riskbycounty
FEMA NRI 1.19.0Updated Nov 2023 · Coverage 2014–2023Methodology

Willacy County Disaster Risk

Willacy County, Texas

FEMA Risk Rating

Relatively Low

National Percentile

77th

of 3,144 counties

State Rank

#60

of 254 (1 = highest risk)

Flood Risk

40th

percentile

Hazard Risk Breakdown

Flood

River, coastal, and surface flooding risk

Very Low

Higher than 40% of US counties

Wildfire

Wildland and wildland-urban interface fire risk

Very Low

Higher than 29% of US counties

Tornado

Tornado and severe thunderstorm risk

Very Low

Higher than 23% of US counties

Earthquake

Seismic activity and ground shaking risk

Very Low

Higher than 15% of US counties

Hurricane

Tropical cyclone and hurricane risk

Moderate

Higher than 92% of US counties

Risk Overview

About Natural Disaster Risk in Willacy County, Texas

Willacy County faces elevated risk overall

With a composite risk score of 77.48, Willacy County is rated "Relatively Low" but scores well above the national average for natural disaster exposure. This rating reflects concentrated hurricane and tropical weather threats that define the county's risk profile.

Above Texas average despite lower rating

Willacy's score of 77.48 exceeds the Texas state average of 49.00, placing it in the higher-risk half of Texas counties despite its "Relatively Low" classification. The county's coastal location drives elevated overall exposure.

Hurricane-dominated profile compared to peers

Willacy County (77.48) sits between Wharton County (83.02) to the north and Wilson County (75.54) to the west, with all three sharing strong hurricane exposure. Willacy's advantage lies in lower flood and tornado risk compared to those neighbors.

Hurricanes overshadow all other hazards

Willacy's hurricane risk score of 91.66 is among the highest in Texas, reflecting its Valley coastal position and exposure to tropical systems. In contrast, tornado risk of 23.22 and wildfire risk of 28.72 pose minimal threats to the county.

Hurricane insurance is non-negotiable here

Given Willacy County's extreme hurricane exposure, comprehensive homeowners insurance with robust wind coverage is essential—consider a separate windstorm policy if available. If you're in a flood-prone coastal area, flood insurance is equally critical, as hurricanes often bring surge and heavy rainfall.

Source: FEMA National Risk Index · Narrative reviewed by Evan Brooks, Data Editor

Preparedness Guide

What to Prepare for in Willacy County

Top Hazards by Exposure

  1. #1
    HurricanePrepare
    92th percentile
  2. #2
    FloodPrepare
    40th percentile
  3. #3
    WildfirePrepare
    29th percentile

Source: FEMA National Risk Index v1.19.0 · Percentiles are national (3,144 counties)

Risk Advisory: Willacy County

Risk Verdict

Willacy County has a below-average natural disaster risk profile, scoring at the 77th percentile nationally under FEMA's National Risk Index. This risk level calls for more than general awareness: insurance coverage review, a family communication plan, and a prepared go-bag are practical priorities.

Hazard Breakdown

Hurricane risk is Willacy County's dominant natural hazard, ranked at the 92th percentile nationally under FEMA's National Risk Index. Flood ranks second at the 40th percentile nationally. Additional tracked hazards include wildfire (29th percentile), tornado (23th percentile), earthquake (15th percentile).

Preparedness Context

Hurricane risk is Willacy County's top-ranked natural hazard at the 92th percentile nationally. The most time-sensitive preparedness step is knowing the county's evacuation zone for your address — zone maps are published by the county emergency management office. Flood, the county's second-ranked hazard at the 40th percentile nationally, represents an additional preparedness consideration for Willacy County independent of hurricane season. Willacy County's county emergency management office publishes official evacuation zone maps with zone-specific shelter locations; downloading this map and identifying your zone assignment is the single highest-value pre-season step.

Regional Context

Willacy County's composite risk score sits 28.5 points above the Texas county average, placing it among the more hazard-exposed counties in the state.

Is your household prepared for Willacy County's hazards?

Review FEMA's county-specific preparedness checklists and emergency planning guides.

FEMA Ready Guide →

Frequently Asked Questions

What is the natural disaster risk in Willacy County, TX?
Willacy County has a FEMA National Risk Index rating of Relatively Low, placing it in the 77th percentile nationally out of 3,144 counties. This composite score reflects the county's overall exposure to natural hazards including floods, wildfires, tornadoes, earthquakes, and hurricanes, weighted by expected annual loss and social vulnerability.
What types of natural hazards affect Willacy County?
Willacy County is evaluated for five major natural hazard types: hurricane (92th percentile), flooding (40th percentile), wildfire (29th percentile), tornado (23th percentile), earthquake (15th percentile). The highest-risk hazard is hurricane at the 92th percentile nationally. These scores are derived from FEMA's National Risk Index, which analyzes expected annual loss, social vulnerability, and community resilience for each hazard type.
How does Willacy County risk compare to the Texas average?
Willacy County's composite risk percentile is 77th, compared to the Texas state average of 49th percentile. The state's overall risk rating is Relatively Low. This means Willacy County faces higher natural disaster risk than the typical county in Texas.
Is Willacy County at risk for hurricane?
Yes, Willacy County's hurricane risk is at the 92th percentile nationally. This places it in the top quartile for this hazard type. For flooding specifically, Willacy County is at the 40th percentile.
How is natural disaster risk measured?
FEMA's National Risk Index (NRI) calculates risk scores for 18 natural hazard types across all U.S. counties and census tracts. The composite score combines Expected Annual Loss (estimated dollar losses from each hazard), Social Vulnerability (demographic factors affecting disaster impact), and Community Resilience (ability to recover). Percentile scores rank each county against all 3,144 U.S. counties, and risk ratings range from Very Low to Very High.
Why is Willacy County higher risk than average?
Willacy County's composite risk score of 77th percentile is above the Texas state average of 49th percentile. This elevated risk is driven by hurricane exposure (92th percentile). Geographic location, terrain, climate patterns, and proximity to flood zones or fault lines all influence a county's risk profile.
By Evan Brooks, Data EditorUpdated Reviewed by Evan Brooks, Data Editor

Data Source

Risk data sourced from the FEMA National Risk Index (NRI). Risk scores are relative rankings (0–100) across all US counties — not absolute risk measures. Higher scores indicate higher relative risk compared to other counties.

Disclaimer: This data is informational only. It is not financial, insurance, or legal advice. Always consult a qualified professional before making insurance or real estate decisions.