Kerr County Disaster Risk

Kerr County, Texas

FEMA Risk Rating

Relatively Low

National Percentile

77th

of 3,144 counties

State Rank

#62

of 254 (1 = highest risk)

Flood Risk

85th

percentile

Hazard Risk Breakdown

Flood

River, coastal, and surface flooding risk

Moderate

Higher than 85% of US counties

Wildfire

Wildland and wildland-urban interface fire risk

Moderate

Higher than 84% of US counties

Tornado

Tornado and severe thunderstorm risk

Relatively Low

Higher than 79% of US counties

Earthquake

Seismic activity and ground shaking risk

Very Low

Higher than 16% of US counties

Hurricane

Tropical cyclone and hurricane risk

Relatively Low

Higher than 62% of US counties

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Frequently Asked Questions

What is the natural disaster risk in Kerr County, TX?
Kerr County has a FEMA National Risk Index rating of Relatively Low, placing it in the 77th percentile nationally out of 3,144 counties. This composite score reflects the county's overall exposure to natural hazards including floods, wildfires, tornadoes, earthquakes, and hurricanes, weighted by expected annual loss and social vulnerability.
What types of natural hazards affect Kerr County?
Kerr County is evaluated for five major natural hazard types: flooding (85th percentile), wildfire (84th percentile), tornado (79th percentile), hurricane (62th percentile), earthquake (16th percentile). The highest-risk hazard is flooding at the 85th percentile nationally. These scores are derived from FEMA's National Risk Index, which analyzes expected annual loss, social vulnerability, and community resilience for each hazard type.
How does Kerr County risk compare to the Texas average?
Kerr County's composite risk percentile is 77th, compared to the Texas state average of 49th percentile. The state's overall risk rating is Relatively Low. This means Kerr County faces higher natural disaster risk than the typical county in Texas.
Is Kerr County at risk for flooding?
Yes, Kerr County's flooding risk is at the 85th percentile nationally. This places it in the top quartile for this hazard type.
How is natural disaster risk measured?
FEMA's National Risk Index (NRI) calculates risk scores for 18 natural hazard types across all U.S. counties and census tracts. The composite score combines Expected Annual Loss (estimated dollar losses from each hazard), Social Vulnerability (demographic factors affecting disaster impact), and Community Resilience (ability to recover). Percentile scores rank each county against all 3,144 U.S. counties, and risk ratings range from Very Low to Very High.
Why is Kerr County higher risk than average?
Kerr County's composite risk score of 77th percentile is above the Texas state average of 49th percentile. This elevated risk is driven by flooding exposure (85th percentile), along with wildfire and tornado and hurricane risk. Geographic location, terrain, climate patterns, and proximity to flood zones or fault lines all influence a county's risk profile.

Data Source

Risk data sourced from the FEMA National Risk Index (NRI). Risk scores are relative rankings (0–100) across all US counties — not absolute risk measures. Higher scores indicate higher relative risk compared to other counties.

Disclaimer: This data is informational only. It is not financial, insurance, or legal advice. Always consult a qualified professional before making insurance or real estate decisions.