentile is 78th, compared to the Texas state average of 49th percentile. The state's overall risk rating is Relatively Low. This means Harrison County faces higher natural disaster risk than the typical county in Texas.
Is Harrison County at risk for tornado?
Yes, Harrison County's tornado risk is at the 94th percentile nationally. This places it in the top quartile for this hazard type. For flooding specifically, Harrison County is at the 63th percentile.
How is natural disaster risk measured?
FEMA's National Risk Index (NRI) calculates risk scores for 18 natural hazard types across all U.S. counties and census tracts. The composite score combines Expected Annual Loss (estimated dollar losses from each hazard), Social Vulnerability (demographic factors affecting disaster impact), and Community Resilience (ability to recover). Percentile scores rank each county against all 3,144 U.S. counties, and risk ratings range from Very Low to Very High.
Why is Harrison County higher risk than average?
Harrison County's composite risk score of 78th percentile is above the Texas state average of 49th percentile. This elevated risk is driven by tornado exposure (94th percentile), along with wildfire and hurricane and flooding and earthquake risk. Geographic location, terrain, climate patterns, and proximity to flood zones or fault lines all influence a county's risk profile.

Data Source

Risk data sourced from the FEMA National Risk Index (NRI). Risk scores are relative rankings (0–100) across all US counties — not absolute risk measures. Higher scores indicate higher relative risk compared to other counties.

Disclaimer: This data is informational only. It is not financial, insurance, or legal advice. Always consult a qualified professional before making insurance or real estate decisions.